docs: 新增 AI 代理学习偏好与信用盘术语规范

feat: 优化登录与入口页面加载体验

- 为登录页面添加 Suspense 边界，统一 fallback 样式
- 重构入口守卫逻辑，在布局阶段处理未登录重定向，避免闪烁
- 登录页面支持会话过期提示，并自动清理 URL 参数

feat: 信用盘与钱包盘文案差异化展示

- 底部导航「钱包」标签在信用盘模式下显示为「信用」
- 大厅余额条在信用盘模式下使用「可

src/lib/lottery-http.ts

@@ -1,9 +1,11 @@
 import axios, {
   isAxiosError,
+  type AxiosError,
   type AxiosRequestConfig,
   type AxiosResponse,
 } from "axios";
 
+import { isInIframe } from "@/components/iframe-bridge";
 import { withPlayerAuthHeader } from "@/lib/lottery-auth";
 import { usePlayerSessionStore } from "@/stores/player-session-store";
 import { withLotteryLocaleHeaders } from "@/lib/lottery-locale";
@@ -14,6 +16,7 @@ import {
 import { isApiEnvelope } from "@/types/api/envelope";
 import { useErrorStore } from "@/stores/error-store";
 import { resolveLotteryApiV1Base } from "@/lib/lottery-api-base";
+import i18n from "@/i18n";
 
 /**
  * **第一层**：`baseURL` 对齐 Laravel `api/v1`；各 `api/*.ts` 只写业务 path（如 `/currencies`）。
@@ -24,6 +27,34 @@ export const lotteryHttp = axios.create({
   headers: { Accept: "application/json" },
 });
 
+/** 凭据类 401（非 token 失效），不应触发「会话过期」跳转 */
+const PLAYER_CREDENTIAL_BIZ_CODES = new Set([8006]);
+
+function isPlayerAuthLoginRequest(config: AxiosRequestConfig | undefined): boolean {
+  if (!config || (config.method ?? "get").toLowerCase() !== "post") {
+    return false;
+  }
+  return `${config.url ?? ""}`.includes("/player/auth/login");
+}
+
+/** 是否应将 401 视为已登录态失效并跳转入口（见 {@link EntryGate} `session=expired`） */
+function shouldRedirectPlayerSessionExpired(error: AxiosError): boolean {
+  if (isPlayerAuthLoginRequest(error.config)) {
+    return false;
+  }
+
+  if (typeof window !== "undefined" && window.location.pathname === "/login") {
+    return false;
+  }
+
+  const body = error.response?.data;
+  if (isApiEnvelope(body) && PLAYER_CREDENTIAL_BIZ_CODES.has(body.code)) {
+    return false;
+  }
+
+  return true;
+}
+
 /** 站内接口 401：清本地会话并回入口，与 {@link EntryGate} `session=expired` 衔接 */
 /** 500 错误：更新全局服务器错误状态 */
 lotteryHttp.interceptors.response.use(
@@ -32,20 +63,28 @@ lotteryHttp.interceptors.response.use(
     if (isAxiosError(error) && typeof window !== "undefined") {
       const status = error.response?.status;
 
-      // 401: 会话过期，清除令牌并重定向
+      // 401: 已登录态 token 失效 → 清会话并回入口；登录凭据错误等由页面自行提示
       if (status === 401) {
-        usePlayerSessionStore.getState().clearBearerToken();
-        const onEntry = window.location.pathname === "/";
-        const alreadyExpired = window.location.search.includes("session=expired");
-        if (!onEntry || !alreadyExpired) {
-          window.location.replace("/?session=expired");
+        const redirectSessionExpired = shouldRedirectPlayerSessionExpired(error);
+        if (redirectSessionExpired || window.location.pathname === "/login") {
+          usePlayerSessionStore.getState().clearBearerToken();
+        }
+        if (redirectSessionExpired) {
+          const pathname = window.location.pathname;
+          const alreadyExpired = window.location.search.includes("session=expired");
+          const expiredTarget = isInIframe() ? "/?session=expired" : "/login?session=expired";
+          const onExpiredPage =
+            (pathname === "/" || pathname === "/login") && alreadyExpired;
+          if (!onExpiredPage) {
+            window.location.replace(expiredTarget);
+          }
         }
       }
 
       // 500/502/503: 服务器错误，更新全局错误状态
       if (status === 500 || status === 502 || status === 503) {
         const setServerError = useErrorStore.getState().setServerError;
-        let message = "服务器暂时不可用，请稍后重试";
+        let message = i18n.t("serverError.serverMessage", { ns: "player" });
 
         // 尝试从响应中获取更详细的错误信息
         const responseData = error.response?.data;