docs: 新增 AI 代理学习偏好与信用盘术语规范

feat: 优化登录与入口页面加载体验

- 为登录页面添加 Suspense 边界，统一 fallback 样式
- 重构入口守卫逻辑，在布局阶段处理未登录重定向，避免闪烁
- 登录页面支持会话过期提示，并自动清理 URL 参数

feat: 信用盘与钱包盘文案差异化展示

- 底部导航「钱包」标签在信用盘模式下显示为「信用」
- 大厅余额条在信用盘模式下使用「可

src/i18n/locales/zh/entry.json

@@ -3,7 +3,7 @@
     "backgroundAlt": "页头背景"
   },
   "loading": {
-    "title": "正在进入彩票大厅（前端测试标记）",
+    "title": "正在进入彩票大厅",
     "progress": "进度"
   },
   "steps": {

src/i18n/locales/zh/player.json

@@ -24,7 +24,8 @@
     "results": "开奖结果",
     "orders": "我的注单",
     "rules": "规则",
-    "wallet": "钱包"
+    "wallet": "钱包",
+    "credit": "信用"
   },
   "notifications": {
     "title": "待对账提醒",
@@ -346,10 +347,12 @@
   "wallet": {
     "title": "钱包",
     "subtitle": "余额与划转记录",
+    "creditTitle": "信用",
+    "creditSubtitle": "额度占用与账期流水",
     "balance": "钱包余额",
     "creditAvailable": "可用信用",
     "creditSummary": "授信 {{limit}} · 已用 {{used}}",
-    "creditNoTransferHint": "信用盘账号由代理授信，无需主站转入转出；额度调整请联系代理。",
+    "creditNoTransferHint": "由代理授信，无需主站转入转出；中奖不即时派彩，盈亏在账期统一结算，额度调整请联系代理。",
     "available": "可用 {{amount}}",
     "transferIn": "转入",
     "transferOut": "转出",
@@ -358,6 +361,8 @@
     "logs": "流水",
     "logsTitle": "钱包流水",
     "logsSubtitle": "划转与下注记录",
+    "creditLogsTitle": "信用流水",
+    "creditLogsSubtitle": "占用、释额与账期收付",
     "typeFilter": "类型筛选",
     "transferInTitle": "转入资金",
     "transferOutTitle": "转出资金",
@@ -392,12 +397,14 @@
     "flowsTitle": "资金流水",
     "creditFlowsTitle": "信用流水",
     "playerChannel": {
-      "credit": "信用盘玩家（代理授信，流水来自信用账本）",
+      "credit": "信用盘：展示额度占用、释额与账期收付（非钱包派彩）",
       "wallet": "主站钱包玩家（划转与钱包余额流水）"
     },
     "creditAvailableAfter": "变更后可用信用",
+    "creditPaymentRecordOnly": "账期收付记账，不计入可用信用",
     "totalRecords": "共 {{total}} 条记录",
     "emptyLogs": "暂无流水",
+    "emptyCreditLogs": "暂无信用流水",
     "noMoreLogs": "没有更多流水",
     "balanceAfter": "变更后余额",
     "wsBalanceUpdated": "余额 {{change}}（{{reason}}）",
@@ -420,10 +427,12 @@
     },
     "creditFlow": {
       "all": "全部",
-      "bet": "下注占用",
-      "prize": "派彩",
-      "refund": "释放额度",
-      "reversal": "冲正"
+      "bet": "占用额度",
+      "credit_release": "释额",
+      "bill_settlement": "账期收付",
+      "win_credit": "中奖释额",
+      "refund": "账期确认释额",
+      "reversal": "退本释额"
     },
     "txnStatus": {
       "posted": "成功",
@@ -498,6 +507,7 @@
     "winAmount": "中奖金额 {{amount}}",
     "jackpotAmount": "Jackpot {{amount}}",
     "payoutTotal": "派彩合计 {{amount}}",
+    "creditWinTotal": "中奖合计 {{amount}}",
     "matchLose": "匹配结果：未中奖",
     "matchResult": "匹配结果",
     "drawPendingMatch": "本期开奖号码尚未发布，暂不能判断是否中奖。",
@@ -528,9 +538,11 @@
     "next": "下一期 ›",
     "drawTime": "开奖时间: {{time}}",
     "myPayout": "本期我的派彩",
+    "creditMyWin": "本期我的中奖",
     "regular": "常规：{{amount}}",
     "jackpot": "Jackpot：{{amount}}",
     "hitPending": "您的注单已命中本期开奖号码中的格子；派彩完成后将显示金额汇总。",
+    "creditHitPending": "您的注单已命中本期开奖号码；结算完成后将显示金额，盈亏在账期统一处理。",
     "hitHint": "如果您中奖，与注单匹配的号码将以金色高亮显示。",
     "viewMyWinning": "查看我的中奖情况",
     "jackpotLabel": "Jackpot",
@@ -645,6 +657,10 @@
     "partial_failed": "部分失败",
     "pending_payout": "已中奖待派彩",
     "settled_win": "已派彩",
+    "credit": {
+      "pending_payout": "已中奖待结算",
+      "settled_win": "已中奖"
+    },
     "settled_lose": "未中奖",
     "failed": "失败",
     "refunded": "已退款",