diff --git a/app/common/service/GameBetSettleService.php b/app/common/service/GameBetSettleService.php
index d841a48..abf28f1 100644
--- a/app/common/service/GameBetSettleService.php
+++ b/app/common/service/GameBetSettleService.php
@@ -148,11 +148,17 @@ final class GameBetSettleService
 
             self::creditUserBetFlow($bet, $now);
 
+            $jackpotFlags = ['is_jackpot' => false, 'payout_pending_review' => false];
+            if (bccomp($win, '0', 2) > 0) {
+                $jackpotFlags = self::betWinJackpotFlagsForOrder($bet, $win, $needReview);
+            }
+
             if ($userId > 0) {
                 if (bccomp($win, '0', 2) > 0) {
                     $userOutcome[$userId]['had_win'] = true;
                 }
-                if (bccomp($win, '0', 2) > 0 && StreakWinReward::isJackpotForStreakAtBet((int) ($bet['streak_at_bet'] ?? 0))) {
+                // 规则统一：只要 bet.win 判定为中大奖（is_jackpot=true），就必须广播 jackpot.hit 给所有订阅者
+                if (bccomp($win, '0', 2) > 0 && ($jackpotFlags['is_jackpot'] ?? false) === true) {
                     $jackpotNotify[$userId] = true;
                 }
             }
@@ -174,7 +180,6 @@ final class GameBetSettleService
             }
 
             if (bccomp($win, '0', 2) > 0) {
-                $jackpotFlags = self::betWinJackpotFlagsForOrder($bet, $win, $needReview);
                 if (!isset($winByUser[$userId])) {
                     $winByUser[$userId] = [
                         'user_id' => $userId,