refactor: 引入 SWR 统一钱包余额查询与轮询逻辑

package-lock.json

@@ -27,6 +27,7 @@
         "react-dom": "19.2.4",
         "react-i18next": "^17.0.7",
         "sonner": "^2.0.7",
+        "swr": "^2.4.1",
         "tailwind-merge": "^3.5.0",
         "tw-animate-css": "^1.4.0",
         "zustand": "^5.0.13"
@@ -4382,6 +4383,14 @@
         "node": ">= 0.8"
       }
     },
+    "node_modules/dequal": {
+      "version": "2.0.3",
+      "resolved": "https://mirrors.cloud.tencent.com/npm/dequal/-/dequal-2.0.3.tgz",
+      "integrity": "sha512-0je+qPKHEMohvfRTCEo3CrPG6cAzAYgmzKyxRiYSSDkS6eGJdyVJm7WaYA5ECaAD9wLB2T4EEeymA5aFVcYXCA==",
+      "engines": {
+        "node": ">=6"
+      }
+    },
     "node_modules/detect-libc": {
       "version": "2.1.2",
       "resolved": "https://registry.npmmirror.com/detect-libc/-/detect-libc-2.1.2.tgz",
@@ -9723,6 +9732,19 @@
         "url": "https://github.com/sponsors/ljharb"
       }
     },
+    "node_modules/swr": {
+      "version": "2.4.1",
+      "resolved": "https://mirrors.cloud.tencent.com/npm/swr/-/swr-2.4.1.tgz",
+      "integrity": "sha512-2CC6CiKQtEwaEeNiqWTAw9PGykW8SR5zZX8MZk6TeAvEAnVS7Visz8WzphqgtQ8v2xz/4Q5K+j+SeMaKXeeQIA==",
+      "license": "MIT",
+      "dependencies": {
+        "dequal": "^2.0.3",
+        "use-sync-external-store": "^1.6.0"
+      },
+      "peerDependencies": {
+        "react": "^16.11.0 || ^17.0.0 || ^18.0.0 || ^19.0.0"
+      }
+    },
     "node_modules/tagged-tag": {
       "version": "1.0.0",
       "resolved": "https://registry.npmmirror.com/tagged-tag/-/tagged-tag-1.0.0.tgz",