docs: 新增 AI 代理学习偏好与信用盘术语规范

feat: 优化登录与入口页面加载体验

- 为登录页面添加 Suspense 边界，统一 fallback 样式
- 重构入口守卫逻辑，在布局阶段处理未登录重定向，避免闪烁
- 登录页面支持会话过期提示，并自动清理 URL 参数

feat: 信用盘与钱包盘文案差异化展示

- 底部导航「钱包」标签在信用盘模式下显示为「信用」
- 大厅余额条在信用盘模式下使用「可

src/features/results/draw-result-detail-screen.tsx

@@ -22,9 +22,11 @@ import { useCurrencyCatalog } from "@/hooks/use-currency-catalog";
 import { getPlayerBearerTokenPayload } from "@/lib/lottery-auth";
 import { formatPlayerInstant } from "@/lib/player-datetime";
 import { formatMinorAsCurrency } from "@/lib/money";
+import { isCreditFundingPlayer } from "@/lib/player-funding-mode";
 import { norm4d } from "@/lib/norm-4d";
 import { useActivePlayerCurrency } from "@/hooks/use-active-player-currency";
 import { cn } from "@/lib/utils";
+import { usePlayerSessionStore } from "@/stores/player-session-store";
 import type { DrawResultDetailPayload } from "@/types/api/draw-results";
 
 type DrawResultDetailScreenProps = {
@@ -35,6 +37,7 @@ type DrawResultDetailScreenProps = {
 export function DrawResultDetailScreen({ drawNo }: DrawResultDetailScreenProps) {
   const { t } = useTranslation("player");
   const { activeCurrency } = useActivePlayerCurrency();
+  const creditMode = isCreditFundingPlayer(usePlayerSessionStore((state) => state.profile));
   useCurrencyCatalog();
   const [data, setData] = useState<DrawResultDetailPayload | null>(null);
   const [error, setError] = useState<string | null>(null);
@@ -241,7 +244,7 @@ export function DrawResultDetailScreen({ drawNo }: DrawResultDetailScreenProps)
             {showMyPayout && myTotals ? (
               <div className="rounded-xl border border-emerald-200 bg-emerald-50 px-3 py-3 text-sm shadow-[0_4px_14px_rgba(15,23,42,0.03)]">
                 <p className="font-bold text-emerald-900">
-                  {t("results.myPayout")}
+                  {t(creditMode ? "results.creditMyWin" : "results.myPayout")}
                 </p>
                 <p className="mt-2 font-mono text-xs tabular-nums text-emerald-900/80">
                   {t("results.regular", {
@@ -262,7 +265,7 @@ export function DrawResultDetailScreen({ drawNo }: DrawResultDetailScreenProps)
 
             {showHitOnly ? (
               <div className="rounded-xl border border-amber-200 bg-amber-50 px-3 py-3 text-xs text-amber-950">
-                {t("results.hitPending")}
+                {t(creditMode ? "results.creditHitPending" : "results.hitPending")}
               </div>
             ) : null}