349 lines
12 KiB
PHP
349 lines
12 KiB
PHP
<?php
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declare(strict_types=1);
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namespace app\common\library\finance;
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use InvalidArgumentException;
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use RuntimeException;
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use Webman\Http\Request;
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/**
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* DDPay 支付网关接入（基于文档 v1.1.3/1.1.x）：
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* - MD5 签名：key-value 按 ASCII 升序拼接 + 追加 &key=API_SECRET
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* - 发送 HTTPS POST（application/json）
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* - 支持入金（Deposit）与回调通知（Webhook）
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*
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* 注意：生产环境需在 config/app.php 或环境变量中配置 DDPAY_*。
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*/
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final class DDPayGateway
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{
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private const SIGNATURE_FIELD = 'signature';
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private const SECRET_KEY_PARAM = 'key';
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/**
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* 入金/出金回调 URL 使用的公网根地址（无尾部斜杠）。
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* 优先 `DDPAY_PUBLIC_BASE_URL`（见 config/app.php）；未配置时按请求头推导（生产务必配置 HTTPS 公网地址，与 DDPay 文档一致）。
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*/
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public static function publicBaseUrlForCallbacks(?Request $request = null): string
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{
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$cfg = config('app.ddpay_public_base_url', '');
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if (is_string($cfg) && trim($cfg) !== '') {
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return rtrim(trim($cfg), '/');
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}
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if ($request === null) {
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return '';
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}
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$proto = strtolower((string) $request->header('x-forwarded-proto', ''));
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$https = $proto === 'https' || strtolower((string) $request->header('x-forwarded-ssl', '')) === 'on';
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$scheme = $https ? 'https' : 'http';
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$host = trim((string) $request->header('host', ''));
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if ($host === '') {
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$host = trim((string) ($request->header('x-forwarded-host', '')));
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}
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if ($host === '') {
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$host = '127.0.0.1:8787';
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}
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return $scheme . '://' . $host;
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}
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/**
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* @return array<string, mixed>
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*/
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public static function depositInitiation(array $params): array
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{
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$endpoint = self::requireConfig('ddpay_deposit_init_url');
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$apiSecret = self::requireConfig('ddpay_api_secret');
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$req = $params;
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if (isset($req[self::SIGNATURE_FIELD])) {
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unset($req[self::SIGNATURE_FIELD]);
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}
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$req[self::SIGNATURE_FIELD] = self::computeSignature($req, $apiSecret);
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$resp = self::postJson($endpoint, $req);
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// 按文档：响应签名需使用同方法校验（字段名 signature）
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if (array_key_exists(self::SIGNATURE_FIELD, $resp)) {
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$sig = is_string($resp[self::SIGNATURE_FIELD]) ? $resp[self::SIGNATURE_FIELD] : '';
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if ($sig !== '') {
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$respForSign = $resp;
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unset($respForSign[self::SIGNATURE_FIELD]);
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$expected = self::computeSignature($respForSign, $apiSecret);
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if (!hash_equals($expected, $sig)) {
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throw new RuntimeException('DDPay response signature mismatch');
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}
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}
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}
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$statusCode = self::intValue($resp['status_code'] ?? 0);
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if ($statusCode !== 0) {
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$msg = is_string($resp['status_message'] ?? null) ? $resp['status_message'] : 'DDPay deposit initiation failed';
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throw new RuntimeException($msg);
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}
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return $resp;
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}
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/**
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* 出金发起（Payout Initiation）
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*
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* @param array<string, mixed> $params
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* @return array<string, mixed>
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*/
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public static function payoutInitiation(array $params): array
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{
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$endpoint = self::requireConfig('ddpay_payout_init_url');
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$apiSecret = self::requireConfig('ddpay_api_secret');
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$req = $params;
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if (isset($req[self::SIGNATURE_FIELD])) {
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unset($req[self::SIGNATURE_FIELD]);
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}
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$req[self::SIGNATURE_FIELD] = self::computeSignature($req, $apiSecret);
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$resp = self::postJson($endpoint, $req);
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// 按文档：响应签名需使用同方法校验（字段名 signature）
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if (array_key_exists(self::SIGNATURE_FIELD, $resp)) {
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$sig = is_string($resp[self::SIGNATURE_FIELD]) ? $resp[self::SIGNATURE_FIELD] : '';
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if ($sig !== '') {
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$respForSign = $resp;
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unset($respForSign[self::SIGNATURE_FIELD]);
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$expected = self::computeSignature($respForSign, $apiSecret);
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if (!hash_equals($expected, $sig)) {
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throw new RuntimeException('DDPay response signature mismatch');
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}
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}
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}
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$statusCode = self::intValue($resp['status_code'] ?? 0);
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if ($statusCode !== 0) {
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$msg = is_string($resp['status_message'] ?? null) ? $resp['status_message'] : 'DDPay payout initiation failed';
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throw new RuntimeException($msg);
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}
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return $resp;
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}
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/**
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* 出金状态查询（Payout Status Inquiry）
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*
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* @param array<string, mixed> $params
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* @return array<string, mixed>
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*/
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public static function payoutStatusInquiry(array $params): array
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{
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$endpoint = self::requireConfig('ddpay_payout_status_url');
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$apiSecret = self::requireConfig('ddpay_api_secret');
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$req = $params;
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if (isset($req[self::SIGNATURE_FIELD])) {
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unset($req[self::SIGNATURE_FIELD]);
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}
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$req[self::SIGNATURE_FIELD] = self::computeSignature($req, $apiSecret);
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$resp = self::postJson($endpoint, $req);
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if (array_key_exists(self::SIGNATURE_FIELD, $resp)) {
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$sig = is_string($resp[self::SIGNATURE_FIELD]) ? $resp[self::SIGNATURE_FIELD] : '';
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if ($sig !== '') {
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$respForSign = $resp;
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unset($respForSign[self::SIGNATURE_FIELD]);
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$expected = self::computeSignature($respForSign, $apiSecret);
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if (!hash_equals($expected, $sig)) {
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throw new RuntimeException('DDPay response signature mismatch');
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}
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}
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}
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$statusCode = self::intValue($resp['status_code'] ?? 0);
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if ($statusCode !== 0) {
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$msg = is_string($resp['status_message'] ?? null) ? $resp['status_message'] : 'DDPay payout status inquiry failed';
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throw new RuntimeException($msg);
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}
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return $resp;
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}
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/**
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* 校验 DDPay Webhook 通知签名。
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*
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* @param array<string, mixed> $payload
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*/
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public static function verifyWebhookSignature(array $payload): bool
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{
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$apiSecret = self::requireConfig('ddpay_api_secret');
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$sigRaw = $payload[self::SIGNATURE_FIELD] ?? '';
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$sig = is_string($sigRaw) ? trim($sigRaw) : '';
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if ($sig === '') {
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return false;
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}
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$payloadForSign = $payload;
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unset($payloadForSign[self::SIGNATURE_FIELD]);
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$expected = self::computeSignature($payloadForSign, $apiSecret);
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return hash_equals($expected, $sig);
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}
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/**
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* @param array<string, mixed> $params
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*/
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private static function computeSignature(array $params, string $apiSecret): string
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{
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// 1) 排除 signature & 空值/null
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$filtered = [];
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foreach ($params as $k => $v) {
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if (!is_string($k) || $k === '') {
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continue;
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}
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if ($k === self::SIGNATURE_FIELD) {
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continue;
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}
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if ($v === null) {
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continue;
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}
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if (is_string($v) && trim($v) === '') {
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continue;
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}
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if (is_bool($v)) {
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$filtered[$k] = $v ? 'true' : 'false';
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continue;
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}
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if (is_int($v) || is_float($v) || is_numeric($v)) {
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$filtered[$k] = strval($v);
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continue;
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}
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if (is_string($v)) {
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$filtered[$k] = trim($v);
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continue;
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}
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// 数组/对象等不应参与签名；忽略它们
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if (is_array($v) || is_object($v)) {
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continue;
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}
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$filtered[$k] = strval($v);
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}
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// 2) 按 ASCII 升序排序 key
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ksort($filtered, SORT_STRING);
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// 3) 拼接 key=value，用 & 连接
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$pairs = [];
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foreach ($filtered as $k => $v) {
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$pairs[] = $k . '=' . $v;
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}
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// 4) 追加 &key=API_SECRET
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$base = implode('&', $pairs);
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$signStr = $base . '&' . self::SECRET_KEY_PARAM . '=' . $apiSecret;
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// 5) MD5 小写
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$hash = md5($signStr);
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return is_string($hash) ? strtolower($hash) : '';
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}
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/**
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* @param array<string, mixed> $payload
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* @return array<string, mixed>
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*/
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private static function postJson(string $url, array $payload): array
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{
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if (!function_exists('curl_init')) {
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throw new RuntimeException('curl extension is required for DDPayGateway');
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}
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$body = json_encode($payload, JSON_UNESCAPED_UNICODE | JSON_UNESCAPED_SLASHES);
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if (!is_string($body) || $body === '') {
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throw new RuntimeException('DDPay request body encode failed');
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}
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$ch = curl_init($url);
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if ($ch === false) {
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throw new RuntimeException('DDPay curl_init failed');
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}
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curl_setopt($ch, CURLOPT_POST, true);
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curl_setopt($ch, CURLOPT_POSTFIELDS, $body);
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curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
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curl_setopt($ch, CURLOPT_HTTPHEADER, [
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'Content-Type: application/json; charset=utf-8',
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'Accept: application/json',
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]);
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curl_setopt($ch, CURLOPT_CONNECTTIMEOUT, 10);
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curl_setopt($ch, CURLOPT_TIMEOUT, 30);
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$respBody = curl_exec($ch);
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$errno = curl_errno($ch);
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$httpCode = curl_getinfo($ch, CURLINFO_RESPONSE_CODE);
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curl_close($ch);
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if ($respBody === false) {
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throw new RuntimeException('DDPay request failed: ' . ($errno > 0 ? 'curl_' . strval($errno) : 'unknown'));
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}
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if (!is_numeric($httpCode)) {
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throw new RuntimeException('DDPay request http code invalid');
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}
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$httpCodeInt = intval(strval($httpCode));
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if ($httpCodeInt < 200 || $httpCodeInt >= 300) {
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$snippet = '';
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if (is_string($respBody)) {
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$snippet = trim($respBody);
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if (mb_strlen($snippet) > 400) {
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$snippet = mb_substr($snippet, 0, 400) . '...';
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}
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}
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$suffix = $snippet !== '' ? (' body=' . $snippet) : '';
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throw new RuntimeException('DDPay request http failed, http_code=' . strval($httpCodeInt) . $suffix);
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}
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$decoded = json_decode(is_string($respBody) ? $respBody : '', true);
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if (!is_array($decoded)) {
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throw new RuntimeException('DDPay response decode failed');
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}
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return $decoded;
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}
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/**
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* @return mixed
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*/
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private static function requireConfig(string $key): mixed
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{
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$v = config('app.' . $key, '');
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if (!is_string($v)) {
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return '';
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}
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$s = trim($v);
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if ($s === '') {
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throw new InvalidArgumentException('Missing config: app.' . $key);
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}
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return $s;
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}
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/**
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* @param mixed $v
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*/
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private static function intValue(mixed $v): int
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{
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if (is_int($v)) {
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return $v;
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}
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if (is_string($v) && $v !== '') {
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$n = filter_var($v, FILTER_VALIDATE_INT);
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return $n === false ? 0 : intval(strval($n));
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}
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if (is_numeric($v)) {
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$n = filter_var($v, FILTER_VALIDATE_INT);
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return $n === false ? 0 : intval(strval($n));
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}
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return 0;
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}
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}
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