From aa1299c01813421ae052c5651513a04d6c1a3947 Mon Sep 17 00:00:00 2001
From: zhenhui <1276357500@qq.com>
Date: Thu, 23 Apr 2026 10:15:01 +0800
Subject: [PATCH] =?UTF-8?q?1.=E6=96=B0=E5=A2=9E=E8=8E=B7=E5=8F=96=E5=85=85?=
 =?UTF-8?q?=E5=80=BC/=E6=8F=90=E7=8E=B0=E9=85=8D=E7=BD=AE=E6=8E=A5?=
 =?UTF-8?q?=E5=8F=A3/api/finance/depositWithdrawConfig=202.=E4=BC=98?=
 =?UTF-8?q?=E5=8C=96=E5=85=85=E5=80=BC=E5=92=8C=E6=8F=90=E7=8E=B0=E6=96=B9?=
 =?UTF-8?q?=E5=BC=8F?=
MIME-Version: 1.0
Content-Type: text/plain; charset=UTF-8
Content-Transfer-Encoding: 8bit

---
 app/admin/controller/Channel.php              |  88 ++---
 app/admin/controller/Dashboard.php            |  14 +-
 .../controller/config/DepositChannel.php      |  52 +--
 app/admin/controller/config/DepositTier.php   |  40 ++
 .../config/FinanceCashierConfig.php           |  28 --
 .../controller/order/DepositChannelOrder.php  |  29 --
 app/admin/controller/order/WithdrawOrder.php  |  42 +--
 app/admin/controller/user/User.php            |  12 +-
 app/api/controller/Account.php                |  24 +-
 app/api/controller/Auth.php                   |   2 +-
 app/api/controller/Finance.php                | 345 ++++++++++++++----
 app/api/controller/Game.php                   |  16 +-
 app/api/controller/Wallet.php                 |  24 +-
 app/api/lang/en.php                           |   1 +
 app/api/lang/zh-cn.php                        |   1 +
 .../library/finance/DepositMockGateway.php    |  71 ++++
 .../library/finance/DepositSettlement.php     |  32 +-
 app/common/library/finance/WithdrawFlow.php   |  57 +--
 app/common/library/game/DepositChannel.php    |  34 +-
 app/common/library/game/DepositTier.php       |  24 +-
 .../library/game/FinanceCashierConfig.php     |   6 +-
 app/common/library/game/StreakWinReward.php   |   4 +-
 .../service/DepositOrderExpireService.php     |  81 ++++
 app/common/service/GameBetSettleService.php   |  30 +-
 app/common/service/GameLiveService.php        |  20 +-
 app/common/service/GameRecordStatService.php  |  20 +-
 app/process/DepositOrderExpireTicker.php      |  22 ++
 config/app.php                                |   7 +
 config/process.php                            |   6 +
 config/route.php                              |   6 +
 web/src/lang/backend/en/channel.ts            |   2 +-
 .../backend/en/config/financeCashierConfig.ts |   6 +-
 .../backend/en/order/depositChannelOrder.ts   |   3 -
 .../lang/backend/en/order/withdrawOrder.ts    |   3 +
 web/src/lang/backend/zh-cn/channel.ts         |   2 +-
 .../zh-cn/config/financeCashierConfig.ts      |   6 +-
 .../zh-cn/order/depositChannelOrder.ts        |   3 -
 .../lang/backend/zh-cn/order/withdrawOrder.ts |   3 +
 .../backend/agent/commissionRecord/index.vue  |  40 +-
 .../agent/commissionRecord/popupForm.vue      |   6 +-
 .../backend/agent/settlementPeriod/index.vue  |  22 +-
 .../agent/settlementPeriod/popupForm.vue      |   6 +-
 web/src/views/backend/channel/popupForm.vue   |   8 +-
 .../backend/config/depositChannel/index.vue   |  25 --
 .../config/depositChannel/popupForm.vue       |  21 --
 .../backend/config/depositTier/index.vue      |   6 +-
 .../backend/config/depositTier/popupForm.vue  |  29 +-
 .../config/financeCashierConfig/index.vue     |  33 +-
 web/src/views/backend/game/live/index.vue     |   4 +-
 web/src/views/backend/game/record/index.vue   |   2 +-
 .../views/backend/order/betOrder/index.vue    |   2 +-
 .../order/depositChannelOrder/index.vue       | 214 -----------
 .../backend/order/depositOrder/index.vue      |   2 +-
 .../backend/order/withdrawOrder/index.vue     |  46 ++-
 .../backend/order/withdrawOrder/popupForm.vue |  19 +-
 55 files changed, 901 insertions(+), 750 deletions(-)
 delete mode 100644 app/admin/controller/order/DepositChannelOrder.php
 create mode 100644 app/common/library/finance/DepositMockGateway.php
 create mode 100644 app/common/service/DepositOrderExpireService.php
 create mode 100644 app/process/DepositOrderExpireTicker.php
 delete mode 100644 web/src/lang/backend/en/order/depositChannelOrder.ts
 delete mode 100644 web/src/lang/backend/zh-cn/order/depositChannelOrder.ts
 delete mode 100644 web/src/views/backend/order/depositChannelOrder/index.vue

diff --git a/app/admin/controller/Channel.php b/app/admin/controller/Channel.php
index c64d73c..496b9ff 100644
--- a/app/admin/controller/Channel.php
+++ b/app/admin/controller/Channel.php
@@ -541,7 +541,7 @@ class Channel extends Backend
             return $this->error('该渠道下暂无管理员，无法配置分配比例');
         }
 
-        $enabledSum = '0.0000';
+        $enabledSum = '0.00';
         $insertRows = [];
         foreach ($rowsRaw as $line) {
             if (!is_array($line)) {
@@ -553,12 +553,12 @@ class Channel extends Backend
             }
             $status = ((int) ($line['status'] ?? 1)) === 1 ? 1 : 0;
             $shareRaw = $line['share_rate'] ?? null;
-            $shareRate = self::normalizeAmountScale($shareRaw === null ? '0' : (string) $shareRaw, 4);
-            if (bccomp($shareRate, '0', 4) < 0 || bccomp($shareRate, '100', 4) > 0) {
+            $shareRate = self::normalizeAmountScale($shareRaw === null ? '0' : (string) $shareRaw, 2);
+            if (bccomp($shareRate, '0', 2) < 0 || bccomp($shareRate, '100', 2) > 0) {
                 return $this->error('分配比例必须在0到100之间');
             }
             if ($status === 1) {
-                $enabledSum = bcadd($enabledSum, $shareRate, 4);
+                $enabledSum = bcadd($enabledSum, $shareRate, 2);
             }
             $insertRows[] = [
                 'channel_id' => (int) $row['id'],
@@ -572,7 +572,7 @@ class Channel extends Backend
         if ($insertRows === []) {
             return $this->error('请至少配置一条有效分配记录');
         }
-        if (bccomp($enabledSum, '100.0000', 4) !== 0) {
+        if (bccomp($enabledSum, '100.00', 2) !== 0) {
             return $this->error('启用的分配比例总和必须等于100');
         }
 
@@ -696,7 +696,7 @@ class Channel extends Backend
         $stats = $this->aggregateBetOrderForChannel($channelId, $periodStartTs, $lastEnd !== null, $endTs);
         $totalBet = $stats['total_bet'];
         $totalPayout = $stats['total_payout'];
-        $profit = bcsub($totalBet, $totalPayout, 4);
+        $profit = bcsub($totalBet, $totalPayout, 2);
 
         $mode = (string) ($row['agent_mode'] ?? 'turnover');
         $commission = $this->computeCommissionAmounts($row, $totalBet, $profit, $mode);
@@ -740,7 +740,7 @@ class Channel extends Backend
 
         $base = $flag . $channelPart . $timePart;
         for ($i = 0; $i < 8; $i++) {
-            $randPart = strtoupper(substr(bin2hex(random_bytes(4)), 0, 8));
+            $randPart = strtoupper(substr(bin2hex(random_bytes(4)), 0, 2));
             $no = $base . $randPart;
             if (!Db::name('agent_settlement_period')->where('settlement_no', $no)->value('id')) {
                 return $no;
@@ -784,10 +784,10 @@ class Channel extends Backend
         }
 
         $row = $query->field('SUM(total_amount) AS tb, SUM(win_amount) AS tw, SUM(jackpot_extra_amount) AS tj')->find();
-        $tb = $row && $row['tb'] !== null && $row['tb'] !== '' ? (string) $row['tb'] : '0.0000';
-        $tw = $row && $row['tw'] !== null && $row['tw'] !== '' ? (string) $row['tw'] : '0.0000';
-        $tj = $row && $row['tj'] !== null && $row['tj'] !== '' ? (string) $row['tj'] : '0.0000';
-        $totalPayout = bcadd($tw, $tj, 4);
+        $tb = $row && $row['tb'] !== null && $row['tb'] !== '' ? (string) $row['tb'] : '0.00';
+        $tw = $row && $row['tw'] !== null && $row['tw'] !== '' ? (string) $row['tw'] : '0.00';
+        $tj = $row && $row['tj'] !== null && $row['tj'] !== '' ? (string) $row['tj'] : '0.00';
+        $totalPayout = bcadd($tw, $tj, 2);
 
         return [
             'total_bet' => number_format((float) $tb, 4, '.', ''),
@@ -805,8 +805,8 @@ class Channel extends Backend
             if ($ratePercent === null || $ratePercent === '') {
                 return '普通返水代理未配置返水分红比例';
             }
-            $rateDec = bcdiv((string) $ratePercent, '100', 6);
-            $amount = bcmul($totalBet, $rateDec, 4);
+            $rateDec = bcdiv((string) $ratePercent, '100', 2);
+            $amount = bcmul($totalBet, $rateDec, 2);
             return [
                 'commission_rate' => $rateDec,
                 'calc_base_amount' => $totalBet,
@@ -825,27 +825,27 @@ class Channel extends Backend
                 return '联营阶梯规则无效或为空';
             }
 
-            if (bccomp($platformProfit, '0', 4) <= 0) {
+            if (bccomp($platformProfit, '0', 2) <= 0) {
                 return [
-                    'commission_rate' => '0.000000',
-                    'calc_base_amount' => '0.0000',
-                    'commission_amount' => '0.0000',
+                    'commission_rate' => '0.00',
+                    'calc_base_amount' => '0.00',
+                    'commission_amount' => '0.00',
                 ];
             }
 
-            $afterFee = bcmul($platformProfit, bcsub('1', (string) $fee, 8), 4);
-            if (bccomp($afterFee, '0', 4) <= 0) {
+            $afterFee = bcmul($platformProfit, bcsub('1', (string) $fee, 2), 2);
+            if (bccomp($afterFee, '0', 2) <= 0) {
                 return [
-                    'commission_rate' => '0.000000',
-                    'calc_base_amount' => '0.0000',
-                    'commission_amount' => '0.0000',
+                    'commission_rate' => '0.00',
+                    'calc_base_amount' => '0.00',
+                    'commission_amount' => '0.00',
                 ];
             }
 
             $playerLoss = $platformProfit;
             $share = $this->pickAffiliateShareRateFromLadder($rules, $playerLoss);
             $rateDec = number_format($share, 6, '.', '');
-            $amount = bcmul($afterFee, $rateDec, 4);
+            $amount = bcmul($afterFee, $rateDec, 2);
 
             return [
                 'commission_rate' => $rateDec,
@@ -888,7 +888,7 @@ class Channel extends Backend
             ];
         }
         usort($out, function ($a, $b) {
-            return bccomp($a['minLoss'], $b['minLoss'], 4);
+            return bccomp($a['minLoss'], $b['minLoss'], 2);
         });
         return $out;
     }
@@ -900,7 +900,7 @@ class Channel extends Backend
     {
         $chosen = (float) $rules[0]['shareRate'];
         foreach ($rules as $rule) {
-            if (bccomp($playerLoss, $rule['minLoss'], 4) >= 0) {
+            if (bccomp($playerLoss, $rule['minLoss'], 2) >= 0) {
                 $chosen = (float) $rule['shareRate'];
             }
         }
@@ -959,24 +959,24 @@ class Channel extends Backend
             ->select()
             ->toArray();
         if ($rows !== []) {
-            $sum = '0.0000';
+            $sum = '0.00';
             $out = [];
             foreach ($rows as $row) {
                 $adminId = (int) ($row['admin_id'] ?? 0);
                 if ($adminId <= 0) {
                     continue;
                 }
-                $shareRate = self::normalizeAmountScale((string) ($row['share_rate'] ?? '0'), 4);
-                if (bccomp($shareRate, '0', 4) <= 0) {
+                $shareRate = self::normalizeAmountScale((string) ($row['share_rate'] ?? '0'), 2);
+                if (bccomp($shareRate, '0', 2) <= 0) {
                     continue;
                 }
-                $sum = bcadd($sum, $shareRate, 4);
+                $sum = bcadd($sum, $shareRate, 2);
                 $out[] = [
                     'admin_id' => $adminId,
                     'share_rate' => $shareRate,
                 ];
             }
-            if ($out !== [] && bccomp($sum, '100.0000', 4) === 0) {
+            if ($out !== [] && bccomp($sum, '100.00', 2) === 0) {
                 return $out;
             }
         }
@@ -987,7 +987,7 @@ class Channel extends Backend
         }
         return [[
             'admin_id' => (int) $fallbackAdminId,
-            'share_rate' => '100.0000',
+            'share_rate' => '100.00',
         ]];
     }
 
@@ -1007,19 +1007,19 @@ class Channel extends Backend
         if ($shareRows === []) {
             return [];
         }
-        $sum = '0.0000';
+        $sum = '0.00';
         $rows = [];
         $lastIndex = count($shareRows) - 1;
         foreach ($shareRows as $index => $shareRow) {
-            $shareRate = self::normalizeAmountScale((string) ($shareRow['share_rate'] ?? '0'), 4);
-            $shareDec = bcdiv($shareRate, '100', 8);
+            $shareRate = self::normalizeAmountScale((string) ($shareRow['share_rate'] ?? '0'), 2);
+            $shareDec = bcdiv($shareRate, '100', 2);
             $amount = $index === $lastIndex
-                ? bcsub($commissionTotal, $sum, 4)
-                : bcmul($commissionTotal, $shareDec, 4);
+                ? bcsub($commissionTotal, $sum, 2)
+                : bcmul($commissionTotal, $shareDec, 2);
             if ($index !== $lastIndex) {
-                $sum = bcadd($sum, $amount, 4);
+                $sum = bcadd($sum, $amount, 2);
             }
-            $effectiveRate = bccomp($calcBaseAmount, '0', 4) <= 0 ? '0.000000' : bcdiv($amount, $calcBaseAmount, 6);
+            $effectiveRate = bccomp($calcBaseAmount, '0', 2) <= 0 ? '0.00' : bcdiv($amount, $calcBaseAmount, 2);
             $rows[] = [
                 'settlement_period_id' => $periodId,
                 'channel_id' => $channelId,
@@ -1052,17 +1052,17 @@ class Channel extends Backend
         }
         $adminNames = Db::name('admin')->where('id', 'in', $adminIds)->column('username', 'id');
 
-        $sum = '0.0000';
+        $sum = '0.00';
         $out = [];
         $lastIndex = count($shareRows) - 1;
         foreach ($shareRows as $index => $shareRow) {
-            $shareRate = self::normalizeAmountScale((string) ($shareRow['share_rate'] ?? '0'), 4);
-            $shareDec = bcdiv($shareRate, '100', 8);
+            $shareRate = self::normalizeAmountScale((string) ($shareRow['share_rate'] ?? '0'), 2);
+            $shareDec = bcdiv($shareRate, '100', 2);
             $amount = $index === $lastIndex
-                ? bcsub($commissionTotal, $sum, 4)
-                : bcmul($commissionTotal, $shareDec, 4);
+                ? bcsub($commissionTotal, $sum, 2)
+                : bcmul($commissionTotal, $shareDec, 2);
             if ($index !== $lastIndex) {
-                $sum = bcadd($sum, $amount, 4);
+                $sum = bcadd($sum, $amount, 2);
             }
             $adminId = (int) ($shareRow['admin_id'] ?? 0);
             $out[] = [
diff --git a/app/admin/controller/Dashboard.php b/app/admin/controller/Dashboard.php
index db362e9..927704f 100644
--- a/app/admin/controller/Dashboard.php
+++ b/app/admin/controller/Dashboard.php
@@ -108,7 +108,7 @@ class Dashboard extends Backend
         if ($scope !== null) {
             $q->whereIn('channel_id', $scope);
         }
-        $rows = $q->fieldRaw('COUNT(*) AS c, COALESCE(SUM(CAST(amount AS DECIMAL(18,4))),0) AS s')->find();
+        $rows = $q->fieldRaw('COUNT(*) AS c, COALESCE(SUM(CAST(amount AS DECIMAL(18,2))),0) AS s')->find();
         if (!is_array($rows)) {
             $rows = [];
         }
@@ -146,7 +146,7 @@ class Dashboard extends Backend
         if ($scope !== null) {
             $q->whereIn('channel_id', $scope);
         }
-        $rows = $q->fieldRaw('COUNT(*) AS c, COALESCE(SUM(CAST(total_amount AS DECIMAL(18,4))),0) AS s')->find();
+        $rows = $q->fieldRaw('COUNT(*) AS c, COALESCE(SUM(CAST(total_amount AS DECIMAL(18,2))),0) AS s')->find();
         if (!is_array($rows)) {
             $rows = [];
         }
@@ -181,7 +181,7 @@ class Dashboard extends Backend
             if ($scope !== null) {
                 $dq->whereIn('channel_id', $scope);
             }
-            $drow = $dq->fieldRaw('COALESCE(SUM(CAST(amount AS DECIMAL(18,4))),0) AS s')->find();
+            $drow = $dq->fieldRaw('COALESCE(SUM(CAST(amount AS DECIMAL(18,2))),0) AS s')->find();
             $dsum = is_array($drow) && isset($drow['s']) ? strval($drow['s']) : '0';
             $depositAmounts[] = $this->formatMoney2($dsum);
 
@@ -192,7 +192,7 @@ class Dashboard extends Backend
             if ($scope !== null) {
                 $bq->whereIn('channel_id', $scope);
             }
-            $brow = $bq->fieldRaw('COALESCE(SUM(CAST(total_amount AS DECIMAL(18,4))),0) AS s')->find();
+            $brow = $bq->fieldRaw('COALESCE(SUM(CAST(total_amount AS DECIMAL(18,2))),0) AS s')->find();
             $bsum = is_array($brow) && isset($brow['s']) ? strval($brow['s']) : '0';
             $betAmounts[] = $this->formatMoney2($bsum);
         }
@@ -264,7 +264,7 @@ class Dashboard extends Backend
     {
         $q = Db::name('deposit_order')
             ->where('status', 1)
-            ->fieldRaw('channel_id, COALESCE(SUM(CAST(amount AS DECIMAL(18,4))),0) AS s')
+            ->fieldRaw('channel_id, COALESCE(SUM(CAST(amount AS DECIMAL(18,2))),0) AS s')
             ->group('channel_id');
         if ($scope !== null) {
             $q->whereIn('channel_id', $scope);
@@ -308,7 +308,7 @@ class Dashboard extends Backend
         $rest = array_slice($list, 8);
         $other = '0';
         foreach ($rest as $item) {
-            $other = bcadd($other, $item['value'], 4);
+            $other = bcadd($other, $item['value'], 2);
         }
         $otherFormatted = $this->formatMoney2($other);
         if (bccomp($otherFormatted, '0', 2) > 0) {
@@ -366,7 +366,7 @@ class Dashboard extends Backend
         if (!is_numeric($amount)) {
             return '0.00';
         }
-        $normalized = bcadd($amount, '0', 4);
+        $normalized = bcadd($amount, '0', 2);
 
         return bcadd($normalized, '0', 2);
     }
diff --git a/app/admin/controller/config/DepositChannel.php b/app/admin/controller/config/DepositChannel.php
index d1edf51..badd05f 100644
--- a/app/admin/controller/config/DepositChannel.php
+++ b/app/admin/controller/config/DepositChannel.php
@@ -4,7 +4,6 @@ namespace app\admin\controller\config;
 
 use app\common\controller\Backend;
 use app\common\library\game\DepositChannel as DepositChannelLib;
-use app\common\library\game\DepositTier as DepositTierLib;
 use app\common\library\game\FinanceCashierConfig as FinanceCashierConfigLib;
 use app\common\service\GameHotDataCoordinator;
 use app\common\service\GameHotDataLock;
@@ -56,7 +55,7 @@ class DepositChannel extends Backend
     }
 
     /**
-     * 列表（baTable：list / total / remark）+ registry + tier_options（弹窗用）
+     * 列表（baTable：list / total / remark）+ registry（弹窗展示名）
      */
     public function index(WebmanRequest $request): Response
     {
@@ -71,7 +70,6 @@ class DepositChannel extends Backend
             return $this->error(__('Parameter error'));
         }
 
-        $tierOptions = $this->buildTierOptions();
         $registryOut = $this->buildRegistryOut();
 
         $parsed = DepositChannelLib::parseStoredOverridesFromDb();
@@ -136,7 +134,6 @@ class DepositChannel extends Backend
             'total'          => $total,
             'remark'         => '',
             'registry'       => $registryOut,
-            'tier_options'   => $tierOptions,
             'items'          => $pageRows,
         ]);
     }
@@ -308,32 +305,6 @@ class DepositChannel extends Backend
         }
     }
 
-    /**
-     * @return list<array{id: string, label: string}>
-     */
-    private function buildTierOptions(): array
-    {
-        $tierRow = Db::name('game_config')->where('config_key', DepositTierLib::CONFIG_KEY)->find();
-        $allTiers = DepositTierLib::parseFromConfigValue($tierRow['config_value'] ?? null);
-        $tierOptions = [];
-        foreach ($allTiers as $t) {
-            if (!is_array($t)) {
-                continue;
-            }
-            $tid = isset($t['id']) && is_string($t['id']) ? $t['id'] : '';
-            if ($tid === '') {
-                continue;
-            }
-            $title = isset($t['title']) && is_string($t['title']) ? trim($t['title']) : '';
-            $tierOptions[] = [
-                'id'    => $tid,
-                'label' => $title !== '' ? $title . ' (' . $tid . ')' : $tid,
-            ];
-        }
-
-        return $tierOptions;
-    }
-
     /**
      * @return array<string, array{name: string, name_en: string, sort: int}>
      */
@@ -376,12 +347,6 @@ class DepositChannel extends Backend
         } else {
             $form['status'] = $current['status'] ?? 0;
         }
-        if (array_key_exists('tier_ids', $payload) && is_array($payload['tier_ids'])) {
-            $form['tier_ids'] = $payload['tier_ids'];
-        } else {
-            $form['tier_ids'] = isset($current['tier_ids']) && is_array($current['tier_ids']) ? $current['tier_ids'] : [];
-        }
-
         return $this->normalizeChannelFormRow($form, $code);
     }
 
@@ -398,24 +363,11 @@ class DepositChannel extends Backend
         if ($st === true || $st === 1 || $st === '1') {
             $status = 1;
         }
-        $tierIds = [];
-        if (isset($payload['tier_ids']) && is_array($payload['tier_ids'])) {
-            foreach ($payload['tier_ids'] as $tid) {
-                if (is_string($tid)) {
-                    $t = trim($tid);
-                    if ($t !== '' && preg_match('/^[a-zA-Z0-9_\-]{1,32}$/', $t)) {
-                        $tierIds[] = $t;
-                    }
-                }
-            }
-            $tierIds = array_values(array_unique($tierIds));
-        }
-
         return [
             'code'     => $code,
             'sort'     => $sort,
             'status'   => $status,
-            'tier_ids' => $tierIds,
+            'tier_ids' => [],
         ];
     }
 }
diff --git a/app/admin/controller/config/DepositTier.php b/app/admin/controller/config/DepositTier.php
index 18e4976..364442e 100644
--- a/app/admin/controller/config/DepositTier.php
+++ b/app/admin/controller/config/DepositTier.php
@@ -3,6 +3,7 @@
 namespace app\admin\controller\config;
 
 use app\common\controller\Backend;
+use app\common\library\game\FinanceCashierConfig as FinanceCashierConfigLib;
 use app\common\library\game\DepositTier as DepositTierLib;
 use app\common\service\GameHotDataCoordinator;
 use app\common\service\GameHotDataLock;
@@ -21,6 +22,45 @@ class DepositTier extends Backend
 
     protected array $noNeedPermission = ['index', 'save'];
 
+    /**
+     * 读取支付货币下拉（来源：game_config.finance_cashier.currencies）。
+     * 用于充值档位表单的“支付货币”选项，避免前端硬编码。
+     */
+    public function currencyOptions(WebmanRequest $request): Response
+    {
+        $response = $this->initializeBackend($request);
+        if ($response !== null) {
+            return $response;
+        }
+        if (!$this->hasNodePermission($request, 'index')) {
+            return $this->error(__('You have no permission'), [], 401);
+        }
+        if ($request->method() !== 'GET') {
+            return $this->error(__('Parameter error'));
+        }
+        $row = Db::name('game_config')->where('config_key', FinanceCashierConfigLib::CONFIG_KEY)->find();
+        $cfg = FinanceCashierConfigLib::parseFromConfigValue($row['config_value'] ?? null);
+        $currencies = [];
+        if (isset($cfg['currencies']) && is_array($cfg['currencies'])) {
+            foreach ($cfg['currencies'] as $item) {
+                if (!is_array($item)) {
+                    continue;
+                }
+                $code = isset($item['code']) && is_string($item['code']) ? strtoupper(trim($item['code'])) : '';
+                if ($code === '') {
+                    continue;
+                }
+                $currencies[] = $code;
+            }
+        }
+        $currencies = array_values(array_unique($currencies));
+        if ($currencies === []) {
+            $currencies = ['MYR', 'CNY', 'USD', 'USDT', 'VND', 'THB', 'SGD', 'IDR'];
+        }
+
+        return $this->success('', ['list' => $currencies]);
+    }
+
     private function hasNodePermission(WebmanRequest $request, string $action): bool
     {
         if (!$this->auth) {
diff --git a/app/admin/controller/config/FinanceCashierConfig.php b/app/admin/controller/config/FinanceCashierConfig.php
index 53f2455..c1ad7a6 100644
--- a/app/admin/controller/config/FinanceCashierConfig.php
+++ b/app/admin/controller/config/FinanceCashierConfig.php
@@ -6,7 +6,6 @@ namespace app\admin\controller\config;
 
 use app\common\controller\Backend;
 use app\common\library\game\DepositChannel as DepositChannelLib;
-use app\common\library\game\DepositTier as DepositTierLib;
 use app\common\library\game\FinanceCashierConfig as FinanceCashierConfigLib;
 use app\common\service\GameHotDataCoordinator;
 use app\common\service\GameHotDataLock;
@@ -91,7 +90,6 @@ class FinanceCashierConfig extends Backend
         return $this->success('', [
             'form'          => $form,
             'registry'      => $this->buildRegistryOut(),
-            'tier_options'  => $this->buildTierOptions(),
         ]);
     }
 
@@ -176,32 +174,6 @@ class FinanceCashierConfig extends Backend
         }
     }
 
-    /**
-     * @return list<array{id: string, label: string}>
-     */
-    private function buildTierOptions(): array
-    {
-        $tierRow = Db::name('game_config')->where('config_key', DepositTierLib::CONFIG_KEY)->find();
-        $allTiers = DepositTierLib::parseFromConfigValue(is_array($tierRow) ? ($tierRow['config_value'] ?? null) : null);
-        $tierOptions = [];
-        foreach ($allTiers as $t) {
-            if (!is_array($t)) {
-                continue;
-            }
-            $tid = isset($t['id']) && is_string($t['id']) ? $t['id'] : '';
-            if ($tid === '') {
-                continue;
-            }
-            $title = isset($t['title']) && is_string($t['title']) ? trim($t['title']) : '';
-            $tierOptions[] = [
-                'id'    => $tid,
-                'label' => $title !== '' ? $title . ' (' . $tid . ')' : $tid,
-            ];
-        }
-
-        return $tierOptions;
-    }
-
     /**
      * @return array<string, array{name: string, name_en: string, sort: int}>
      */
diff --git a/app/admin/controller/order/DepositChannelOrder.php b/app/admin/controller/order/DepositChannelOrder.php
deleted file mode 100644
index 05608e2..0000000
--- a/app/admin/controller/order/DepositChannelOrder.php
+++ /dev/null
@@ -1,29 +0,0 @@
-<?php
-
-namespace app\admin\controller\order;
-
-use app\common\library\game\DepositChannel;
-
-/**
- * 渠道充值订单：仅列出已注册且启用的支付渠道（pay_channel）产生的充值单
- */
-class DepositChannelOrder extends DepositOrder
-{
-    /**
-     * @param list<array<mixed>> $where
-     */
-    protected function appendDepositOrderIndexWhere(array &$where, string $mainShort): void
-    {
-        if ($mainShort === '') {
-            return;
-        }
-        $effective = DepositChannel::effectiveRowsFromDb();
-        $codes = DepositChannel::enabledPayChannelCodes($effective);
-        if ($codes === []) {
-            $where[] = [$mainShort . '.pay_channel', '=', '__no_pay_channel__'];
-
-            return;
-        }
-        $where[] = [$mainShort . '.pay_channel', 'in', $codes];
-    }
-}
diff --git a/app/admin/controller/order/WithdrawOrder.php b/app/admin/controller/order/WithdrawOrder.php
index a5ff8e9..eac55fb 100644
--- a/app/admin/controller/order/WithdrawOrder.php
+++ b/app/admin/controller/order/WithdrawOrder.php
@@ -24,7 +24,7 @@ class WithdrawOrder extends Backend
 
     protected bool $modelSceneValidate = true;
 
-    protected string|array $quickSearchField = ['id', 'order_no', 'remark'];
+    protected string|array $quickSearchField = ['id', 'order_no', 'idempotency_key', 'receive_type', 'receive_account', 'remark'];
 
     protected string|array $defaultSortField = ['id' => 'desc'];
 
@@ -119,16 +119,16 @@ class WithdrawOrder extends Backend
 
         $newAmount = $this->decimalParam($request->post('amount'), '0');
         $newFee = $this->decimalParam($request->post('fee'), '0');
-        if (bccomp($newAmount, '0', 4) <= 0) {
+        if (bccomp($newAmount, '0', 2) <= 0) {
             return $this->error('申请金额必须大于 0');
         }
-        if (bccomp($newFee, '0', 4) < 0) {
+        if (bccomp($newFee, '0', 2) < 0) {
             return $this->error('手续费不能为负');
         }
-        if (bccomp($newFee, $newAmount, 4) > 0) {
+        if (bccomp($newFee, $newAmount, 2) > 0) {
             return $this->error('手续费不能大于申请金额');
         }
-        $newActual = bcsub($newAmount, $newFee, 4);
+        $newActual = bcsub($newAmount, $newFee, 2);
 
         $remarkRaw = $request->post('remark');
         $remark = is_string($remarkRaw) ? trim($remarkRaw) : '';
@@ -149,8 +149,8 @@ class WithdrawOrder extends Backend
         if ($userId <= 0) {
             return $this->error('订单缺少用户信息');
         }
-        $oldAmount = bcadd(strval($order['amount'] ?? '0'), '0', 4);
-        $diff = bcsub($newAmount, $oldAmount, 4);
+        $oldAmount = bcadd(strval($order['amount'] ?? '0'), '0', 2);
+        $diff = bcsub($newAmount, $oldAmount, 2);
 
         $now = time();
         $adminId = $this->intParam($this->auth->id ?? 0);
@@ -168,7 +168,7 @@ class WithdrawOrder extends Backend
         Db::startTrans();
         try {
             // 金额调整差额处理
-            $cmp = bccomp($diff, '0', 4);
+            $cmp = bccomp($diff, '0', 2);
             if ($cmp > 0) {
                 // 新金额更大：再冻结用户 diff
                 $userRow = Db::name('user')->where('id', $userId)->find();
@@ -176,12 +176,12 @@ class WithdrawOrder extends Backend
                     Db::rollback();
                     return $this->error('关联用户不存在');
                 }
-                $beforeCoin = bcadd(strval($userRow['coin'] ?? '0'), '0', 4);
-                if (bccomp($beforeCoin, $diff, 4) < 0) {
+                $beforeCoin = bcadd(strval($userRow['coin'] ?? '0'), '0', 2);
+                if (bccomp($beforeCoin, $diff, 2) < 0) {
                     Db::rollback();
                     return $this->error('用户余额不足以补扣调整差额');
                 }
-                $afterCoin = bcsub($beforeCoin, $diff, 4);
+                $afterCoin = bcsub($beforeCoin, $diff, 2);
                 Db::name('user')->where('id', $userId)->update([
                     'coin'                => $afterCoin,
                     'total_withdraw_coin' => Db::raw('total_withdraw_coin + ' . $diff),
@@ -205,14 +205,14 @@ class WithdrawOrder extends Backend
                 ]);
             } elseif ($cmp < 0) {
                 // 新金额更小：退回差额
-                $abs = bcsub('0', $diff, 4);
+                $abs = bcsub('0', $diff, 2);
                 $userRow = Db::name('user')->where('id', $userId)->find();
                 if (!$userRow) {
                     Db::rollback();
                     return $this->error('关联用户不存在');
                 }
-                $beforeCoin = bcadd(strval($userRow['coin'] ?? '0'), '0', 4);
-                $afterCoin = bcadd($beforeCoin, $abs, 4);
+                $beforeCoin = bcadd(strval($userRow['coin'] ?? '0'), '0', 2);
+                $afterCoin = bcadd($beforeCoin, $abs, 2);
                 Db::name('user')->where('id', $userId)->update([
                     'coin'                => $afterCoin,
                     'total_withdraw_coin' => Db::raw('total_withdraw_coin - ' . $abs),
@@ -301,7 +301,7 @@ class WithdrawOrder extends Backend
         if ($userId <= 0) {
             return $this->error('订单缺少用户信息');
         }
-        $amount = bcadd(strval($order['amount'] ?? '0'), '0', 4);
+        $amount = bcadd(strval($order['amount'] ?? '0'), '0', 2);
         $channelIdRaw = $order['channel_id'] ?? null;
         $channelId = ($channelIdRaw === null || $channelIdRaw === '')
             ? null
@@ -318,8 +318,8 @@ class WithdrawOrder extends Backend
                 Db::rollback();
                 return $this->error('关联用户不存在');
             }
-            $beforeCoin = bcadd(strval($userRow['coin'] ?? '0'), '0', 4);
-            $afterCoin = bcadd($beforeCoin, $amount, 4);
+            $beforeCoin = bcadd(strval($userRow['coin'] ?? '0'), '0', 2);
+            $afterCoin = bcadd($beforeCoin, $amount, 2);
             Db::name('user')->where('id', $userId)->update([
                 'coin'                => $afterCoin,
                 'total_withdraw_coin' => Db::raw('total_withdraw_coin - ' . $amount),
@@ -413,9 +413,9 @@ class WithdrawOrder extends Backend
     private function decimalParam($raw, string $default): string
     {
         if ($raw === null || $raw === '' || !is_numeric(strval($raw))) {
-            return bcadd($default, '0', 4);
+            return bcadd($default, '0', 2);
         }
-        return bcadd(strval($raw), '0', 4);
+        return bcadd(strval($raw), '0', 2);
     }
 
     private function adminDisplayName(): string
@@ -432,14 +432,14 @@ class WithdrawOrder extends Backend
     }
 
     /**
-     * 把 4 位小数金额压缩成最多 2 位小数用于展示（不影响落库精度）
+     * 把 2 位小数金额压缩成最多 2 位小数用于展示（不影响落库精度）
      */
     private function shortAmount(string $amount): string
     {
         if (!is_numeric($amount)) {
             return $amount;
         }
-        $normalized = bcadd($amount, '0', 4);
+        $normalized = bcadd($amount, '0', 2);
         $negative = false;
         if (str_starts_with($normalized, '-')) {
             $negative = true;
diff --git a/app/admin/controller/user/User.php b/app/admin/controller/user/User.php
index feaf940..f4d5ab3 100644
--- a/app/admin/controller/user/User.php
+++ b/app/admin/controller/user/User.php
@@ -232,7 +232,7 @@ class User extends Backend
         if ($amountText === '' || !is_numeric($amountText)) {
             return $this->error('金额格式不正确');
         }
-        if (bccomp($amountText, '0', 4) <= 0) {
+        if (bccomp($amountText, '0', 2) <= 0) {
             return $this->error('金额必须大于0');
         }
 
@@ -267,16 +267,16 @@ class User extends Backend
             }
 
             $before = strval($user['coin'] ?? '0');
-            $delta = self::normalizeAmountScale($amountText, 4);
+            $delta = self::normalizeAmountScale($amountText, 2);
             if ($op === 'credit') {
-                $after = bcadd($before, $delta, 4);
+                $after = bcadd($before, $delta, 2);
                 $bizType = 'admin_credit';
                 $direction = 1;
             } else {
-                if (bccomp($before, $delta, 4) < 0) {
+                if (bccomp($before, $delta, 2) < 0) {
                     return $this->error('余额不足，扣点失败');
                 }
-                $after = bcsub($before, $delta, 4);
+                $after = bcsub($before, $delta, 2);
                 $bizType = 'admin_deduct';
                 $direction = 2;
             }
@@ -365,7 +365,7 @@ class User extends Backend
 
     private static function formatAmountForDisplay(string $amount): string
     {
-        $normalized = self::normalizeAmountScale($amount, 4);
+        $normalized = self::normalizeAmountScale($amount, 2);
         $negative = false;
         if (str_starts_with($normalized, '-')) {
             $negative = true;
diff --git a/app/api/controller/Account.php b/app/api/controller/Account.php
index 20a7711..ace499d 100644
--- a/app/api/controller/Account.php
+++ b/app/api/controller/Account.php
@@ -77,20 +77,20 @@ class Account extends Frontend
                 'create_time'          => $user->create_time ?? 0,
 
                 // 资金字段（4 位小数字符串，与 /api/wallet/balanceSummary 对齐）
-                'coin'                 => $coinBalance,
-                'coin_balance'         => $coinBalance,
-                'frozen_balance'       => '0.0000',
-                'total_deposit_coin'   => WithdrawFlow::amountString($user->total_deposit_coin ?? '0'),
-                'total_withdraw_coin'  => WithdrawFlow::amountString($user->total_withdraw_coin ?? '0'),
-                'bet_flow_coin'        => $flow['bet_flow_coin'],
-                'max_withdrawable'     => $maxWithdrawable,
+                'coin'                 => floatval($coinBalance),
+                'coin_balance'         => floatval($coinBalance),
+                'frozen_balance'       => 0.00,
+                'total_deposit_coin'   => floatval(WithdrawFlow::amountString($user->total_deposit_coin ?? '0')),
+                'total_withdraw_coin'  => floatval(WithdrawFlow::amountString($user->total_withdraw_coin ?? '0')),
+                'bet_flow_coin'        => floatval($flow['bet_flow_coin']),
+                'max_withdrawable'     => floatval($maxWithdrawable),
                 'withdraw_flow'        => [
-                    'ratio'                => $flow['ratio'],
-                    'net_deposit'          => $flow['net_deposit'],
-                    'required_bet_flow'    => $flow['required_bet_flow'],
-                    'remaining_bet_flow'   => $flow['remaining_bet_flow'],
+                    'ratio'                => floatval($flow['ratio']),
+                    'net_deposit'          => floatval($flow['net_deposit']),
+                    'required_bet_flow'    => floatval($flow['required_bet_flow']),
+                    'remaining_bet_flow'   => floatval($flow['remaining_bet_flow']),
                     'eligible'             => $flow['eligible'],
-                    'max_withdraw_by_flow' => $flow['flow_unlimited'] ? null : $flow['max_withdraw_by_flow'],
+                    'max_withdraw_by_flow' => $flow['flow_unlimited'] ? null : floatval($flow['max_withdraw_by_flow']),
                     'flow_unlimited'       => $flow['flow_unlimited'],
                     'pending_withdraw'     => [
                         'count' => $pendingWithdrawCount,
diff --git a/app/api/controller/Auth.php b/app/api/controller/Auth.php
index 84eaf05..e8aa85f 100644
--- a/app/api/controller/Auth.php
+++ b/app/api/controller/Auth.php
@@ -140,7 +140,7 @@ class Auth extends MobileBase
             'user' => [
                 'username' => $userInfo['username'] ?? '',
                 'uuid' => $userInfo['uuid'] ?? '',
-                'coin' => $userInfo['coin'] ?? '0.0000',
+                'coin' => $userInfo['coin'] ?? '0.00',
                 'channel_id' => $userInfo['channel_id'] ?? null,
                 'risk_flags' => $userInfo['risk_flags'] ?? 0,
             ],
diff --git a/app/api/controller/Finance.php b/app/api/controller/Finance.php
index a673be2..c800e32 100644
--- a/app/api/controller/Finance.php
+++ b/app/api/controller/Finance.php
@@ -4,6 +4,7 @@ declare(strict_types=1);
 
 namespace app\api\controller;
 
+use app\common\library\finance\DepositMockGateway;
 use app\common\library\finance\DepositSettlement;
 use app\common\library\finance\WithdrawFlow;
 use app\common\library\game\DepositChannel as DepositChannelLib;
@@ -12,13 +13,26 @@ use app\common\library\game\FinanceCashierConfig as FinanceCashierConfigLib;
 use app\common\model\DepositOrder;
 use app\common\model\GameConfig;
 use app\common\model\WithdrawOrder;
+use app\common\service\DepositOrderExpireService;
+use app\common\service\UserPushService;
 use support\Response;
 use support\think\Db;
 use Throwable;
 use Webman\Http\Request;
+use function response;
 
 class Finance extends MobileBase
 {
+    /**
+     * 模拟第三方收银台页与支付回调，无需 user-token，仅 HMAC 防篡改。
+     */
+    protected array $noNeedLogin = ['depositMockPayPage', 'depositMockNotify'];
+
+    /**
+     * 允许浏览器直接打开 pay_url 而不带 auth-token。
+     */
+    protected array $noNeedAuthToken = ['depositMockPayPage', 'depositMockNotify'];
+
     /**
      * 充值档位列表（仅启用档位，按 sort 升序）
      */
@@ -36,7 +50,7 @@ class Finance extends MobileBase
         foreach ($tiers as $tier) {
             $amount = $this->amountString($tier['amount'] ?? '0');
             $bonus = $this->amountString($tier['bonus_amount'] ?? '0');
-            $total = bcadd($amount, $bonus, 4);
+            $total = bcadd($amount, $bonus, 2);
             $payAmount = $this->amountString($tier['pay_amount'] ?? '0');
             $currency = isset($tier['currency']) && is_string($tier['currency']) ? strtoupper(trim($tier['currency'])) : 'CNY';
             if ($currency === '') {
@@ -49,10 +63,10 @@ class Finance extends MobileBase
                 'tier_key'     => $tierId,
                 'title'        => $localized['title'],
                 'currency'     => $currency,
-                'pay_amount'   => $payAmount,
-                'amount'       => $amount,
-                'bonus_amount' => $bonus,
-                'total_amount' => $total,
+                'pay_amount'   => $this->amountNumber($payAmount),
+                'amount'       => $this->amountNumber($amount),
+                'bonus_amount' => $this->amountNumber($bonus),
+                'total_amount' => $this->amountNumber($total),
                 'desc'         => $localized['desc'],
                 'channels'     => DepositChannelLib::channelsForTier($tierId, $effectiveChannels, $lang),
             ];
@@ -77,15 +91,18 @@ class Finance extends MobileBase
     /**
      * 创建充值订单
      *
-     * 当前为 mock 支付网关，点击即成功：服务端直接在同一请求内完成订单入账。
-     * 未来接入真实第三方支付时，仅需把 "立即结算" 替换为 "返回 pay_url 进入网关"，
-     * 并把入账动作放到网关回调里完成（回调中调用 DepositSettlement::settle）。
+     * 当前为 mock 支付网关：本接口仅创建待支付订单并返回 pay_url。
+     * 未来接入真实第三方支付时，仅需替换 pay_url 生成与回调验签，入账仍在回调中调用 DepositSettlement::settle。
      *
      * 请求：application/json 或 x-www-form-urlencoded
      *   - tier_id / tier_key: 必填，档位唯一标识（与 depositTierList 中 id、tier_key 一致）
      *   - channel_code:    必填，支付渠道代码（与 depositTierList 各档位 channels[].code 一致）
      *   - idempotency_key: 必填，客户端幂等键，短时间内重复提交只生成一次订单
      *
+     * 流程：仅创建 `status=0` 的待支付订单，返回 `pay_url`（含签名的模拟「第三方收银台」页）；玩家打开后点确认，
+     * 由服务端 `depositMockNotify` 模拟网关联调完成入账。未来接入真实三方时，将「打开 pay_url + 等回调」替换为
+     * 真网关，入账仍走 `DepositSettlement::settle`。
+     *
      * 响应（统一结构，未来接入第三方也保持此形状）：
      *   - order_no / amount / pay_channel / paid / pay_url / status / create_time / pay_time
      */
@@ -119,20 +136,33 @@ class Finance extends MobileBase
             return $this->mobileError(2004, 'Pay channel not available');
         }
 
-        // 幂等命中：直接返回已有订单
+        $user = $this->auth->getUser();
+        $userId = intval(strval($user->id));
+        // 先做超时清理，再做幂等命中与“最多三笔待支付”限制
+        DepositOrderExpireService::expirePendingOrders($userId, null);
+
+        // 幂等命中：直接返回已有订单（允许客户端重试拿回同一 pay_url）
         try {
             $existing = DepositOrder::where('idempotency_key', $idempotencyKey)->find();
             if ($existing) {
                 if (intval($existing->user_id) !== intval($this->auth->id)) {
                     return $this->mobileError(1002, 'Idempotency key conflict');
                 }
-                return $this->mobileSuccess($this->buildDepositResponse($existing));
+                return $this->mobileSuccess($this->buildDepositResponse($existing, $this->publicOriginFromRequest($request)));
             }
         } catch (Throwable $e) {
             // 忽略幂等查询失败，继续创建
         }
 
-        $user = $this->auth->getUser();
+        $pendingCount = DepositOrderExpireService::pendingCountByUserId($userId);
+        if ($pendingCount >= DepositOrderExpireService::MAX_PENDING_DEPOSIT) {
+            return $this->mobileError(2005, 'Too many pending deposit orders', [
+                'max_pending'    => DepositOrderExpireService::MAX_PENDING_DEPOSIT,
+                'pending_count'  => $pendingCount,
+                'expire_seconds' => DepositOrderExpireService::EXPIRE_SECONDS,
+            ]);
+        }
+
         $orderNo = 'DP' . date('YmdHis') . substr(str_replace('.', '', uniqid('', true)), -6);
         $curSnap = isset($tier['currency']) && is_string($tier['currency']) ? strtoupper(trim($tier['currency'])) : 'CNY';
         if ($curSnap === '') {
@@ -157,7 +187,6 @@ class Finance extends MobileBase
             $channelId = intval(strval($user->channel_id));
         }
 
-        $orderId = 0;
         try {
             $order = DepositOrder::create([
                 'order_no'             => $orderNo,
@@ -169,70 +198,207 @@ class Finance extends MobileBase
                 'status'               => 0,
                 'pay_channel'          => $channelCode,
                 'deposit_tier_id'      => $tier['id'],
-                'proof_image'          => '',
                 'pay_account_snapshot' => json_encode($tierSnapshot, JSON_UNESCAPED_UNICODE | JSON_UNESCAPED_SLASHES),
                 'remark'               => '',
                 'create_time'          => $now,
                 'update_time'          => $now,
             ]);
-            $orderId = intval($order->id);
         } catch (Throwable $e) {
             $msg = $e->getMessage();
             if (stripos($msg, 'Duplicate') !== false && stripos($msg, 'uk_deposit_order_idem') !== false) {
                 $existing = DepositOrder::where('idempotency_key', $idempotencyKey)->find();
                 if ($existing) {
-                    return $this->mobileSuccess($this->buildDepositResponse($existing));
+                    return $this->mobileSuccess($this->buildDepositResponse($existing, $this->publicOriginFromRequest($request)));
                 }
             }
             return $this->mobileError(2000, $msg);
         }
 
-        // Mock 网关：立即结算，入账到钱包
-        try {
-            DepositSettlement::settle(
-                $orderId,
-                DepositSettlement::SOURCE_MOCK_GATEWAY,
-                'mock gateway auto settled',
-                null,
-                'channel_code=' . $channelCode
-            );
-        } catch (Throwable $e) {
-            return $this->mobileError(2000, $e->getMessage());
-        }
-
-        $settled = DepositOrder::where('id', $orderId)->find();
-        if (!$settled) {
-            return $this->mobileError(2000, 'Order not found after settle');
-        }
-        return $this->mobileSuccess($this->buildDepositResponse($settled));
+        // 仅落待支付单；真实入账在模拟网关联调 depositMockNotify 中完成
+        return $this->mobileSuccess($this->buildDepositResponse($order, $this->publicOriginFromRequest($request)));
     }
 
     /**
      * 将订单模型转换为统一的创建/详情响应数据
+     *
+     * @param string|null $publicOrigin 如 https://api.xxx.com，待支付时用于拼完整 pay_url；为 null 时仅返回以 / 开头的 path+query
      */
-    private function buildDepositResponse($order): array
+    private function buildDepositResponse($order, ?string $publicOrigin = null): array
     {
         $status = $this->mapDepositStatus($order->status);
         $paid = $status === 'paid';
         $amount = $this->amountString($order->amount);
         $bonus = $this->amountString($order->bonus_amount);
-        $total = bcadd($amount, $bonus, 4);
+        $total = bcadd($amount, $bonus, 2);
+        $on = is_string($order->order_no) ? $order->order_no : strval($order->order_no);
+        $payUrl = '';
+        if ($this->intValue($order->status) === 0 && $on !== '') {
+            $payUrl = DepositMockGateway::payPageUrl($on, $publicOrigin);
+        }
         return [
-            'order_no'     => is_string($order->order_no) ? $order->order_no : strval($order->order_no),
-            'amount'       => $amount,
-            'bonus_amount' => $bonus,
-            'total_amount' => $total,
+            'order_no'     => $on,
+            'amount'       => $this->amountNumber($amount),
+            'bonus_amount' => $this->amountNumber($bonus),
+            'total_amount' => $this->amountNumber($total),
             'status'       => $status,
             'paid'         => $paid,
             'pay_channel'  => is_string($order->pay_channel) ? $order->pay_channel : strval($order->pay_channel),
-            'pay_url'      => '',
+            'pay_url'      => $payUrl,
             'create_time'  => is_numeric(strval($order->create_time)) ? intval(strval($order->create_time)) : 0,
             'pay_time'     => is_numeric(strval($order->pay_time)) ? intval(strval($order->pay_time)) : 0,
         ];
     }
 
     /**
-     * 将任意金额输入归一化为 4 位小数字符串（不做类型强制转换）
+     * 根据请求拼出公网 origin，用于给客户端直接可用的完整 pay_url。
+     */
+    private function publicOriginFromRequest(Request $request): string
+    {
+        $proto = strtolower((string) $request->header('x-forwarded-proto', ''));
+        $https = $proto === 'https' || strtolower((string) $request->header('x-forwarded-ssl', '')) === 'on';
+        $scheme = $https ? 'https' : 'http';
+        $host = trim((string) $request->header('host', ''));
+        if ($host === '') {
+            $host = trim((string) ($request->header('x-forwarded-host', '')));
+        }
+        if ($host === '') {
+            $host = '127.0.0.1:8787';
+        }
+
+        return $scheme . '://' . $host;
+    }
+
+    /**
+     * 模拟第三方支付收银台（HTML）。玩家浏览器打开，点击按钮即向 depositMockNotify 发起回调。
+     */
+    public function depositMockPayPage(Request $request): Response
+    {
+        $response = $this->initializeMobile($request);
+        if ($response !== null) {
+            return $response;
+        }
+        $orderNo = $this->stringParam($request->input('order_no'));
+        $sign = $this->stringParam($request->input('sign'));
+        if ($orderNo === '' || $sign === '' || !DepositMockGateway::verifyOrderNo($orderNo, $sign)) {
+            return response('Invalid or expired payment link', 403, [
+                'Content-Type' => 'text/plain; charset=utf-8',
+            ]);
+        }
+        $order = DepositOrder::where('order_no', $orderNo)->find();
+        if (!$order) {
+            return response('Order not found', 404, [
+                'Content-Type' => 'text/plain; charset=utf-8',
+            ]);
+        }
+        DepositOrderExpireService::expirePendingOrders(null, $orderNo);
+        $order = DepositOrder::where('order_no', $orderNo)->find();
+        if (!$order) {
+            return response('Order not found', 404, [
+                'Content-Type' => 'text/plain; charset=utf-8',
+            ]);
+        }
+        if ($this->intValue($order->status) !== 0) {
+            $st = $this->mapDepositStatus($order->status);
+            $msg = 'Order status: ' . $st;
+            if ($st === 'paid') {
+                $msg = 'This order is already paid. You can return to the app.';
+            }
+            $msgEsc = htmlspecialchars($msg, ENT_QUOTES, 'UTF-8');
+
+            return response('<!doctype html><html><head><meta charset="utf-8"><title>充值</title></head><body><p>' . $msgEsc . '</p></body></html>', 200, [
+                'Content-Type' => 'text/html; charset=utf-8',
+            ]);
+        }
+        $amount = $this->amountString($order->amount);
+        $bonus = $this->amountString($order->bonus_amount);
+        $noEsc = htmlspecialchars($orderNo, ENT_QUOTES, 'UTF-8');
+        $signEsc = htmlspecialchars($sign, ENT_QUOTES, 'UTF-8');
+        $payChannel = is_string($order->pay_channel) ? htmlspecialchars($order->pay_channel, ENT_QUOTES, 'UTF-8') : '';
+        $html = '<!doctype html><html><head><meta charset="utf-8"><meta name="viewport" content="width=device-width,initial-scale=1"><title>模拟支付</title></head><body style="font-family:system-ui;padding:1rem">';
+        $html .= '<h2>模拟第三方收银台</h2>';
+        $html .= '<p>订单号：' . $noEsc . '</p>';
+        $html .= '<p>支付渠道：' . $payChannel . '</p>';
+        $html .= '<p>金额（法币/标价）：' . htmlspecialchars($amount, ENT_QUOTES, 'UTF-8') . ' + 赠送 ' . htmlspecialchars($bonus, ENT_QUOTES, 'UTF-8') . '（币）</p>';
+        $html .= '<p>点击下方按钮即视为<strong>第三方支付成功</strong>，服务端会回调并到账。</p>';
+        $html .= '<form method="post" action="/api/finance/depositMockNotify" style="margin-top:1rem">';
+        $html .= '<input type="hidden" name="order_no" value="' . $noEsc . '">';
+        $html .= '<input type="hidden" name="sign" value="' . $signEsc . '">';
+        $html .= '<button type="submit" style="padding:0.5rem 1rem">确认支付（模拟成功）</button>';
+        $html .= '</form></body></html>';
+
+        return response($html, 200, [
+            'Content-Type' => 'text/html; charset=utf-8',
+        ]);
+    }
+
+    /**
+     * 模拟第三方异步通知：验签后调用 DepositSettlement::settle 入账，并推送 wallet.changed。
+     */
+    public function depositMockNotify(Request $request): Response
+    {
+        $response = $this->initializeMobile($request);
+        if ($response !== null) {
+            return $response;
+        }
+        $orderNo = $this->stringParam($request->input('order_no'));
+        $sign = $this->stringParam($request->input('sign'));
+        if ($orderNo === '' || $sign === '') {
+            return $this->mobileError(1001, 'Missing parameters');
+        }
+        if (!DepositMockGateway::verifyOrderNo($orderNo, $sign)) {
+            return $this->mobileError(1003, 'Invalid parameter value');
+        }
+        $order = DepositOrder::where('order_no', $orderNo)->find();
+        if (!$order) {
+            return $this->mobileError(2003, 'Order does not exist');
+        }
+        DepositOrderExpireService::expirePendingOrders(null, $orderNo);
+        $order = DepositOrder::where('order_no', $orderNo)->find();
+        if (!$order) {
+            return $this->mobileError(2003, 'Order does not exist');
+        }
+        if ($this->intValue($order->status) !== 0) {
+            return $this->mobileSuccess($this->buildDepositResponse($order, null));
+        }
+        $orderId = intval(strval($order->id));
+        if ($orderId <= 0) {
+            return $this->mobileError(2000, 'Order id invalid');
+        }
+        $pc = is_string($order->pay_channel) ? $order->pay_channel : strval($order->pay_channel);
+        try {
+            $result = DepositSettlement::settle(
+                $orderId,
+                DepositSettlement::SOURCE_THIRD_PARTY,
+                'mock third party notify',
+                null,
+                'channel_code=' . $pc
+            );
+            $uid = intval(strval($order->user_id));
+            if ($uid > 0) {
+                $coinAfter = is_string($result['balance_after'] ?? null) ? $result['balance_after'] : strval($result['balance_after'] ?? '0');
+                $credit = is_string($result['credit'] ?? null) ? $result['credit'] : strval($result['credit'] ?? '0');
+                UserPushService::publish($uid, UserPushService::EVT_WALLET_CHANGED, [
+                    'reason'        => 'deposit',
+                    'ref_type'      => 'deposit_order',
+                    'ref_id'        => (string) $orderId,
+                    'order_no'      => $orderNo,
+                    'delta'         => $credit,
+                    'balance_after' => $coinAfter,
+                ]);
+            }
+        } catch (Throwable $e) {
+            return $this->mobileError(2000, $e->getMessage());
+        }
+        $fresh = DepositOrder::where('order_no', $orderNo)->find();
+        if (!$fresh) {
+            return $this->mobileError(2000, 'Order not found after settle');
+        }
+
+        return $this->mobileSuccess($this->buildDepositResponse($fresh, null));
+    }
+
+    /**
+     * 将任意金额输入归一化为 2 位小数字符串（不做类型强制转换）
      */
     private function amountString($raw): string
     {
@@ -241,12 +407,17 @@ class Finance extends MobileBase
         } elseif (is_int($raw) || is_float($raw)) {
             $s = strval($raw);
         } else {
-            return '0.0000';
+            return '0.00';
         }
         if ($s === '' || !is_numeric($s)) {
-            return '0.0000';
+            return '0.00';
         }
-        return bcadd($s, '0', 4);
+        return bcadd($s, '0', 2);
+    }
+
+    private function amountNumber($raw): float
+    {
+        return floatval($this->amountString($raw));
     }
 
     /**
@@ -262,11 +433,12 @@ class Finance extends MobileBase
         if ($orderNo === '') {
             return $this->mobileError(1001, 'Missing parameters');
         }
+        DepositOrderExpireService::expirePendingOrders(null, $orderNo);
         $order = DepositOrder::where('order_no', $orderNo)->where('user_id', $this->auth->id)->find();
         if (!$order) {
             return $this->mobileError(2003, 'Order does not exist');
         }
-        return $this->mobileSuccess($this->buildDepositResponse($order));
+        return $this->mobileSuccess($this->buildDepositResponse($order, $this->publicOriginFromRequest($request)));
     }
 
     /**
@@ -279,6 +451,7 @@ class Finance extends MobileBase
         if ($response !== null) {
             return $response;
         }
+        DepositOrderExpireService::expirePendingOrders(intval(strval($this->auth->id)), null);
         $page = $this->intValue($request->input('page', 1));
         if ($page <= 0) {
             $page = 1;
@@ -295,8 +468,8 @@ class Finance extends MobileBase
         foreach ($paginate->items() as $row) {
             $list[] = [
                 'order_no'     => $row->order_no,
-                'amount'       => $this->amountString($row->amount ?? '0'),
-                'bonus_amount' => $this->amountString($row->bonus_amount ?? '0'),
+                'amount'       => $this->amountNumber($row->amount ?? '0'),
+                'bonus_amount' => $this->amountNumber($row->bonus_amount ?? '0'),
                 'status'       => $this->mapDepositStatus($row->status ?? null),
             ];
         }
@@ -324,14 +497,34 @@ class Finance extends MobileBase
         if ($withdrawCoin === '' || $receiveAccount === '' || $receiveType === '' || $idempotencyKey === '') {
             return $this->mobileError(1001, 'Missing parameters');
         }
-        if (!is_numeric($withdrawCoin) || bccomp($withdrawCoin, '0', 4) <= 0) {
+        if (mb_strlen($idempotencyKey) > 64) {
+            return $this->mobileError(1002, 'Idempotency key is too long');
+        }
+        if (!is_numeric($withdrawCoin) || bccomp($withdrawCoin, '0', 2) <= 0) {
             return $this->mobileError(1001, 'Invalid withdraw amount');
         }
-        $withdrawCoin = bcadd($withdrawCoin, '0', 4);
+        $withdrawCoin = bcadd($withdrawCoin, '0', 2);
 
         $user = $this->auth->getUser();
         $userId = intval(strval($user->id));
 
+        // 幂等：相同 idempotency_key 重试直接返回已创建订单
+        $idemOrder = Db::name('withdraw_order')->where('idempotency_key', $idempotencyKey)->find();
+        if ($idemOrder) {
+            $idemUserId = is_numeric(strval($idemOrder['user_id'] ?? null)) ? intval(strval($idemOrder['user_id'])) : 0;
+            if ($idemUserId !== $userId) {
+                return $this->mobileError(1002, 'Idempotency key conflict');
+            }
+            $idemStatus = $this->intValue($idemOrder['status'] ?? 0);
+            return $this->mobileSuccess([
+                'order_no'             => is_string($idemOrder['order_no'] ?? null) ? $idemOrder['order_no'] : strval($idemOrder['order_no'] ?? ''),
+                'status'               => $this->mapWithdrawStatus($idemStatus),
+                'fee_coin'             => $this->amountNumber($idemOrder['fee'] ?? '0'),
+                'actual_arrival_coin'  => $this->amountNumber($idemOrder['actual_amount'] ?? '0'),
+                'risk_review_required' => $idemStatus === 0,
+            ]);
+        }
+
         // 待审核订单数限制：同一用户最多 MAX_PENDING_WITHDRAW 笔 status=0（待审核）
         $pendingCount = Db::name('withdraw_order')
             ->where('user_id', $userId)
@@ -344,8 +537,8 @@ class Finance extends MobileBase
             ]);
         }
 
-        $balanceBefore = bcadd(strval($user->coin ?? '0'), '0', 4);
-        if (bccomp($balanceBefore, $withdrawCoin, 4) < 0) {
+        $balanceBefore = bcadd(strval($user->coin ?? '0'), '0', 2);
+        if (bccomp($balanceBefore, $withdrawCoin, 2) < 0) {
             return $this->mobileError(2001, 'Insufficient balance');
         }
 
@@ -359,14 +552,14 @@ class Finance extends MobileBase
             'bet_flow_coin'       => $user->bet_flow_coin ?? '0',
         ]);
         $maxWithdrawable = WithdrawFlow::maxWithdrawable($balanceBefore, $flowStatus);
-        if (bccomp($withdrawCoin, $maxWithdrawable, 4) > 0) {
+        if (bccomp($withdrawCoin, $maxWithdrawable, 2) > 0) {
             return $this->mobileError(2002, 'Withdraw exceeds available bet flow', [
-                'max_withdrawable'     => $maxWithdrawable,
-                'coin_balance'         => $balanceBefore,
-                'bet_flow_coin'        => $flowStatus['bet_flow_coin'],
-                'total_withdraw_coin'  => WithdrawFlow::amountString($user->total_withdraw_coin ?? '0'),
-                'ratio'                => $flowStatus['ratio'],
-                'max_withdraw_by_flow' => $flowStatus['flow_unlimited'] ? null : $flowStatus['max_withdraw_by_flow'],
+                'max_withdrawable'     => $this->amountNumber($maxWithdrawable),
+                'coin_balance'         => $this->amountNumber($balanceBefore),
+                'bet_flow_coin'        => $this->amountNumber($flowStatus['bet_flow_coin']),
+                'total_withdraw_coin'  => $this->amountNumber(WithdrawFlow::amountString($user->total_withdraw_coin ?? '0')),
+                'ratio'                => floatval($flowStatus['ratio']),
+                'max_withdraw_by_flow' => $flowStatus['flow_unlimited'] ? null : $this->amountNumber($flowStatus['max_withdraw_by_flow']),
             ]);
         }
 
@@ -376,9 +569,9 @@ class Finance extends MobileBase
             : null;
 
         $orderNo = 'WD' . date('YmdHis') . substr(str_replace('.', '', uniqid('', true)), -6);
-        $feeCoin = bcmul($withdrawCoin, '0.005', 4);
-        $actualArrivalCoin = bcsub($withdrawCoin, $feeCoin, 4);
-        $balanceAfter = bcsub($balanceBefore, $withdrawCoin, 4);
+        $feeCoin = bcmul($withdrawCoin, '0.005', 2);
+        $actualArrivalCoin = bcsub($withdrawCoin, $feeCoin, 2);
+        $balanceAfter = bcsub($balanceBefore, $withdrawCoin, 2);
         $now = time();
 
         Db::startTrans();
@@ -399,11 +592,14 @@ class Finance extends MobileBase
 
             $orderId = Db::name('withdraw_order')->insertGetId([
                 'order_no'        => $orderNo,
+                'idempotency_key' => $idempotencyKey,
                 'user_id'         => $userId,
                 'channel_id'      => $channelId,
                 'amount'          => $withdrawCoin,
                 'fee'             => $feeCoin,
                 'actual_amount'   => $actualArrivalCoin,
+                'receive_type'    => $receiveType,
+                'receive_account' => $receiveAccount,
                 'status'          => 0,
                 'review_admin_id' => null,
                 'review_time'     => null,
@@ -436,8 +632,8 @@ class Finance extends MobileBase
         return $this->mobileSuccess([
             'order_no'             => $orderNo,
             'status'               => 'pending_review',
-            'fee_coin'             => $feeCoin,
-            'actual_arrival_coin'  => $actualArrivalCoin,
+            'fee_coin'             => $this->amountNumber($feeCoin),
+            'actual_arrival_coin'  => $this->amountNumber($actualArrivalCoin),
             'risk_review_required' => true,
         ]);
     }
@@ -465,9 +661,11 @@ class Finance extends MobileBase
         return $this->mobileSuccess([
             'order_no'            => $order->order_no,
             'status'              => $this->mapWithdrawStatus($statusCode),
-            'withdraw_coin'       => $order->amount,
-            'fee_coin'            => $order->fee,
-            'actual_arrival_coin' => $order->actual_amount,
+            'withdraw_coin'       => $this->amountNumber($order->amount ?? '0'),
+            'fee_coin'            => $this->amountNumber($order->fee ?? '0'),
+            'actual_arrival_coin' => $this->amountNumber($order->actual_amount ?? '0'),
+            'receive_type'        => is_string($order->receive_type ?? null) ? $order->receive_type : strval($order->receive_type ?? ''),
+            'receive_account'     => is_string($order->receive_account ?? null) ? $order->receive_account : strval($order->receive_account ?? ''),
             'reject_reason'       => $statusCode === 2 && $remark !== '' ? $remark : null,
             'create_time'         => $order->create_time,
             'review_time'         => $order->review_time,
@@ -500,7 +698,7 @@ class Finance extends MobileBase
         foreach ($paginate->items() as $row) {
             $list[] = [
                 'order_no' => $row->order_no,
-                'amount'   => $this->amountString($row->amount ?? '0'),
+                'amount'   => $this->amountNumber($row->amount ?? '0'),
                 'status'   => $this->mapWithdrawStatus($row->status ?? null),
             ];
         }
@@ -518,6 +716,19 @@ class Finance extends MobileBase
      * 收银台配置：货币列表（含充值/提现汇率）、支付渠道（pay_channels）、提现银行与文案（供充值/提现页展示）
      */
     public function cashierConfig(Request $request): Response
+    {
+        return $this->buildDepositWithdrawConfig($request);
+    }
+
+    /**
+     * 充值/提现配置（推荐新接口，兼容 cashierConfig 相同返回结构）
+     */
+    public function depositWithdrawConfig(Request $request): Response
+    {
+        return $this->buildDepositWithdrawConfig($request);
+    }
+
+    private function buildDepositWithdrawConfig(Request $request): Response
     {
         $response = $this->initializeMobile($request);
         if ($response !== null) {
diff --git a/app/api/controller/Game.php b/app/api/controller/Game.php
index c7b9e48..fa6f9fc 100644
--- a/app/api/controller/Game.php
+++ b/app/api/controller/Game.php
@@ -59,8 +59,8 @@ class Game extends MobileBase
             ],
             'bet_config' => [
                 'pick_max_number_count' => $this->getPickMaxNumberCount(),
-                'chips' => ['1.0000', '5.0000', '10.0000', '25.0000', '50.0000', '100.0000'],
-                'single_number_max_bet' => $this->getConfigValue('single_number_max_bet', '500.0000'),
+                'chips' => ['1.00', '5.00', '10.00', '25.00', '50.00', '100.00'],
+                'single_number_max_bet' => $this->getConfigValue('single_number_max_bet', '500.00'),
             ],
             'dictionary' => $items,
             'user_snapshot' => [
@@ -157,10 +157,10 @@ class Game extends MobileBase
         if ($periodNo === '' || $betAmount === '' || $idempotencyKey === '') {
             return $this->mobileError(1001, 'Missing parameters');
         }
-        if (!is_numeric($betAmount) || bccomp($betAmount, '0', 4) <= 0) {
+        if (!is_numeric($betAmount) || bccomp($betAmount, '0', 2) <= 0) {
             return $this->mobileError(1003, 'Invalid parameter value');
         }
-        $totalAmount = bcadd($betAmount, '0', 4);
+        $totalAmount = bcadd($betAmount, '0', 2);
 
         $numbers = $this->parseBetNumbersFromRequest($numbersRaw);
         if ($numbers === []) {
@@ -189,7 +189,7 @@ class Game extends MobileBase
         }
 
         $user = $this->auth->getUser();
-        if (bccomp((string) $user->coin, $totalAmount, 4) < 0) {
+        if (bccomp((string) $user->coin, $totalAmount, 2) < 0) {
             return $this->mobileError(2001, 'Insufficient balance');
         }
 
@@ -209,7 +209,7 @@ class Game extends MobileBase
                 return $this->mobileError(5000, 'System is busy, please try again later');
             }
             $before = (string) ($coinRow['coin'] ?? '0');
-            if (bccomp($before, $totalAmount, 4) < 0) {
+            if (bccomp($before, $totalAmount, 2) < 0) {
                 return $this->mobileError(2001, 'Insufficient balance');
             }
 
@@ -225,7 +225,7 @@ class Game extends MobileBase
             }
 
             $now = time();
-            $after = bcsub($before, $totalAmount, 4);
+            $after = bcsub($before, $totalAmount, 2);
             $orderNo = 'BO' . date('YmdHis') . substr(str_replace('.', '', uniqid('', true)), -6);
             $streakAtBet = (int) ($coinRow['current_streak'] ?? 0);
 
@@ -286,7 +286,7 @@ class Game extends MobileBase
                 'order_no' => $orderNo,
                 'period_no' => $period->period_no,
                 'status' => 'accepted',
-                'locked_balance' => '0.0000',
+                'locked_balance' => '0.00',
                 'balance_after' => $after,
                 'current_streak' => $streakAtBet,
             ]);
diff --git a/app/api/controller/Wallet.php b/app/api/controller/Wallet.php
index a99fd74..1db1513 100644
--- a/app/api/controller/Wallet.php
+++ b/app/api/controller/Wallet.php
@@ -26,20 +26,20 @@ class Wallet extends MobileBase
         ]);
         $maxWithdrawable = WithdrawFlow::maxWithdrawable($coinBalance, $flow);
         return $this->mobileSuccess([
-            'coin_balance'         => $coinBalance,
-            'frozen_balance'       => '0.0000',
-            'withdrawable_balance' => $coinBalance,
-            'max_withdrawable'     => $maxWithdrawable,
-            'total_deposit_coin'   => WithdrawFlow::amountString($user->total_deposit_coin ?? '0'),
-            'total_withdraw_coin'  => WithdrawFlow::amountString($user->total_withdraw_coin ?? '0'),
-            'bet_flow_coin'        => $flow['bet_flow_coin'],
+            'coin_balance'         => floatval($coinBalance),
+            'frozen_balance'       => 0.00,
+            'withdrawable_balance' => floatval($coinBalance),
+            'max_withdrawable'     => floatval($maxWithdrawable),
+            'total_deposit_coin'   => floatval(WithdrawFlow::amountString($user->total_deposit_coin ?? '0')),
+            'total_withdraw_coin'  => floatval(WithdrawFlow::amountString($user->total_withdraw_coin ?? '0')),
+            'bet_flow_coin'        => floatval($flow['bet_flow_coin']),
             'withdraw_flow'        => [
-                'ratio'                => $flow['ratio'],
-                'net_deposit'          => $flow['net_deposit'],
-                'required_bet_flow'    => $flow['required_bet_flow'],
-                'remaining_bet_flow'   => $flow['remaining_bet_flow'],
+                'ratio'                => floatval($flow['ratio']),
+                'net_deposit'          => floatval($flow['net_deposit']),
+                'required_bet_flow'    => floatval($flow['required_bet_flow']),
+                'remaining_bet_flow'   => floatval($flow['remaining_bet_flow']),
                 'eligible'             => $flow['eligible'],
-                'max_withdraw_by_flow' => $flow['flow_unlimited'] ? null : $flow['max_withdraw_by_flow'],
+                'max_withdraw_by_flow' => $flow['flow_unlimited'] ? null : floatval($flow['max_withdraw_by_flow']),
                 'flow_unlimited'       => $flow['flow_unlimited'],
             ],
         ]);
diff --git a/app/api/lang/en.php b/app/api/lang/en.php
index 807bc33..ebc828c 100644
--- a/app/api/lang/en.php
+++ b/app/api/lang/en.php
@@ -45,6 +45,7 @@ return [
     'Order not found after settle'                           => 'Order not found after settlement',
     'Invalid withdraw amount'                                => 'Invalid withdraw amount',
     'Withdraw exceeds available bet flow'                    => 'The withdraw amount exceeds the available bet-flow quota',
+    'Too many pending deposit orders'                        => 'You already have multiple pending deposit orders, please complete payment first or wait for timeout',
     'Too many pending withdraw orders'                       => 'You already have withdraw orders under review, please wait for them to be processed',
     // Member center account
     'Data updated successfully~'                             => 'Data updated successfully~',
diff --git a/app/api/lang/zh-cn.php b/app/api/lang/zh-cn.php
index 4775563..551ede0 100644
--- a/app/api/lang/zh-cn.php
+++ b/app/api/lang/zh-cn.php
@@ -77,6 +77,7 @@ return [
     'Order not found after settle'                                                         => '充值成功后未找到订单',
     'Invalid withdraw amount'                                                              => '提现金额不合法',
     'Withdraw exceeds available bet flow'                                                  => '提现金额超出可提现额度',
+    'Too many pending deposit orders'                                                      => '存在多笔待支付充值订单，请先完成支付或等待超时',
     'Too many pending withdraw orders'                                                     => '用户当前存在多笔提现订单，请等待审核',
     // 会员中心 account
     'Data updated successfully~'                                                          => '资料更新成功~',
diff --git a/app/common/library/finance/DepositMockGateway.php b/app/common/library/finance/DepositMockGateway.php
new file mode 100644
index 0000000..53ac3da
--- /dev/null
+++ b/app/common/library/finance/DepositMockGateway.php
@@ -0,0 +1,71 @@
+<?php
+
+declare(strict_types=1);
+
+namespace app\common\library\finance;
+
+/**
+ * 模拟第三方支付：HMAC 签名的收银台地址 + 回调验签，便于未来替换为真实网关仅改 URL/验签实现。
+ */
+final class DepositMockGateway
+{
+    /**
+     * 优先读取环境变量 DEPOSIT_MOCK_HMAC_KEY，其次 config('app.deposit_mock_hmac_key')，再使用开发默认值（生产环境务必设置 env）。
+     */
+    public static function hmacKey(): string
+    {
+        $raw = getenv('DEPOSIT_MOCK_HMAC_KEY');
+        if (is_string($raw) && trim($raw) !== '') {
+            return trim($raw);
+        }
+        $cfg = config('app.deposit_mock_hmac_key', '');
+        if (is_string($cfg) && $cfg !== '') {
+            return $cfg;
+        }
+
+        return 'webman-dfw-deposit-mock-dev-key-set-DEPOSIT_MOCK_HMAC_KEY-in-prod';
+    }
+
+    public static function signOrderNo(string $orderNo): string
+    {
+        if ($orderNo === '') {
+            return '';
+        }
+
+        return hash_hmac('sha256', $orderNo, self::hmacKey());
+    }
+
+    public static function verifyOrderNo(string $orderNo, string $sign): bool
+    {
+        if ($orderNo === '' || $sign === '') {
+            return false;
+        }
+        $e = self::signOrderNo($orderNo);
+        if ($e === '') {
+            return false;
+        }
+
+        return hash_equals($e, $sign);
+    }
+
+    /**
+     * 玩家浏览器打开的「第三方收银台」地址（本项目中为简单 HTML 模拟页，点击后向 notify 发起 POST 完成入账）。
+     *
+     * @param string|null $publicOrigin 如 https://api.example.com；为 null 时只返回以 / 开头的 path+query，由客户端与 API 域名拼接
+     */
+    public static function payPageUrl(string $orderNo, ?string $publicOrigin = null): string
+    {
+        $sign = self::signOrderNo($orderNo);
+        $q = http_build_query([
+            'order_no' => $orderNo,
+            'sign'     => $sign,
+        ]);
+        $path = '/api/finance/depositMockPayPage?' . $q;
+        if ($publicOrigin === null) {
+            return $path;
+        }
+        $base = rtrim($publicOrigin, '/');
+
+        return $base . $path;
+    }
+}
diff --git a/app/common/library/finance/DepositSettlement.php b/app/common/library/finance/DepositSettlement.php
index e0ee5f7..99f0d20 100644
--- a/app/common/library/finance/DepositSettlement.php
+++ b/app/common/library/finance/DepositSettlement.php
@@ -75,7 +75,7 @@ final class DepositSettlement
         // 如果已结算，直接返回已有结果（幂等）
         if ($status === 1) {
             $userId = is_numeric($order['user_id'] ?? null) ? intval($order['user_id']) : 0;
-            $coinAfter = '0.0000';
+            $coinAfter = '0.00';
             if ($userId > 0) {
                 $coin = Db::name('user')->where('id', $userId)->value('coin');
                 $coinAfter = is_string($coin) ? $coin : strval($coin);
@@ -87,7 +87,7 @@ final class DepositSettlement
                 'order_no'        => $orderNo,
                 'amount'          => $amt,
                 'bonus_amount'    => $bns,
-                'credit'          => bcadd($amt, $bns, 4),
+                'credit'          => bcadd($amt, $bns, 2),
                 'balance_before'  => $coinAfter,
                 'balance_after'   => $coinAfter,
                 'pay_time'        => is_numeric($order['pay_time'] ?? null) ? intval($order['pay_time']) : 0,
@@ -100,14 +100,14 @@ final class DepositSettlement
         }
 
         $amount = self::amountString($order['amount'] ?? '0');
-        if (bccomp($amount, '0', 4) <= 0) {
+        if (bccomp($amount, '0', 2) <= 0) {
             throw new RuntimeException('订单金额异常');
         }
         $bonus = self::amountString($order['bonus_amount'] ?? '0');
-        if (bccomp($bonus, '0', 4) < 0) {
-            $bonus = '0.0000';
+        if (bccomp($bonus, '0', 2) < 0) {
+            $bonus = '0.00';
         }
-        $credit = bcadd($amount, $bonus, 4);
+        $credit = bcadd($amount, $bonus, 2);
 
         $userId = is_numeric($order['user_id'] ?? null) ? intval($order['user_id']) : 0;
         if ($userId <= 0) {
@@ -121,7 +121,7 @@ final class DepositSettlement
 
         $channelId = is_numeric($order['channel_id'] ?? null) ? intval($order['channel_id']) : null;
         $balanceBefore = self::amountString($user['coin'] ?? '0');
-        $balanceAfter = bcadd($balanceBefore, $credit, 4);
+        $balanceAfter = bcadd($balanceBefore, $credit, 2);
 
         $now = time();
         $baseRemark = is_string($order['remark'] ?? null) ? $order['remark'] : '';
@@ -142,12 +142,10 @@ final class DepositSettlement
                 ->where('id', $orderId)
                 ->where('status', 0)
                 ->update([
-                    'status'          => 1,
-                    'pay_time'        => $now,
-                    'review_admin_id' => $operatorAdminId,
-                    'review_time'     => $operatorAdminId !== null ? $now : null,
-                    'remark'          => $finalRemark,
-                    'update_time'     => $now,
+                    'status'      => 1,
+                    'pay_time'    => $now,
+                    'remark'      => $finalRemark,
+                    'update_time' => $now,
                 ]);
             if ($affected <= 0) {
                 throw new RuntimeException('订单状态已变更，请刷新后重试');
@@ -199,7 +197,7 @@ final class DepositSettlement
     }
 
     /**
-     * 将任意数值输入格式化为 4 位小数字符串（不做强制类型转换）
+     * 将任意数值输入格式化为 2 位小数字符串（不做强制类型转换）
      */
     private static function amountString($raw): string
     {
@@ -208,11 +206,11 @@ final class DepositSettlement
         } elseif (is_int($raw) || is_float($raw)) {
             $s = strval($raw);
         } else {
-            return '0.0000';
+            return '0.00';
         }
         if (!is_numeric($s)) {
-            return '0.0000';
+            return '0.00';
         }
-        return bcadd($s, '0', 4);
+        return bcadd($s, '0', 2);
     }
 }
diff --git a/app/common/library/finance/WithdrawFlow.php b/app/common/library/finance/WithdrawFlow.php
index 469bbdb..5c100dd 100644
--- a/app/common/library/finance/WithdrawFlow.php
+++ b/app/common/library/finance/WithdrawFlow.php
@@ -5,6 +5,7 @@ declare(strict_types=1);
 namespace app\common\library\finance;
 
 use app\common\service\GameHotDataRedis;
+use support\think\Db;
 
 /**
  * 提现打码量（流水）门槛工具库
@@ -25,16 +26,16 @@ final class WithdrawFlow
 {
     public const CONFIG_KEY = 'withdraw_bet_flow_ratio';
 
-    public const DEFAULT_RATIO = '1.0000';
+    public const DEFAULT_RATIO = '1.00';
 
     /** 当 ratio = 0（不限打码）时，max_withdraw_by_flow 用此哨兵表示"无限"。14 位整数位足够覆盖任何业务金额。 */
-    public const UNLIMITED_FLOW = '99999999999999.9999';
+    public const UNLIMITED_FLOW = '99999999999999.99';
 
     /** 单用户最多允许同时存在的「待审核」(withdraw_order.status=0) 提现订单数。 */
     public const MAX_PENDING_WITHDRAW = 3;
 
     /**
-     * 读取当前打码倍数（字符串 4 位小数，至少 0）
+     * 读取当前打码倍数（字符串 2 位小数，至少 0）
      */
     public static function ratio(): string
     {
@@ -46,32 +47,32 @@ final class WithdrawFlow
         if (!is_string($val) || trim($val) === '' || !is_numeric(trim($val))) {
             return self::DEFAULT_RATIO;
         }
-        $normalized = bcadd(trim($val), '0', 4);
-        if (bccomp($normalized, '0', 4) < 0) {
-            return '0.0000';
+        $normalized = bcadd(trim($val), '0', 2);
+        if (bccomp($normalized, '0', 2) < 0) {
+            return '0.00';
         }
         return $normalized;
     }
 
     /**
-     * 归一化金额字段到 4 位小数字符串，非法输入返回 '0.0000'
+     * 归一化金额字段到 2 位小数字符串，非法输入返回 '0.00'
      */
     public static function amountString($raw): string
     {
         if ($raw === null || $raw === '') {
-            return '0.0000';
+            return '0.00';
         }
         if (is_string($raw)) {
             $s = trim($raw);
         } elseif (is_int($raw) || is_float($raw)) {
             $s = strval($raw);
         } else {
-            return '0.0000';
+            return '0.00';
         }
         if (!is_numeric($s)) {
-            return '0.0000';
+            return '0.00';
         }
-        return bcadd($s, '0', 4);
+        return bcadd($s, '0', 2);
     }
 
     /**
@@ -108,28 +109,28 @@ final class WithdrawFlow
         $withdraw = self::amountString($userSnapshot['total_withdraw_coin'] ?? '0');
         $flow = self::amountString($userSnapshot['bet_flow_coin'] ?? '0');
 
-        $net = bcsub($deposit, $withdraw, 4);
-        if (bccomp($net, '0', 4) < 0) {
-            $net = '0.0000';
+        $net = bcsub($deposit, $withdraw, 2);
+        if (bccomp($net, '0', 2) < 0) {
+            $net = '0.00';
         }
 
         $ratio = self::ratio();
-        $required = bcmul($net, $ratio, 4);
-        $remaining = bcsub($required, $flow, 4);
-        if (bccomp($remaining, '0', 4) < 0) {
-            $remaining = '0.0000';
+        $required = bcmul($net, $ratio, 2);
+        $remaining = bcsub($required, $flow, 2);
+        if (bccomp($remaining, '0', 2) < 0) {
+            $remaining = '0.00';
         }
-        $eligible = bccomp($flow, $required, 4) >= 0;
+        $eligible = bccomp($flow, $required, 2) >= 0;
 
         // max_withdraw_by_flow = max(0, bet_flow_coin / ratio - total_withdraw_coin)
-        $unlimited = bccomp($ratio, '0', 4) === 0;
+        $unlimited = bccomp($ratio, '0', 2) === 0;
         if ($unlimited) {
             $maxByFlow = self::UNLIMITED_FLOW;
         } else {
-            $lifetime = bcdiv($flow, $ratio, 4);
-            $maxByFlow = bcsub($lifetime, $withdraw, 4);
-            if (bccomp($maxByFlow, '0', 4) < 0) {
-                $maxByFlow = '0.0000';
+            $lifetime = bcdiv($flow, $ratio, 2);
+            $maxByFlow = bcsub($lifetime, $withdraw, 2);
+            if (bccomp($maxByFlow, '0', 2) < 0) {
+                $maxByFlow = '0.00';
             }
         }
 
@@ -147,18 +148,18 @@ final class WithdrawFlow
 
     /**
      * 取单笔最大可提现额 = min(coin_balance, max_withdraw_by_flow)。
-     * 返回值为 4 位小数字符串，已与 ratio=0（不限）逻辑兼容。
+     * 返回值为 2 位小数字符串，已与 ratio=0（不限）逻辑兼容。
      */
     public static function maxWithdrawable(string $coinBalance, array $flowStatus): string
     {
         $coin = self::amountString($coinBalance);
-        if (bccomp($coin, '0', 4) < 0) {
-            $coin = '0.0000';
+        if (bccomp($coin, '0', 2) < 0) {
+            $coin = '0.00';
         }
         if (!empty($flowStatus['flow_unlimited'])) {
             return $coin;
         }
         $byFlow = self::amountString($flowStatus['max_withdraw_by_flow'] ?? '0');
-        return bccomp($coin, $byFlow, 4) <= 0 ? $coin : $byFlow;
+        return bccomp($coin, $byFlow, 2) <= 0 ? $coin : $byFlow;
     }
 }
diff --git a/app/common/library/game/DepositChannel.php b/app/common/library/game/DepositChannel.php
index e24bc63..cd0c39e 100644
--- a/app/common/library/game/DepositChannel.php
+++ b/app/common/library/game/DepositChannel.php
@@ -10,9 +10,9 @@ use support\think\Db;
 /**
  * 充值支付渠道：优先读取 game_config.finance_cashier.channels；无此键时回退 game_config.deposit_channel（迁移期镜像）
  *
- * 每项：code（须在代码/环境注册表内）、sort、status(0/1)、tier_ids（空=全部启用档位）
+ * 每项：code（须在代码/环境注册表内）、sort、status(0/1)。
  *
- * 渠道展示名以代码注册表为准；运营只配置开关、排序、可用档位。
+ * 渠道展示名以代码注册表为准；运营只配置开关与排序，默认兼容全部充值档位。
  */
 final class DepositChannel
 {
@@ -150,23 +150,11 @@ final class DepositChannel
             $sort = isset($row['sort']) && is_numeric($row['sort']) ? intval($row['sort']) : 0;
             $status = isset($row['status']) && is_numeric($row['status']) ? intval($row['status']) : 1;
             $status = $status === 1 ? 1 : 0;
-            $tierIds = [];
-            if (isset($row['tier_ids']) && is_array($row['tier_ids'])) {
-                foreach ($row['tier_ids'] as $tid) {
-                    if (is_string($tid)) {
-                        $t = trim($tid);
-                        if ($t !== '' && preg_match('/^[a-zA-Z0-9_\-]{1,32}$/', $t)) {
-                            $tierIds[] = $t;
-                        }
-                    }
-                }
-                $tierIds = array_values(array_unique($tierIds));
-            }
             $out[] = [
                 'code'     => $code,
                 'sort'     => $sort,
                 'status'   => $status,
-                'tier_ids' => $tierIds,
+                'tier_ids' => [],
             ];
         }
 
@@ -219,17 +207,8 @@ final class DepositChannel
      */
     public static function isTierAllowed(array $overrideRow, string $tierId): bool
     {
-        $ids = $overrideRow['tier_ids'] ?? [];
-        if (!is_array($ids) || $ids === []) {
-            return true;
-        }
-        foreach ($ids as $id) {
-            if (is_string($id) && $id === $tierId) {
-                return true;
-            }
-        }
-
-        return false;
+        // 渠道不再配置档位白名单：默认兼容全部充值档位。
+        return true;
     }
 
     /**
@@ -268,9 +247,6 @@ final class DepositChannel
             if (!isset($registry[$code])) {
                 continue;
             }
-            if (!self::isTierAllowed($row, $tierId)) {
-                continue;
-            }
             $meta = $registry[$code];
             $name = self::pickLangName($meta, $lang);
             $sortRaw = $row['sort'] ?? 0;
diff --git a/app/common/library/game/DepositTier.php b/app/common/library/game/DepositTier.php
index dd29899..4adc881 100644
--- a/app/common/library/game/DepositTier.php
+++ b/app/common/library/game/DepositTier.php
@@ -14,9 +14,9 @@ use InvalidArgumentException;
  *   - title         : string，档位中文名称（必填，前端中文环境展示）
  *   - title_en      : string，档位英文名称（可选，前端英文环境展示；为空时回退到 title）
  *   - currency      : string，支付货币代码（3～8 位大写字母，如 MYR、CNY）
- *   - pay_amount    : string，玩家支付的法币/支付货币额度（4 位小数）
- *   - amount        : string，到账基础平台币（4 位小数）
- *   - bonus_amount  : string，赠送平台币（4 位小数，可为 0）
+ *   - pay_amount    : string，玩家支付的法币/支付货币额度（2 位小数）
+ *   - amount        : string，到账基础平台币（2 位小数）
+ *   - bonus_amount  : string，赠送平台币（2 位小数，可为 0）
  *   - desc          : string，档位中文描述（可空，<=255）
  *   - desc_en       : string，档位英文描述（可空，<=255，为空时回退到 desc）
  *   - sort          : int，排序权重（小值在前）
@@ -95,7 +95,7 @@ final class DepositTier
             $payAmount = self::normalizeAmount($row['pay_amount'] ?? '');
             $amount = self::normalizeAmount($row['amount'] ?? '');
             $bonus = self::normalizeAmount($row['bonus_amount'] ?? '0');
-            if (bccomp($payAmount, '0', 4) <= 0 && bccomp($amount, '0', 4) > 0) {
+            if (bccomp($payAmount, '0', 2) <= 0 && bccomp($amount, '0', 2) > 0) {
                 // 历史数据仅有 amount（平台币）时，用占位同步 pay_amount，运营应在后台改为真实支付额度
                 $payAmount = $amount;
             }
@@ -187,17 +187,17 @@ final class DepositTier
             }
 
             $payAmount = self::normalizeAmount($row['pay_amount'] ?? '');
-            if (bccomp($payAmount, '0', 4) <= 0) {
+            if (bccomp($payAmount, '0', 2) <= 0) {
                 throw new InvalidArgumentException('第 ' . $no . ' 行支付货币额度必须大于 0');
             }
 
             $amount = self::normalizeAmount($row['amount'] ?? '');
-            if (bccomp($amount, '0', 4) <= 0) {
+            if (bccomp($amount, '0', 2) <= 0) {
                 throw new InvalidArgumentException('第 ' . $no . ' 行基础平台币到账必须大于 0');
             }
 
             $bonus = self::normalizeAmount($row['bonus_amount'] ?? '0');
-            if (bccomp($bonus, '0', 4) < 0) {
+            if (bccomp($bonus, '0', 2) < 0) {
                 throw new InvalidArgumentException('第 ' . $no . ' 行赠送金额不能为负数');
             }
 
@@ -333,25 +333,25 @@ final class DepositTier
     }
 
     /**
-     * 将金额归一化为 4 位小数字符串；非法输入返回 '0.0000'
+     * 将金额归一化为 2 位小数字符串；非法输入返回 '0.00'
      */
     public static function normalizeAmount($raw): string
     {
         if ($raw === null || $raw === '') {
-            return '0.0000';
+            return '0.00';
         }
         if (is_string($raw)) {
             $s = trim($raw);
         } elseif (is_int($raw) || is_float($raw)) {
             $s = strval($raw);
         } else {
-            return '0.0000';
+            return '0.00';
         }
         $s = str_replace(',', '.', $s);
         if (!is_numeric($s)) {
-            return '0.0000';
+            return '0.00';
         }
-        return bcadd($s, '0', 4);
+        return bcadd($s, '0', 2);
     }
 
     /**
diff --git a/app/common/library/game/FinanceCashierConfig.php b/app/common/library/game/FinanceCashierConfig.php
index df0e2cc..a57c1ca 100644
--- a/app/common/library/game/FinanceCashierConfig.php
+++ b/app/common/library/game/FinanceCashierConfig.php
@@ -353,10 +353,10 @@ final class FinanceCashierConfig
             $seenCodes[$code] = true;
             $dep = $row['deposit_coins_per_fiat'] ?? '';
             $wdr = $row['withdraw_coins_per_fiat'] ?? '';
-            if (!is_string($dep) || $dep === '' || !is_numeric($dep) || bccomp($dep, '0', 8) <= 0) {
+            if (!is_string($dep) || $dep === '' || !is_numeric($dep) || bccomp($dep, '0', 2) <= 0) {
                 throw new InvalidArgumentException('第 ' . ($idx + 1) . ' 行：充值汇率须为大于 0 的数字');
             }
-            if (!is_string($wdr) || $wdr === '' || !is_numeric($wdr) || bccomp($wdr, '0', 8) <= 0) {
+            if (!is_string($wdr) || $wdr === '' || !is_numeric($wdr) || bccomp($wdr, '0', 2) <= 0) {
                 throw new InvalidArgumentException('第 ' . ($idx + 1) . ' 行：提现汇率须为大于 0 的数字');
             }
         }
@@ -379,7 +379,7 @@ final class FinanceCashierConfig
         if (isset($p['withdraw_limits']) && is_array($p['withdraw_limits'])) {
             foreach (['min_ewallet', 'min_bank'] as $k) {
                 $v = $p['withdraw_limits'][$k] ?? '0';
-                if (!is_string($v) || !is_numeric($v) || bccomp($v, '0', 4) < 0) {
+                if (!is_string($v) || !is_numeric($v) || bccomp($v, '0', 2) < 0) {
                     throw new InvalidArgumentException('提现最低限额须为不小于 0 的数字');
                 }
             }
diff --git a/app/common/library/game/StreakWinReward.php b/app/common/library/game/StreakWinReward.php
index 5cc4813..5e5091c 100644
--- a/app/common/library/game/StreakWinReward.php
+++ b/app/common/library/game/StreakWinReward.php
@@ -147,7 +147,7 @@ final class StreakWinReward
     }
 
     /**
-     * 返回该注单适用的「赔率乘数」字符串（= 配置档位的 odds_factor），供 bcmul(total_amount, ..., 4)。
+     * 返回该注单适用的「赔率乘数」字符串（= 配置档位的 odds_factor），供 bcmul(total_amount, ..., 2)。
      */
     public static function totalOddsMultiplierForStreakAtBet(int $streakAtBet): string
     {
@@ -156,7 +156,7 @@ final class StreakWinReward
             $factor = 1;
         }
 
-        return bcadd((string) $factor, '0', 4);
+        return bcadd((string) $factor, '0', 2);
     }
 
     /**
diff --git a/app/common/service/DepositOrderExpireService.php b/app/common/service/DepositOrderExpireService.php
new file mode 100644
index 0000000..5c61396
--- /dev/null
+++ b/app/common/service/DepositOrderExpireService.php
@@ -0,0 +1,81 @@
+<?php
+
+declare(strict_types=1);
+
+namespace app\common\service;
+
+use support\think\Db;
+
+/**
+ * 充值待支付订单超时处理：
+ * - 同用户最多允许 3 笔待支付订单
+ * - 待支付订单创建后 60 秒未支付，自动标记为失败并写失败原因
+ */
+final class DepositOrderExpireService
+{
+    public const MAX_PENDING_DEPOSIT = 3;
+    public const EXPIRE_SECONDS = 60;
+
+    /**
+     * 超时失效处理。
+     *
+     * @param int|null    $userId  仅处理某用户；null 表示不过滤用户
+     * @param string|null $orderNo 仅处理某订单；null 表示不过滤订单
+     *
+     * @return int 本次转失败的订单数
+     */
+    public static function expirePendingOrders(?int $userId = null, ?string $orderNo = null): int
+    {
+        $expireBefore = time() - self::EXPIRE_SECONDS;
+        $query = Db::name('deposit_order')
+            ->where('status', 0)
+            ->where('create_time', '<=', $expireBefore);
+        if ($userId !== null && $userId > 0) {
+            $query->where('user_id', $userId);
+        }
+        if ($orderNo !== null && $orderNo !== '') {
+            $query->where('order_no', $orderNo);
+        }
+        $rows = $query->field(['id', 'remark'])->select()->toArray();
+        if ($rows === []) {
+            return 0;
+        }
+        $now = time();
+        $affectedCount = 0;
+        foreach ($rows as $row) {
+            $id = isset($row['id']) && is_numeric($row['id']) ? intval($row['id']) : 0;
+            if ($id <= 0) {
+                continue;
+            }
+            $oldRemark = isset($row['remark']) && is_string($row['remark']) ? trim($row['remark']) : '';
+            $reason = '[timeout] unpaid over ' . self::EXPIRE_SECONDS . 's';
+            $remark = $oldRemark === '' ? $reason : mb_substr($oldRemark . ' | ' . $reason, 0, 255);
+            $affected = Db::name('deposit_order')
+                ->where('id', $id)
+                ->where('status', 0)
+                ->update([
+                    'status'      => 2,
+                    'remark'      => $remark,
+                    'update_time' => $now,
+                ]);
+            if (is_numeric($affected) && intval($affected) > 0) {
+                $affectedCount++;
+            }
+        }
+
+        return $affectedCount;
+    }
+
+    public static function pendingCountByUserId(int $userId): int
+    {
+        if ($userId <= 0) {
+            return 0;
+        }
+
+        return Db::name('deposit_order')
+            ->where('user_id', $userId)
+            ->where('status', 0)
+            ->count();
+    }
+}
+
diff --git a/app/common/service/GameBetSettleService.php b/app/common/service/GameBetSettleService.php
index a61e734..b32485c 100644
--- a/app/common/service/GameBetSettleService.php
+++ b/app/common/service/GameBetSettleService.php
@@ -59,7 +59,7 @@ final class GameBetSettleService
             }
 
             $win = self::computeWinAmount($bet, $resultNumber);
-            $jackpot = '0.0000';
+            $jackpot = '0.00';
 
             $affected = Db::name('bet_order')
                 ->where('id', $betId)
@@ -78,10 +78,10 @@ final class GameBetSettleService
             self::creditUserBetFlow($bet, $now);
 
             if ($userId > 0) {
-                if (bccomp($win, '0', 4) > 0) {
+                if (bccomp($win, '0', 2) > 0) {
                     $userOutcome[$userId]['had_win'] = true;
                 }
-                if (bccomp($win, '0', 4) > 0 && StreakWinReward::isJackpotForStreakAtBet((int) ($bet['streak_at_bet'] ?? 0))) {
+                if (bccomp($win, '0', 2) > 0 && StreakWinReward::isJackpotForStreakAtBet((int) ($bet['streak_at_bet'] ?? 0))) {
                     $jackpotNotify[$userId] = true;
                 }
             }
@@ -91,7 +91,7 @@ final class GameBetSettleService
             }
 
             $balanceAfter = (string) (Db::name('user')->where('id', $userId)->value('coin') ?? '0');
-            if (bccomp($win, '0', 4) > 0) {
+            if (bccomp($win, '0', 2) > 0) {
                 $paid = self::creditUserPayout($bet, $betId, $win, $now);
                 if ($paid !== null) {
                     $balanceAfter = $paid;
@@ -102,17 +102,17 @@ final class GameBetSettleService
             if (!isset($aggregateByUser[$userId])) {
                 $aggregateByUser[$userId] = [
                     'period_no'     => $periodNo,
-                    'total_win'     => '0.0000',
+                    'total_win'     => '0.00',
                     'balance_after' => $balanceAfter,
                     'orders'        => [],
                 ];
             }
-            $aggregateByUser[$userId]['total_win'] = bcadd($aggregateByUser[$userId]['total_win'], $win, 4);
+            $aggregateByUser[$userId]['total_win'] = bcadd($aggregateByUser[$userId]['total_win'], $win, 2);
             $aggregateByUser[$userId]['balance_after'] = $balanceAfter;
             $aggregateByUser[$userId]['orders'][] = [
                 'order_no'   => (string) $betId,
                 'win_amount' => $win,
-                'hit'        => bccomp($win, '0', 4) > 0,
+                'hit'        => bccomp($win, '0', 2) > 0,
             ];
         }
 
@@ -150,7 +150,7 @@ final class GameBetSettleService
                 'balance_after'    => $agg['balance_after'],
             ]);
 
-            if (bccomp($agg['total_win'], '0', 4) > 0) {
+            if (bccomp($agg['total_win'], '0', 2) > 0) {
                 UserPushService::publish((int) $userId, UserPushService::EVT_WALLET_CHANGED, [
                     'reason'        => 'payout',
                     'ref_type'      => 'game_period',
@@ -167,7 +167,7 @@ final class GameBetSettleService
                 continue;
             }
             $agg = $aggregateByUser[$uid];
-            if (bccomp($agg['total_win'], '0', 4) <= 0) {
+            if (bccomp($agg['total_win'], '0', 2) <= 0) {
                 continue;
             }
             $jackpotHits[] = [
@@ -187,7 +187,7 @@ final class GameBetSettleService
     public static function settlePendingForEndedRecords(): int
     {
         $rows = Db::name('game_record')
-            ->where('status', 4)
+            ->where('status', 2)
             ->whereNotNull('result_number')
             ->field(['id', 'result_number'])
             ->order('id', 'asc')
@@ -237,13 +237,13 @@ final class GameBetSettleService
             $pickNumbers = [];
         }
         if (!in_array($resultNumber, array_map('intval', $pickNumbers), true)) {
-            return '0.0000';
+            return '0.00';
         }
         $total = (string) ($bet['total_amount'] ?? '0');
         $streak = (int) ($bet['streak_at_bet'] ?? 0);
         $odds = StreakWinReward::totalOddsMultiplierForStreakAtBet($streak);
 
-        return bcmul($total, $odds, 4);
+        return bcmul($total, $odds, 2);
     }
 
     /**
@@ -263,8 +263,8 @@ final class GameBetSettleService
         if ($total === '' || !is_numeric($total)) {
             return;
         }
-        $flow = bcadd($total, '0', 4);
-        if (bccomp($flow, '0', 4) <= 0) {
+        $flow = bcadd($total, '0', 2);
+        if (bccomp($flow, '0', 2) <= 0) {
             return;
         }
         Db::name('user')
@@ -299,7 +299,7 @@ final class GameBetSettleService
         }
 
         $before = (string) ($user['coin'] ?? '0');
-        $after = bcadd($before, $winAmount, 4);
+        $after = bcadd($before, $winAmount, 2);
 
         Db::name('user_wallet_record')->insert([
             'user_id' => $userId,
diff --git a/app/common/service/GameLiveService.php b/app/common/service/GameLiveService.php
index 9bf1ea2..cbe43df 100644
--- a/app/common/service/GameLiveService.php
+++ b/app/common/service/GameLiveService.php
@@ -207,12 +207,12 @@ final class GameLiveService
         for ($n = 1; $n <= self::DRAW_NUMBER_MAX; $n++) {
             $loss = self::estimateLossForNumber($bets, $n);
             $candidates[] = ['number' => $n, 'estimated_loss' => $loss];
-            if ($bestLoss === null || bccomp((string) $loss, (string) $bestLoss, 4) < 0) {
+            if ($bestLoss === null || bccomp((string) $loss, (string) $bestLoss, 2) < 0) {
                 $bestLoss = $loss;
                 $bestNumbers = [$n];
                 continue;
             }
-            if (bccomp((string) $loss, (string) $bestLoss, 4) === 0) {
+            if (bccomp((string) $loss, (string) $bestLoss, 2) === 0) {
                 $bestNumbers[] = $n;
             }
         }
@@ -225,7 +225,7 @@ final class GameLiveService
         }
 
         $finalNumber = $manualNumber ?? $bestNumber;
-        $finalLoss = '0.0000';
+        $finalLoss = '0.00';
         if ($finalNumber !== null) {
             $finalLoss = self::estimateLossForNumber($bets, $finalNumber);
         }
@@ -558,7 +558,7 @@ final class GameLiveService
             if ($betId <= 0) {
                 continue;
             }
-            if ($userId <= 0 || bccomp($total, '0', 4) <= 0) {
+            if ($userId <= 0 || bccomp($total, '0', 2) <= 0) {
                 Db::name('bet_order')->where('id', $betId)->where('status', 1)->update([
                     'status' => 3,
                     'update_time' => $now,
@@ -566,7 +566,7 @@ final class GameLiveService
                 continue;
             }
             $before = (string) (Db::name('user')->where('id', $userId)->value('coin') ?? '0');
-            $after = bcadd($before, $total, 4);
+            $after = bcadd($before, $total, 2);
             $u = Db::name('user')->where('id', $userId)->where('coin', $before)->update([
                 'coin' => $after,
                 'update_time' => $now,
@@ -836,12 +836,12 @@ final class GameLiveService
         $bestNumbers = [];
         for ($n = 1; $n <= self::DRAW_NUMBER_MAX; $n++) {
             $loss = self::estimateLossForNumber($bets, $n);
-            if ($bestLoss === null || bccomp((string) $loss, (string) $bestLoss, 4) < 0) {
+            if ($bestLoss === null || bccomp((string) $loss, (string) $bestLoss, 2) < 0) {
                 $bestLoss = $loss;
                 $bestNumbers = [$n];
                 continue;
             }
-            if (bccomp((string) $loss, (string) $bestLoss, 4) === 0) {
+            if (bccomp((string) $loss, (string) $bestLoss, 2) === 0) {
                 $bestNumbers[] = $n;
             }
         }
@@ -878,7 +878,7 @@ final class GameLiveService
 
     private static function estimateLossForNumber(array $bets, int $number): string
     {
-        $payout = '0.0000';
+        $payout = '0.00';
         foreach ($bets as $bet) {
             $pickNumbers = $bet['pick_numbers'];
             if (is_string($pickNumbers)) {
@@ -894,8 +894,8 @@ final class GameLiveService
             $total = (string) ($bet['total_amount'] ?? '0');
             $streak = (int) ($bet['streak_at_bet'] ?? 0);
             $odds = StreakWinReward::totalOddsMultiplierForStreakAtBet($streak);
-            $orderPayout = bcmul($total, $odds, 4);
-            $payout = bcadd($payout, $orderPayout, 4);
+            $orderPayout = bcmul($total, $odds, 2);
+            $payout = bcadd($payout, $orderPayout, 2);
         }
         return $payout;
     }
diff --git a/app/common/service/GameRecordStatService.php b/app/common/service/GameRecordStatService.php
index 1f6b2c9..7af9715 100644
--- a/app/common/service/GameRecordStatService.php
+++ b/app/common/service/GameRecordStatService.php
@@ -29,7 +29,7 @@ final class GameRecordStatService
 
         if ($status !== 4) {
             Db::name('game_record')->where('id', $recordId)->update([
-                'platform_profit_amount' => '0.0000',
+                'platform_profit_amount' => '0.00',
                 'winner_user_count' => 0,
                 'update_time' => $now,
             ]);
@@ -45,8 +45,8 @@ final class GameRecordStatService
         $resultNum = (int) $resultRaw;
 
         $bets = Db::name('bet_order')->where('period_id', $recordId)->select()->toArray();
-        $totalBet = '0.0000';
-        $totalPayout = '0.0000';
+        $totalBet = '0.00';
+        $totalPayout = '0.00';
         $winnerUserIds = [];
 
         foreach ($bets as $bet) {
@@ -55,16 +55,16 @@ final class GameRecordStatService
                 continue;
             }
             $tb = (string) ($bet['total_amount'] ?? '0');
-            $totalBet = bcadd($totalBet, $tb, 4);
+            $totalBet = bcadd($totalBet, $tb, 2);
 
             if ($st === 2) {
-                $payout = bcadd((string) ($bet['win_amount'] ?? '0'), (string) ($bet['jackpot_extra_amount'] ?? '0'), 4);
+                $payout = bcadd((string) ($bet['win_amount'] ?? '0'), (string) ($bet['jackpot_extra_amount'] ?? '0'), 2);
             } else {
                 $payout = self::estimatePayoutForBet($bet, $resultNum);
             }
 
-            $totalPayout = bcadd($totalPayout, $payout, 4);
-            if (bccomp($payout, '0', 4) > 0) {
+            $totalPayout = bcadd($totalPayout, $payout, 2);
+            if (bccomp($payout, '0', 2) > 0) {
                 $uid = (int) ($bet['user_id'] ?? 0);
                 if ($uid > 0) {
                     $winnerUserIds[$uid] = true;
@@ -72,7 +72,7 @@ final class GameRecordStatService
             }
         }
 
-        $profit = bcsub($totalBet, $totalPayout, 4);
+        $profit = bcsub($totalBet, $totalPayout, 2);
 
         Db::name('game_record')->where('id', $recordId)->update([
             'platform_profit_amount' => $profit,
@@ -96,12 +96,12 @@ final class GameRecordStatService
             $pickNumbers = [];
         }
         if (!in_array($resultNumber, array_map('intval', $pickNumbers), true)) {
-            return '0.0000';
+            return '0.00';
         }
         $total = (string) ($bet['total_amount'] ?? '0');
         $streak = (int) ($bet['streak_at_bet'] ?? 0);
         $odds = StreakWinReward::totalOddsMultiplierForStreakAtBet($streak);
 
-        return bcmul($total, $odds, 4);
+        return bcmul($total, $odds, 2);
     }
 }
diff --git a/app/process/DepositOrderExpireTicker.php b/app/process/DepositOrderExpireTicker.php
new file mode 100644
index 0000000..672a230
--- /dev/null
+++ b/app/process/DepositOrderExpireTicker.php
@@ -0,0 +1,22 @@
+<?php
+
+declare(strict_types=1);
+
+namespace app\process;
+
+use app\common\service\DepositOrderExpireService;
+use Workerman\Timer;
+
+/**
+ * 每 10 秒扫描一次待支付充值单，把超时未支付订单自动标记为失败。
+ */
+class DepositOrderExpireTicker
+{
+    public function onWorkerStart(): void
+    {
+        Timer::add(10, static function (): void {
+            DepositOrderExpireService::expirePendingOrders(null, null);
+        });
+    }
+}
+
diff --git a/config/app.php b/config/app.php
index f26e358..81696ae 100644
--- a/config/app.php
+++ b/config/app.php
@@ -15,6 +15,13 @@
 use support\Request;
 
 return [
+    /**
+     * 模拟充值网关 HMAC 密钥；生产环境请设置环境变量 DEPOSIT_MOCK_HMAC_KEY 覆盖。
+     * 与 app\common\library\finance\DepositMockGateway 使用。
+     */
+    'deposit_mock_hmac_key' => is_string(getenv('DEPOSIT_MOCK_HMAC_KEY')) && trim((string) getenv('DEPOSIT_MOCK_HMAC_KEY')) !== ''
+        ? trim((string) getenv('DEPOSIT_MOCK_HMAC_KEY'))
+        : '',
     'debug' => true,
     'error_reporting' => E_ALL,
     'default_timezone' => 'Asia/Shanghai',
diff --git a/config/process.php b/config/process.php
index ac045c3..f587f2f 100644
--- a/config/process.php
+++ b/config/process.php
@@ -52,6 +52,12 @@ return [
         'count'      => 1,
         'reloadable' => false,
     ],
+    // 充值订单：超时未支付自动失败（每 10 秒扫描一次）
+    'depositOrderExpireTicker' => [
+        'handler'    => app\process\DepositOrderExpireTicker::class,
+        'count'      => 1,
+        'reloadable' => false,
+    ],
 
     // File update detection and automatic reload
     'monitor' => [
diff --git a/config/route.php b/config/route.php
index 2f6b276..42055c6 100644
--- a/config/route.php
+++ b/config/route.php
@@ -137,9 +137,12 @@ Route::add(['GET', 'POST'], '/api/wallet/recordList', [\app\api\controller\Walle
 
 Route::add(['GET', 'POST'], '/api/finance/depositTierList', [\app\api\controller\Finance::class, 'depositTierList']);
 Route::post('/api/finance/depositCreate', [\app\api\controller\Finance::class, 'depositCreate']);
+Route::get('/api/finance/depositMockPayPage', [\app\api\controller\Finance::class, 'depositMockPayPage']);
+Route::post('/api/finance/depositMockNotify', [\app\api\controller\Finance::class, 'depositMockNotify']);
 Route::add(['GET', 'POST'], '/api/finance/depositDetail', [\app\api\controller\Finance::class, 'depositDetail']);
 Route::add(['GET', 'POST'], '/api/finance/depositList', [\app\api\controller\Finance::class, 'depositList']);
 Route::add(['GET', 'POST'], '/api/finance/cashierConfig', [\app\api\controller\Finance::class, 'cashierConfig']);
+Route::add(['GET', 'POST'], '/api/finance/depositWithdrawConfig', [\app\api\controller\Finance::class, 'depositWithdrawConfig']);
 Route::post('/api/finance/withdrawCreate', [\app\api\controller\Finance::class, 'withdrawCreate']);
 Route::add(['GET', 'POST'], '/api/finance/withdrawDetail', [\app\api\controller\Finance::class, 'withdrawDetail']);
 Route::add(['GET', 'POST'], '/api/finance/withdrawList', [\app\api\controller\Finance::class, 'withdrawList']);
@@ -262,6 +265,9 @@ Route::get('/admin/security/dataRecycleLog/index', [\app\admin\controller\securi
 Route::post('/admin/security/dataRecycleLog/restore', [\app\admin\controller\security\DataRecycleLog::class, 'restore']);
 Route::get('/admin/security/dataRecycleLog/info', [\app\admin\controller\security\DataRecycleLog::class, 'info']);
 
+// admin/config/depositTier
+Route::get('/admin/config/depositTier/currencyOptions', [\app\admin\controller\config\DepositTier::class, 'currencyOptions']);
+
 // ==================== CRUD 生成的根级控制器（/admin/item/index 或 /admin/Item/index，无子目录、无点号） ====================
 // 显式路由在上，此处作为兜底；与 /admin/module.controller/action 互补
 Route::add(
diff --git a/web/src/lang/backend/en/channel.ts b/web/src/lang/backend/en/channel.ts
index 51b2994..6047937 100644
--- a/web/src/lang/backend/en/channel.ts
+++ b/web/src/lang/backend/en/channel.ts
@@ -36,7 +36,7 @@ export default {
     affiliate_effective_start_at: 'affiliate_effective_start_at',
     affiliate_effective_end_at: 'affiliate_effective_end_at',
     affiliate_ladder_rules: 'affiliate_ladder_rules',
-    affiliate_ladder_rules_placeholder: 'Input JSON, e.g. [{\"minLoss\":\"0.0000\",\"shareRate\":\"0.200000\"}]',
+    affiliate_ladder_rules_placeholder: 'Input JSON, e.g. [{\"minLoss\":\"0.00\",\"shareRate\":\"0.200000\"}]',
     ladder_min_loss: 'min loss',
     ladder_share_rate: 'share rate',
     ladder_rule_required: 'At least one ladder rule is required',
diff --git a/web/src/lang/backend/en/config/financeCashierConfig.ts b/web/src/lang/backend/en/config/financeCashierConfig.ts
index 3d4f5f4..b5a7e25 100644
--- a/web/src/lang/backend/en/config/financeCashierConfig.ts
+++ b/web/src/lang/backend/en/config/financeCashierConfig.ts
@@ -1,5 +1,5 @@
 export default {
-    desc: 'Mobile pay & receipt settings: platform coin labels, currencies and rates, deposit pay channels (on/off, sort, tier scope), withdraw banks, limits, copy, and required withdraw fields. Deposit tiers are configured separately.',
+    desc: 'Mobile pay & receipt settings: platform coin labels, currencies and rates, deposit pay channels (on/off and sort; all tiers are supported automatically), withdraw banks, limits, copy, and required withdraw fields.',
     btn_save: 'Save',
     btn_add_row: 'Add row',
     sec_platform: 'Platform coin labels',
@@ -7,7 +7,7 @@ export default {
     platform_label_en: 'Label (English)',
     sec_currencies: 'Currencies (deposit/withdraw selectors)',
     sec_deposit_channels: 'Deposit pay channels',
-    deposit_channels_hint: 'Display names come from the registry; here you only set enabled state, sort order, and applicable deposit tiers. Leave tiers empty to allow all tiers.',
+    deposit_channels_hint: 'Display names come from the registry; here you only set enabled state and sort order. All enabled channels automatically support all deposit tiers.',
     currency_rates_hint: 'Deposit rate: platform coins credited per 1 fiat paid. Withdraw rate: platform coins needed per 1 fiat redeemed (e.g. 100 ⇒ 100 coins = 1 fiat unit).',
     err_dup_code: 'Duplicate currency codes are not allowed.',
     sec_banks: 'Withdraw bank codes',
@@ -45,6 +45,4 @@ export default {
     ch_display_name: 'Display name',
     ch_sort: 'Sort',
     ch_status: 'Enabled',
-    ch_tier_ids: 'Allowed deposit tiers',
-    ch_tier_ids_ph: 'Empty = all tiers',
 }
diff --git a/web/src/lang/backend/en/order/depositChannelOrder.ts b/web/src/lang/backend/en/order/depositChannelOrder.ts
deleted file mode 100644
index fb628bf..0000000
--- a/web/src/lang/backend/en/order/depositChannelOrder.ts
+++ /dev/null
@@ -1,3 +0,0 @@
-export default {
-    'quick Search Fields': 'order no / pay channel / tier id / idempotency key',
-}
diff --git a/web/src/lang/backend/en/order/withdrawOrder.ts b/web/src/lang/backend/en/order/withdrawOrder.ts
index ab4c056..b6d030a 100644
--- a/web/src/lang/backend/en/order/withdrawOrder.ts
+++ b/web/src/lang/backend/en/order/withdrawOrder.ts
@@ -7,6 +7,9 @@ export default {
     amount: 'Apply amount',
     fee: 'Fee',
     actual_amount: 'Actual amount',
+    receive_type: 'Receive type',
+    receive_account: 'Receive account',
+    idempotency_key: 'Idempotency key',
     status: 'Status',
     'status 0': 'Pending review',
     'status 1': 'Approved',
diff --git a/web/src/lang/backend/zh-cn/channel.ts b/web/src/lang/backend/zh-cn/channel.ts
index 0e91ef5..4863948 100644
--- a/web/src/lang/backend/zh-cn/channel.ts
+++ b/web/src/lang/backend/zh-cn/channel.ts
@@ -36,7 +36,7 @@ export default {
     affiliate_effective_start_at: '联营生效开始',
     affiliate_effective_end_at: '联营生效结束',
     affiliate_ladder_rules: '联营阶梯规则',
-    affiliate_ladder_rules_placeholder: '请输入 JSON，例如 [{\"minLoss\":\"0.0000\",\"shareRate\":\"0.200000\"}]',
+    affiliate_ladder_rules_placeholder: '请输入 JSON，例如 [{\"minLoss\":\"0.00\",\"shareRate\":\"0.200000\"}]',
     ladder_min_loss: '起始客损',
     ladder_share_rate: '占成比例',
     ladder_rule_required: '联营阶梯规则至少需要一条',
diff --git a/web/src/lang/backend/zh-cn/config/financeCashierConfig.ts b/web/src/lang/backend/zh-cn/config/financeCashierConfig.ts
index e90c5c4..473995c 100644
--- a/web/src/lang/backend/zh-cn/config/financeCashierConfig.ts
+++ b/web/src/lang/backend/zh-cn/config/financeCashierConfig.ts
@@ -1,5 +1,5 @@
 export default {
-    desc: '配置移动端支付与收款展示：平台币名称、货币与汇率、充值支付渠道（开关/排序/适用档位）、提现银行、最低限额、文案与提现表单字段。充值档位在「充值档位」中维护。',
+    desc: '配置移动端支付与收款展示：平台币名称、货币与汇率、充值支付渠道（开关/排序，自动兼容全部档位）、提现银行、最低限额、文案与提现表单字段。',
     btn_save: '保存',
     btn_add_row: '新增一行',
     sec_platform: '平台币展示名',
@@ -7,7 +7,7 @@ export default {
     platform_label_en: '名称（英文）',
     sec_currencies: '货币列表（充值/提现货币下拉）',
     sec_deposit_channels: '充值支付渠道',
-    deposit_channels_hint: '展示名由环境注册表决定，此处仅维护启用状态、排序与适用充值档位；不选档位表示全部档位可用。',
+    deposit_channels_hint: '展示名由环境注册表决定，此处仅维护启用状态与排序；所有启用渠道自动兼容全部充值档位。',
     currency_rates_hint: '充值汇率：每支付 1 单位该货币到账的平台币；提现汇率：每兑换 1 单位该货币所需平台币（例 100 表示 100 平台币 = 1 单位）。',
     err_dup_code: '货币代码不能重复，请检查后再保存。',
     sec_banks: '提现支持银行代码',
@@ -46,6 +46,4 @@ export default {
     ch_display_name: '展示名称',
     ch_sort: '排序',
     ch_status: '启用',
-    ch_tier_ids: '适用充值档位',
-    ch_tier_ids_ph: '不选表示全部档位',
 }
diff --git a/web/src/lang/backend/zh-cn/order/depositChannelOrder.ts b/web/src/lang/backend/zh-cn/order/depositChannelOrder.ts
deleted file mode 100644
index 63176f1..0000000
--- a/web/src/lang/backend/zh-cn/order/depositChannelOrder.ts
+++ /dev/null
@@ -1,3 +0,0 @@
-export default {
-    'quick Search Fields': '订单号/支付通道/档位ID/幂等键',
-}
diff --git a/web/src/lang/backend/zh-cn/order/withdrawOrder.ts b/web/src/lang/backend/zh-cn/order/withdrawOrder.ts
index 87c2939..3bd2f15 100644
--- a/web/src/lang/backend/zh-cn/order/withdrawOrder.ts
+++ b/web/src/lang/backend/zh-cn/order/withdrawOrder.ts
@@ -7,6 +7,9 @@ export default {
     amount: '申请金额',
     fee: '手续费',
     actual_amount: '实际到账',
+    receive_type: '收款类型',
+    receive_account: '收款账号',
+    idempotency_key: '幂等键',
     status: '状态',
     'status 0': '待审核',
     'status 1': '已通过',
diff --git a/web/src/views/backend/agent/commissionRecord/index.vue b/web/src/views/backend/agent/commissionRecord/index.vue
index 828de7f..1f6fb01 100644
--- a/web/src/views/backend/agent/commissionRecord/index.vue
+++ b/web/src/views/backend/agent/commissionRecord/index.vue
@@ -30,6 +30,17 @@ const { t } = useI18n()
 const tableRef = useTemplateRef('tableRef')
 const optButtons: OptButton[] = defaultOptButtons(['edit', 'delete'])
 
+function formatAmount2(_row: anyObj, _column: any, cellValue: unknown) {
+    if (cellValue === null || cellValue === undefined || cellValue === '') {
+        return '-'
+    }
+    const n = Number(cellValue)
+    if (!Number.isFinite(n)) {
+        return String(cellValue)
+    }
+    return n.toFixed(2)
+}
+
 const baTable = new baTableClass(
     new baTableApi('/admin/agent.CommissionRecord/'),
     {
@@ -74,9 +85,30 @@ const baTable = new baTableClass(
                 operatorPlaceholder: t('Fuzzy query'),
                 render: 'tags',
             },
-            { label: t('agent.commissionRecord.commission_rate'), prop: 'commission_rate', align: 'center', minWidth: 110, operator: 'RANGE' },
-            { label: t('agent.commissionRecord.calc_base_amount'), prop: 'calc_base_amount', align: 'center', minWidth: 120, operator: 'RANGE' },
-            { label: t('agent.commissionRecord.commission_amount'), prop: 'commission_amount', align: 'center', minWidth: 120, operator: 'RANGE' },
+            {
+                label: t('agent.commissionRecord.commission_rate'),
+                prop: 'commission_rate',
+                align: 'center',
+                minWidth: 110,
+                operator: 'RANGE',
+                formatter: formatAmount2,
+            },
+            {
+                label: t('agent.commissionRecord.calc_base_amount'),
+                prop: 'calc_base_amount',
+                align: 'center',
+                minWidth: 120,
+                operator: 'RANGE',
+                formatter: formatAmount2,
+            },
+            {
+                label: t('agent.commissionRecord.commission_amount'),
+                prop: 'commission_amount',
+                align: 'center',
+                minWidth: 120,
+                operator: 'RANGE',
+                formatter: formatAmount2,
+            },
             {
                 label: t('agent.commissionRecord.status'),
                 prop: 'status',
@@ -138,7 +170,7 @@ const baTable = new baTableClass(
         ],
     },
     {
-        defaultItems: { status: 0, commission_rate: '0.0000' },
+        defaultItems: { status: 0, commission_rate: '0.00' },
     }
 )
 
diff --git a/web/src/views/backend/agent/commissionRecord/popupForm.vue b/web/src/views/backend/agent/commissionRecord/popupForm.vue
index 9b03456..fb7123d 100644
--- a/web/src/views/backend/agent/commissionRecord/popupForm.vue
+++ b/web/src/views/backend/agent/commissionRecord/popupForm.vue
@@ -45,9 +45,9 @@
                             placeholder: t('Click select'),
                         }"
                     />
-                    <FormItem :label="t('agent.commissionRecord.commission_rate')" type="number" v-model="baTable.form.items!.commission_rate" prop="commission_rate" :input-attr="{ min: 0, precision: 4, step: 0.0001 }" />
-                    <FormItem :label="t('agent.commissionRecord.calc_base_amount')" type="number" v-model="baTable.form.items!.calc_base_amount" prop="calc_base_amount" :input-attr="{ min: 0, precision: 4, step: 0.0001 }" />
-                    <FormItem :label="t('agent.commissionRecord.commission_amount')" type="number" v-model="baTable.form.items!.commission_amount" prop="commission_amount" :input-attr="{ precision: 4, step: 0.0001 }" />
+                    <FormItem :label="t('agent.commissionRecord.commission_rate')" type="number" v-model="baTable.form.items!.commission_rate" prop="commission_rate" :input-attr="{ min: 0, precision: 2, step: 0.01 }" />
+                    <FormItem :label="t('agent.commissionRecord.calc_base_amount')" type="number" v-model="baTable.form.items!.calc_base_amount" prop="calc_base_amount" :input-attr="{ min: 0, precision: 2, step: 0.01 }" />
+                    <FormItem :label="t('agent.commissionRecord.commission_amount')" type="number" v-model="baTable.form.items!.commission_amount" prop="commission_amount" :input-attr="{ precision: 2, step: 0.01 }" />
                     <FormItem :label="t('agent.commissionRecord.status')" type="radio" v-model="baTable.form.items!.status" prop="status" :input-attr="{ content: { '0': t('agent.commissionRecord.status 0'), '1': t('agent.commissionRecord.status 1'), '2': t('agent.commissionRecord.status 2') } }" />
                     <FormItem :label="t('agent.commissionRecord.settled_at')" type="datetime" v-model="baTable.form.items!.settled_at" prop="settled_at" />
                     <FormItem :label="t('agent.commissionRecord.remark')" type="textarea" v-model="baTable.form.items!.remark" prop="remark" :input-attr="{ rows: 2 }" />
diff --git a/web/src/views/backend/agent/settlementPeriod/index.vue b/web/src/views/backend/agent/settlementPeriod/index.vue
index 8bb5fc3..2eba740 100644
--- a/web/src/views/backend/agent/settlementPeriod/index.vue
+++ b/web/src/views/backend/agent/settlementPeriod/index.vue
@@ -30,6 +30,17 @@ const { t } = useI18n()
 const tableRef = useTemplateRef('tableRef')
 const optButtons: OptButton[] = defaultOptButtons(['edit', 'delete'])
 
+function formatAmount2(_row: anyObj, _column: any, cellValue: unknown) {
+    if (cellValue === null || cellValue === undefined || cellValue === '') {
+        return '-'
+    }
+    const n = Number(cellValue)
+    if (!Number.isFinite(n)) {
+        return String(cellValue)
+    }
+    return n.toFixed(2)
+}
+
 const baTable = new baTableClass(
     new baTableApi('/admin/agent.SettlementPeriod/'),
     {
@@ -67,13 +78,21 @@ const baTable = new baTableClass(
                 sortable: 'custom',
                 timeFormat: 'yyyy-mm-dd hh:MM:ss',
             },
-            { label: t('agent.settlementPeriod.total_bet_amount'), prop: 'total_bet_amount', align: 'center', operator: 'RANGE', minWidth: 120 },
+            {
+                label: t('agent.settlementPeriod.total_bet_amount'),
+                prop: 'total_bet_amount',
+                align: 'center',
+                operator: 'RANGE',
+                minWidth: 120,
+                formatter: formatAmount2,
+            },
             {
                 label: t('agent.settlementPeriod.total_payout_amount'),
                 prop: 'total_payout_amount',
                 align: 'center',
                 operator: 'RANGE',
                 minWidth: 120,
+                formatter: formatAmount2,
             },
             {
                 label: t('agent.settlementPeriod.platform_profit_amount'),
@@ -81,6 +100,7 @@ const baTable = new baTableClass(
                 align: 'center',
                 operator: 'RANGE',
                 minWidth: 120,
+                formatter: formatAmount2,
             },
             {
                 label: t('agent.settlementPeriod.status'),
diff --git a/web/src/views/backend/agent/settlementPeriod/popupForm.vue b/web/src/views/backend/agent/settlementPeriod/popupForm.vue
index d14cf4a..02dd3fe 100644
--- a/web/src/views/backend/agent/settlementPeriod/popupForm.vue
+++ b/web/src/views/backend/agent/settlementPeriod/popupForm.vue
@@ -9,9 +9,9 @@
                     <FormItem :label="t('agent.settlementPeriod.settlement_no')" type="string" v-model="baTable.form.items!.settlement_no" prop="settlement_no" />
                     <FormItem :label="t('agent.settlementPeriod.period_start_at')" type="datetime" v-model="baTable.form.items!.period_start_at" prop="period_start_at" />
                     <FormItem :label="t('agent.settlementPeriod.period_end_at')" type="datetime" v-model="baTable.form.items!.period_end_at" prop="period_end_at" />
-                    <FormItem :label="t('agent.settlementPeriod.total_bet_amount')" type="number" v-model="baTable.form.items!.total_bet_amount" prop="total_bet_amount" :input-attr="{ min: 0, precision: 4, step: 0.0001 }" />
-                    <FormItem :label="t('agent.settlementPeriod.total_payout_amount')" type="number" v-model="baTable.form.items!.total_payout_amount" prop="total_payout_amount" :input-attr="{ min: 0, precision: 4, step: 0.0001 }" />
-                    <FormItem :label="t('agent.settlementPeriod.platform_profit_amount')" type="number" v-model="baTable.form.items!.platform_profit_amount" prop="platform_profit_amount" :input-attr="{ precision: 4, step: 0.0001 }" />
+                    <FormItem :label="t('agent.settlementPeriod.total_bet_amount')" type="number" v-model="baTable.form.items!.total_bet_amount" prop="total_bet_amount" :input-attr="{ min: 0, precision: 2, step: 0.01 }" />
+                    <FormItem :label="t('agent.settlementPeriod.total_payout_amount')" type="number" v-model="baTable.form.items!.total_payout_amount" prop="total_payout_amount" :input-attr="{ min: 0, precision: 2, step: 0.01 }" />
+                    <FormItem :label="t('agent.settlementPeriod.platform_profit_amount')" type="number" v-model="baTable.form.items!.platform_profit_amount" prop="platform_profit_amount" :input-attr="{ precision: 2, step: 0.01 }" />
                     <FormItem :label="t('agent.settlementPeriod.status')" type="radio" v-model="baTable.form.items!.status" prop="status" :input-attr="{ content: { '0': t('agent.settlementPeriod.status 0'), '1': t('agent.settlementPeriod.status 1'), '2': t('agent.settlementPeriod.status 2'), '3': t('agent.settlementPeriod.status 3') } }" />
                     <FormItem :label="t('agent.settlementPeriod.remark')" type="textarea" v-model="baTable.form.items!.remark" prop="remark" :input-attr="{ rows: 2 }" />
                 </el-form>
diff --git a/web/src/views/backend/channel/popupForm.vue b/web/src/views/backend/channel/popupForm.vue
index 520a43b..21d1271 100644
--- a/web/src/views/backend/channel/popupForm.vue
+++ b/web/src/views/backend/channel/popupForm.vue
@@ -91,7 +91,7 @@
                         type="number"
                         v-model="baTable.form.items!.affiliate_share_rate"
                         prop="affiliate_share_rate"
-                        :input-attr="{ step: 0.000001, precision: 6, min: 0, max: 1 }"
+                        :input-attr="{ step: 0.0001, precision: 2, min: 0, max: 1 }"
                         :placeholder="`${t('Please input field', { field: t('channel.affiliate_share_rate') })} (例如 0.240000)`"
                     />
                     <FormItem
@@ -100,7 +100,7 @@
                         type="number"
                         v-model="baTable.form.items!.affiliate_fee_rate"
                         prop="affiliate_fee_rate"
-                        :input-attr="{ step: 0.000001, precision: 6, min: 0, max: 1 }"
+                        :input-attr="{ step: 0.0001, precision: 2, min: 0, max: 1 }"
                         :placeholder="`${t('Please input field', { field: t('channel.affiliate_fee_rate') })} (例如 0.070000)`"
                     />
                     <el-form-item :label="t('channel.settle_cycle')" prop="settle_plan">
@@ -140,7 +140,7 @@
                             </div>
                             <div v-for="(item, idx) in ladderRuleList" :key="idx" class="ladder-rule-row">
                                 <el-input-number v-model="item.minLoss" class="w100" :precision="4" :step="0.0001" :min="0" />
-                                <el-input-number v-model="item.shareRate" class="w100" :precision="6" :step="0.000001" :min="0" :max="1" />
+                                <el-input-number v-model="item.shareRate" class="w100" :precision="6" :step="0.0001" :min="0" :max="1" />
                                 <el-button type="danger" link @click="removeLadderRule(idx)">{{ t('Delete') }}</el-button>
                             </div>
                             <el-button type="primary" link @click="addLadderRule">{{ t('Add') }}</el-button>
@@ -480,7 +480,7 @@ baTable.before.onSubmit = ({ items }) => {
             }
         }
         items.affiliate_ladder_rules = sorted.map((r) => ({
-            minLoss: Number(r.minLoss).toFixed(4),
+            minLoss: Number(r.minLoss).toFixed(2),
             shareRate: Number(r.shareRate).toFixed(6),
         }))
     } else {
diff --git a/web/src/views/backend/config/depositChannel/index.vue b/web/src/views/backend/config/depositChannel/index.vue
index c9fdfe3..dea4597 100644
--- a/web/src/views/backend/config/depositChannel/index.vue
+++ b/web/src/views/backend/config/depositChannel/index.vue
@@ -44,7 +44,6 @@ const baTable = new baTableClass(
         defaultOrder: { prop: 'sort', order: 'asc' },
         extend: {
             registry: {} as Record<string, { name: string; name_en: string; sort: number }>,
-            tier_options: [] as { id: string; label: string }[],
         },
         column: [
             { type: 'selection', align: 'center', operator: false },
@@ -83,25 +82,6 @@ const baTable = new baTableClass(
                 operatorPlaceholder: t('Fuzzy query'),
                 showOverflowTooltip: true,
             },
-            {
-                label: t('config.depositChannel.tier_ids'),
-                prop: 'tier_ids',
-                align: 'center',
-                minWidth: 240,
-                operator: false,
-                render: 'tags',
-                formatter: (row: anyObj) => {
-                    const ids = row.tier_ids
-                    if (!Array.isArray(ids) || ids.length === 0) {
-                        return [t('config.depositChannel.tier_all')]
-                    }
-                    const opts = (baTable.table.extend?.tier_options ?? []) as { id: string; label: string }[]
-                    return ids.map((id: string) => {
-                        const o = opts.find((x) => x.id === id)
-                        return o ? o.label : id
-                    })
-                },
-            },
             {
                 label: t('Operate'),
                 align: 'center',
@@ -119,7 +99,6 @@ const baTable = new baTableClass(
             code: '',
             sort: 10,
             status: 1,
-            tier_ids: [] as string[],
         },
     },
     {},
@@ -128,15 +107,11 @@ const baTable = new baTableClass(
             const d = res.data as
                 | {
                       registry?: Record<string, { name: string; name_en: string; sort: number }>
-                      tier_options?: { id: string; label: string }[]
                   }
                 | undefined
             if (d?.registry) {
                 baTable.table.extend.registry = d.registry
             }
-            if (d?.tier_options) {
-                baTable.table.extend.tier_options = d.tier_options
-            }
         },
     }
 )
diff --git a/web/src/views/backend/config/depositChannel/popupForm.vue b/web/src/views/backend/config/depositChannel/popupForm.vue
index ca983e5..dc88b39 100644
--- a/web/src/views/backend/config/depositChannel/popupForm.vue
+++ b/web/src/views/backend/config/depositChannel/popupForm.vue
@@ -43,20 +43,6 @@
                         <el-switch v-model="baTable.form.items!.status" :active-value="1" :inactive-value="0" />
                     </el-form-item>
 
-                    <el-form-item :label="t('config.depositChannel.tier_ids')" prop="tier_ids">
-                        <el-select
-                            v-model="baTable.form.items!.tier_ids"
-                            multiple
-                            collapse-tags
-                            collapse-tags-tooltip
-                            filterable
-                            clearable
-                            class="w100"
-                            :placeholder="t('config.depositChannel.tier_ids_ph')"
-                        >
-                            <el-option v-for="opt in tierOptions" :key="opt.id" :label="opt.label" :value="opt.id" />
-                        </el-select>
-                    </el-form-item>
                 </el-form>
             </div>
         </el-scrollbar>
@@ -77,18 +63,11 @@ import { computed, inject, useTemplateRef } from 'vue'
 import { useI18n } from 'vue-i18n'
 import { useConfig } from '/@/stores/config'
 
-type TierOpt = { id: string; label: string }
-
 const config = useConfig()
 const formRef = useTemplateRef<FormInstance>('formRef')
 const baTable = inject('baTable') as baTable
 const { t } = useI18n()
 
-const tierOptions = computed(() => {
-    const raw = baTable.table.extend?.tier_options
-    return Array.isArray(raw) ? (raw as TierOpt[]) : []
-})
-
 const registryDisplayName = computed(() => {
     const code = String(baTable.form.items?.code ?? '')
     const reg = baTable.table.extend?.registry as Record<string, { name?: string }> | undefined
diff --git a/web/src/views/backend/config/depositTier/index.vue b/web/src/views/backend/config/depositTier/index.vue
index 6fe5467..40070a8 100644
--- a/web/src/views/backend/config/depositTier/index.vue
+++ b/web/src/views/backend/config/depositTier/index.vue
@@ -42,7 +42,7 @@ function formatAmount4(_row: anyObj, _column: any, cellValue: unknown) {
     if (!Number.isFinite(n)) {
         return String(cellValue)
     }
-    return n.toFixed(4)
+    return n.toFixed(2)
 }
 
 function formatPayCell(row: anyObj, _column: any, cellValue: unknown) {
@@ -59,7 +59,7 @@ function formatTotalPlatform(row: anyObj) {
     const b = parseFloat(String(row.bonus_amount ?? '0').replace(',', '.'))
     const base = Number.isFinite(a) ? a : 0
     const bonus = Number.isFinite(b) ? b : 0
-    return (base + bonus).toFixed(4)
+    return (base + bonus).toFixed(2)
 }
 
 const baTable = new baTableClass(
@@ -68,7 +68,7 @@ const baTable = new baTableClass(
         pk: 'id',
         filter: {
             page: 1,
-            limit: 20,
+            limit: 100,
         },
         defaultOrder: { prop: 'sort', order: 'asc' },
         column: [
diff --git a/web/src/views/backend/config/depositTier/popupForm.vue b/web/src/views/backend/config/depositTier/popupForm.vue
index 0bd918b..4d9bc69 100644
--- a/web/src/views/backend/config/depositTier/popupForm.vue
+++ b/web/src/views/backend/config/depositTier/popupForm.vue
@@ -87,16 +87,37 @@
 
 <script setup lang="ts">
 import type { FormInstance, FormItemRule } from 'element-plus'
-import { inject, reactive, useTemplateRef } from 'vue'
+import { inject, onMounted, reactive, ref, useTemplateRef } from 'vue'
 import { useI18n } from 'vue-i18n'
 import { useConfig } from '/@/stores/config'
+import createAxios from '/@/utils/axios'
 
 const config = useConfig()
 const formRef = useTemplateRef<FormInstance>('formRef')
 const baTable = inject('baTable') as baTable
 const { t } = useI18n()
 
-const payCurrencies = ['MYR', 'CNY', 'USD', 'USDT', 'VND', 'THB', 'SGD', 'IDR']
+const payCurrencies = ref<string[]>(['MYR', 'CNY', 'USD', 'USDT', 'VND', 'THB', 'SGD', 'IDR'])
+
+async function loadPayCurrencies() {
+    try {
+        const res = await createAxios({
+            url: '/admin/config.DepositTier/currencyOptions',
+            method: 'GET',
+        })
+        const listRaw = (res as anyObj)?.data?.list
+        if (Array.isArray(listRaw)) {
+            const list = listRaw
+                .map((x: unknown) => (typeof x === 'string' ? x.trim().toUpperCase() : ''))
+                .filter((x: string) => x !== '')
+            if (list.length > 0) {
+                payCurrencies.value = Array.from(new Set(list))
+            }
+        }
+    } catch (_e) {
+        // 下拉拉取失败时保持内置兜底列表，避免阻断表单编辑
+    }
+}
 
 function positiveAmountRule(msg: string): FormItemRule {
     return {
@@ -143,6 +164,10 @@ const rules = reactive({
     amount: [positiveAmountRule(t('config.depositTier.rule_platform_base'))],
     bonus_amount: [nonNegAmountRule(t('config.depositTier.rule_bonus'))],
 })
+
+onMounted(() => {
+    loadPayCurrencies()
+})
 </script>
 
 <style scoped lang="scss">
diff --git a/web/src/views/backend/config/financeCashierConfig/index.vue b/web/src/views/backend/config/financeCashierConfig/index.vue
index c212e62..ed5f48e 100644
--- a/web/src/views/backend/config/financeCashierConfig/index.vue
+++ b/web/src/views/backend/config/financeCashierConfig/index.vue
@@ -103,22 +103,6 @@
                                 <el-switch v-model="row.status" :active-value="1" :inactive-value="0" />
                             </template>
                         </el-table-column>
-                        <el-table-column :label="t('config.financeCashierConfig.ch_tier_ids')" min-width="220">
-                            <template #default="{ row }">
-                                <el-select
-                                    v-model="row.tier_ids"
-                                    multiple
-                                    collapse-tags
-                                    collapse-tags-tooltip
-                                    filterable
-                                    clearable
-                                    class="w100p"
-                                    :placeholder="t('config.financeCashierConfig.ch_tier_ids_ph')"
-                                >
-                                    <el-option v-for="opt in tierOptions" :key="opt.id" :label="opt.label" :value="opt.id" />
-                                </el-select>
-                            </template>
-                        </el-table-column>
                     </el-table>
                 </el-card>
 
@@ -237,13 +221,11 @@ type CurrencyRow = {
 }
 type BankRow = { code: string; name_zh: string; name_en: string; sort: number }
 type ChannelRow = { code: string; sort: number; status: number; tier_ids: string[] }
-type TierOpt = { id: string; label: string }
 type RegistryMeta = { name?: string; name_en?: string; sort?: number }
 
 const loading = ref(false)
 const saving = ref(false)
 const registry = ref<Record<string, RegistryMeta>>({})
-const tierOptions = ref<TierOpt[]>([])
 
 const form = reactive({
     platform_coin: { label_zh: '', label_en: '' },
@@ -363,24 +345,13 @@ function channelDisplayName(code: string): string {
 }
 
 function normalizeChannelRow(c: Record<string, unknown>): ChannelRow {
-    const tierIds: string[] = []
-    if (Array.isArray(c.tier_ids)) {
-        for (const x of c.tier_ids) {
-            if (typeof x === 'string') {
-                const t = x.trim()
-                if (t !== '') {
-                    tierIds.push(t)
-                }
-            }
-        }
-    }
     const st = c.status
     const statusOn = st === 1 || st === true || st === '1'
     return {
         code: typeof c.code === 'string' ? c.code : '',
         sort: rowSortValue({ sort: c.sort }),
         status: statusOn ? 1 : 0,
-        tier_ids: tierIds,
+        tier_ids: [],
     }
 }
 
@@ -406,8 +377,6 @@ async function load() {
                 regRaw !== null && typeof regRaw === 'object' && !Array.isArray(regRaw)
                     ? (regRaw as Record<string, RegistryMeta>)
                     : {}
-            const topts = res.data.tier_options
-            tierOptions.value = Array.isArray(topts) ? (topts as TierOpt[]) : []
             Object.assign(form.platform_coin, f.platform_coin || {})
             const curList = Array.isArray(f.currencies) ? f.currencies : []
             const normalized: CurrencyRow[] = curList.map((c: Record<string, unknown>) => ({
diff --git a/web/src/views/backend/game/live/index.vue b/web/src/views/backend/game/live/index.vue
index 3cd508a..a44be59 100644
--- a/web/src/views/backend/game/live/index.vue
+++ b/web/src/views/backend/game/live/index.vue
@@ -248,7 +248,7 @@ const voidReason = ref('')
 const voidSubmitting = ref(false)
 const manualNumber = ref<number | null>(1)
 const calcResultNumber = ref<number | null>(null)
-const calcEstimatedLoss = ref<string>('0.0000')
+const calcEstimatedLoss = ref<string>('0.00')
 
 /** 服务端 Unix 秒 − 本地 Unix 秒，用于派彩倒计时与服务器对齐 */
 const serverSkewSeconds = ref(0)
@@ -487,7 +487,7 @@ async function onCalculate() {
             snapshot.candidate_numbers = res.data.candidate_numbers || []
             snapshot.ai_default_number = res.data.ai_default_number ?? null
             calcResultNumber.value = res.data.final_number ?? null
-            calcEstimatedLoss.value = String(res.data.final_estimated_loss ?? '0.0000')
+            calcEstimatedLoss.value = String(res.data.final_estimated_loss ?? '0.00')
         }
     } finally {
         calcLoading.value = false
diff --git a/web/src/views/backend/game/record/index.vue b/web/src/views/backend/game/record/index.vue
index a5966e2..8906d56 100644
--- a/web/src/views/backend/game/record/index.vue
+++ b/web/src/views/backend/game/record/index.vue
@@ -35,7 +35,7 @@ const formatCoin = (_row: any, _column: any, cellValue: number | string | null |
     if (cellValue === null || cellValue === undefined || cellValue === '') return '—'
     const n = Number(cellValue)
     if (Number.isNaN(n)) return '—'
-    return n.toFixed(4)
+    return n.toFixed(2)
 }
 
 const baTable = new baTableClass(
diff --git a/web/src/views/backend/order/betOrder/index.vue b/web/src/views/backend/order/betOrder/index.vue
index 9c08a30..5f27dce 100644
--- a/web/src/views/backend/order/betOrder/index.vue
+++ b/web/src/views/backend/order/betOrder/index.vue
@@ -49,7 +49,7 @@ function formatAmount(_row: anyObj, _column: any, cellValue: unknown) {
     if (!Number.isFinite(n)) {
         return String(cellValue)
     }
-    return n.toFixed(4)
+    return n.toFixed(2)
 }
 
 const baTable = new baTableClass(
diff --git a/web/src/views/backend/order/depositChannelOrder/index.vue b/web/src/views/backend/order/depositChannelOrder/index.vue
deleted file mode 100644
index de739bf..0000000
--- a/web/src/views/backend/order/depositChannelOrder/index.vue
+++ /dev/null
@@ -1,214 +0,0 @@
-<template>
-    <div class="default-main ba-table-box">
-        <el-alert class="ba-table-alert" v-if="baTable.table.remark" :title="baTable.table.remark" type="info" show-icon />
-
-        <TableHeader
-            :buttons="['refresh', 'comSearch', 'quickSearch', 'columnDisplay']"
-            :quick-search-placeholder="t('Quick search placeholder', { fields: t('order.depositChannelOrder.quick Search Fields') })"
-        ></TableHeader>
-
-        <Table ref="tableRef"></Table>
-
-        <PopupForm />
-    </div>
-</template>
-
-<script setup lang="ts">
-import { onMounted, provide, useTemplateRef } from 'vue'
-import { useI18n } from 'vue-i18n'
-import PopupForm from '../depositOrder/popupForm.vue'
-import { baTableApi } from '/@/api/common'
-import { defaultOptButtons } from '/@/components/table'
-import TableHeader from '/@/components/table/header/index.vue'
-import Table from '/@/components/table/index.vue'
-import baTableClass from '/@/utils/baTable'
-
-defineOptions({
-    name: 'order/depositChannelOrder',
-})
-
-const { t } = useI18n()
-const tableRef = useTemplateRef('tableRef')
-const optButtons: OptButton[] = defaultOptButtons(['edit'])
-
-function formatAmount(_row: anyObj, _column: any, cellValue: unknown) {
-    if (cellValue === null || cellValue === undefined || cellValue === '') {
-        return '-'
-    }
-    const s = String(cellValue).trim().replace(',', '.')
-    const n = parseFloat(s)
-    if (!Number.isFinite(n)) {
-        return String(cellValue)
-    }
-    return n.toFixed(2)
-}
-
-const baTable = new baTableClass(
-    new baTableApi('/admin/order.DepositChannelOrder/'),
-    {
-        pk: 'id',
-        column: [
-            { type: 'selection', align: 'center', operator: false },
-            { label: t('order.depositOrder.id'), prop: 'id', align: 'center', width: 80, operator: 'RANGE', sortable: 'custom' },
-            {
-                label: t('order.depositOrder.order_no'),
-                prop: 'order_no',
-                align: 'center',
-                minWidth: 170,
-                operator: 'LIKE',
-                operatorPlaceholder: t('Fuzzy query'),
-            },
-            {
-                label: t('order.depositOrder.user_username'),
-                prop: 'user.username',
-                align: 'center',
-                minWidth: 120,
-                operator: 'LIKE',
-                operatorPlaceholder: t('Fuzzy query'),
-                render: 'tags',
-            },
-            {
-                label: t('order.depositOrder.channel_name'),
-                prop: 'channel.name',
-                align: 'center',
-                minWidth: 110,
-                operator: 'LIKE',
-                operatorPlaceholder: t('Fuzzy query'),
-                render: 'tags',
-            },
-            {
-                label: t('order.depositOrder.amount'),
-                prop: 'amount',
-                align: 'center',
-                minWidth: 110,
-                operator: 'RANGE',
-                formatter: formatAmount,
-            },
-            {
-                label: t('order.depositOrder.bonus_amount'),
-                prop: 'bonus_amount',
-                align: 'center',
-                minWidth: 110,
-                operator: 'RANGE',
-                formatter: formatAmount,
-            },
-            {
-                label: t('order.depositOrder.status'),
-                prop: 'status',
-                align: 'center',
-                width: 100,
-                operator: 'eq',
-                render: 'tag',
-                effect: 'dark',
-                custom: {
-                    '0': 'info',
-                    '1': 'success',
-                    '2': 'danger',
-                    '3': 'warning',
-                },
-                replaceValue: {
-                    '0': t('order.depositOrder.status 0'),
-                    '1': t('order.depositOrder.status 1'),
-                    '2': t('order.depositOrder.status 2'),
-                    '3': t('order.depositOrder.status 3'),
-                },
-            },
-            {
-                label: t('order.depositOrder.pay_channel'),
-                prop: 'pay_channel',
-                align: 'center',
-                minWidth: 130,
-                operator: 'LIKE',
-                operatorPlaceholder: t('Fuzzy query'),
-            },
-            {
-                label: t('order.depositOrder.deposit_tier_id'),
-                prop: 'deposit_tier_id',
-                align: 'center',
-                minWidth: 120,
-                operator: 'LIKE',
-                operatorPlaceholder: t('Fuzzy query'),
-                show: false,
-            },
-            {
-                label: t('order.depositOrder.pay_time'),
-                prop: 'pay_time',
-                align: 'center',
-                render: 'datetime',
-                operator: 'RANGE',
-                comSearchRender: 'datetime',
-                sortable: 'custom',
-                width: 170,
-                timeFormat: 'yyyy-mm-dd hh:MM:ss',
-            },
-            {
-                label: t('order.depositOrder.idempotency_key'),
-                prop: 'idempotency_key',
-                align: 'center',
-                minWidth: 170,
-                operator: 'LIKE',
-                operatorPlaceholder: t('Fuzzy query'),
-                showOverflowTooltip: true,
-                show: false,
-            },
-            {
-                label: t('order.depositOrder.remark'),
-                prop: 'remark',
-                align: 'center',
-                minWidth: 150,
-                operator: 'LIKE',
-                operatorPlaceholder: t('Fuzzy query'),
-                showOverflowTooltip: true,
-            },
-            {
-                label: t('order.depositOrder.create_time'),
-                prop: 'create_time',
-                align: 'center',
-                render: 'datetime',
-                operator: 'RANGE',
-                comSearchRender: 'datetime',
-                sortable: 'custom',
-                width: 170,
-                timeFormat: 'yyyy-mm-dd hh:MM:ss',
-            },
-            {
-                label: t('order.depositOrder.update_time'),
-                prop: 'update_time',
-                align: 'center',
-                render: 'datetime',
-                operator: 'RANGE',
-                comSearchRender: 'datetime',
-                sortable: 'custom',
-                width: 170,
-                timeFormat: 'yyyy-mm-dd hh:MM:ss',
-                show: false,
-            },
-            {
-                label: t('Operate'),
-                align: 'center',
-                width: 90,
-                render: 'buttons',
-                buttons: optButtons,
-                operator: false,
-                fixed: 'right',
-            },
-        ],
-    },
-    {
-        defaultItems: { status: 0, amount: '0.0000', bonus_amount: '0.0000' },
-    }
-)
-
-provide('baTable', baTable)
-
-onMounted(() => {
-    baTable.table.ref = tableRef.value
-    baTable.mount()
-    baTable.getData()?.then(() => {
-        baTable.initSort()
-        baTable.dragSort()
-    })
-})
-</script>
-
-<style scoped lang="scss"></style>
diff --git a/web/src/views/backend/order/depositOrder/index.vue b/web/src/views/backend/order/depositOrder/index.vue
index 0a89acc..31921f4 100644
--- a/web/src/views/backend/order/depositOrder/index.vue
+++ b/web/src/views/backend/order/depositOrder/index.vue
@@ -195,7 +195,7 @@ const baTable = new baTableClass(
         ],
     },
     {
-        defaultItems: { status: 0, amount: '0.0000', bonus_amount: '0.0000' },
+        defaultItems: { status: 0, amount: '0.00', bonus_amount: '0.00' },
     }
 )
 
diff --git a/web/src/views/backend/order/withdrawOrder/index.vue b/web/src/views/backend/order/withdrawOrder/index.vue
index 483064c..94512e9 100644
--- a/web/src/views/backend/order/withdrawOrder/index.vue
+++ b/web/src/views/backend/order/withdrawOrder/index.vue
@@ -31,6 +31,17 @@ const { t } = useI18n()
 const tableRef = useTemplateRef('tableRef')
 const optButtons: OptButton[] = defaultOptButtons(['edit'])
 
+function formatAmount(_row: anyObj, _column: any, cellValue: unknown) {
+    if (cellValue === null || cellValue === undefined || cellValue === '') {
+        return '-'
+    }
+    const n = Number(cellValue)
+    if (!Number.isFinite(n)) {
+        return String(cellValue)
+    }
+    return n.toFixed(2)
+}
+
 const baTable = new baTableClass(
     new baTableApi('/admin/order.WithdrawOrder/'),
     {
@@ -65,9 +76,36 @@ const baTable = new baTableClass(
                 operatorPlaceholder: t('Fuzzy query'),
                 render: 'tags',
             },
-            { label: t('order.withdrawOrder.amount'), prop: 'amount', align: 'center', minWidth: 110, operator: 'RANGE' },
-            { label: t('order.withdrawOrder.fee'), prop: 'fee', align: 'center', minWidth: 110, operator: 'RANGE' },
-            { label: t('order.withdrawOrder.actual_amount'), prop: 'actual_amount', align: 'center', minWidth: 110, operator: 'RANGE' },
+            { label: t('order.withdrawOrder.amount'), prop: 'amount', align: 'center', minWidth: 110, operator: 'RANGE', formatter: formatAmount },
+            { label: t('order.withdrawOrder.fee'), prop: 'fee', align: 'center', minWidth: 110, operator: 'RANGE', formatter: formatAmount },
+            { label: t('order.withdrawOrder.actual_amount'), prop: 'actual_amount', align: 'center', minWidth: 110, operator: 'RANGE', formatter: formatAmount },
+            {
+                label: t('order.withdrawOrder.receive_type'),
+                prop: 'receive_type',
+                align: 'center',
+                minWidth: 120,
+                operator: 'LIKE',
+                operatorPlaceholder: t('Fuzzy query'),
+            },
+            {
+                label: t('order.withdrawOrder.receive_account'),
+                prop: 'receive_account',
+                align: 'center',
+                minWidth: 180,
+                operator: 'LIKE',
+                operatorPlaceholder: t('Fuzzy query'),
+                showOverflowTooltip: true,
+            },
+            {
+                label: t('order.withdrawOrder.idempotency_key'),
+                prop: 'idempotency_key',
+                align: 'center',
+                minWidth: 170,
+                operator: 'LIKE',
+                operatorPlaceholder: t('Fuzzy query'),
+                showOverflowTooltip: true,
+                show: false,
+            },
             {
                 label: t('order.withdrawOrder.status'),
                 prop: 'status',
@@ -144,7 +182,7 @@ const baTable = new baTableClass(
         ],
     },
     {
-        defaultItems: { status: 0, amount: '0.0000', fee: '0.0000', actual_amount: '0.0000' },
+        defaultItems: { status: 0, amount: '0.00', fee: '0.00', actual_amount: '0.00' },
     }
 )
 
diff --git a/web/src/views/backend/order/withdrawOrder/popupForm.vue b/web/src/views/backend/order/withdrawOrder/popupForm.vue
index 149a8c5..a23abbd 100644
--- a/web/src/views/backend/order/withdrawOrder/popupForm.vue
+++ b/web/src/views/backend/order/withdrawOrder/popupForm.vue
@@ -39,6 +39,15 @@
                     <el-form-item :label="t('order.withdrawOrder.create_time')">
                         <el-input :model-value="form.create_time_text" readonly />
                     </el-form-item>
+                    <el-form-item :label="t('order.withdrawOrder.receive_type')">
+                        <el-input :model-value="form.receive_type || '-'" readonly />
+                    </el-form-item>
+                    <el-form-item :label="t('order.withdrawOrder.receive_account')">
+                        <el-input :model-value="form.receive_account || '-'" readonly />
+                    </el-form-item>
+                    <el-form-item :label="t('order.withdrawOrder.idempotency_key')">
+                        <el-input :model-value="form.idempotency_key || '-'" readonly />
+                    </el-form-item>
 
                     <el-form-item :label="t('order.withdrawOrder.amount')" prop="amount">
                         <el-input-number
@@ -161,6 +170,9 @@ const form = reactive({
     create_time_text: '',
     review_admin_text: '-',
     review_time_text: '-',
+    idempotency_key: '',
+    receive_type: '',
+    receive_account: '',
     amount: 0,
     fee: 0,
     status: 0,
@@ -207,6 +219,9 @@ const hydrate = () => {
     form.fee = parseNumber(row['fee'])
     form.status = Number(row['status'] ?? 0)
     form.remark = String(row['remark'] ?? '')
+    form.idempotency_key = String(row['idempotency_key'] ?? '')
+    form.receive_type = String(row['receive_type'] ?? '')
+    form.receive_account = String(row['receive_account'] ?? '')
     form.create_time_text = formatTime(row['create_time'])
     form.review_time_text = formatTime(row['review_time'])
     form.user_text = resolveRelationText(row, 'user', row['user_id'])
@@ -316,8 +331,8 @@ const submitApprove = async () => {
                 method: 'POST',
                 data: {
                     id: form.id,
-                    amount: form.amount.toFixed(4),
-                    fee: form.fee.toFixed(4),
+                    amount: form.amount.toFixed(2),
+                    fee: form.fee.toFixed(2),
                 },
             },
             { showSuccessMessage: true }