diff --git a/src/components/player-balance-ws-listener.tsx b/src/components/player-balance-ws-listener.tsx
new file mode 100644
index 0000000..3cdf87a
--- /dev/null
+++ b/src/components/player-balance-ws-listener.tsx
@@ -0,0 +1,12 @@
+"use client";
+
+import type { ReactNode } from "react";
+
+import { usePlayerBalanceWs } from "@/hooks/use-player-balance-ws";
+
+/** 全局挂载：登录后订阅 `balance.update`。 */
+export function PlayerBalanceWsListener(): ReactNode {
+  usePlayerBalanceWs();
+
+  return null;
+}
diff --git a/src/components/providers.tsx b/src/components/providers.tsx
index 96e07a1..5678d1f 100644
--- a/src/components/providers.tsx
+++ b/src/components/providers.tsx
@@ -5,6 +5,7 @@ import { useEffect, type ReactNode } from "react";
 import { Toaster } from "@/components/ui/sonner";
 import { ErrorProvider } from "@/components/error-provider";
 import { IframeBridge } from "@/components/iframe-bridge";
+import { PlayerBalanceWsListener } from "@/components/player-balance-ws-listener";
 import { TokenRefreshIndicator } from "@/components/token-refresh-indicator";
 import "@/i18n";
 import { syncPreferredLanguage } from "@/i18n";
@@ -24,6 +25,7 @@ export function Providers({ children }: ProvidersProps): ReactNode {
         {/* iframe 通信桥接 - 支持主站嵌入 */}
         <IframeBridge>
           {children}
+          <PlayerBalanceWsListener />
           {/* Token 续签指示器 - 显示在右下角 */}
           <TokenRefreshIndicator />
         </IframeBridge>
diff --git a/src/features/hall/hall-betting-grid.tsx b/src/features/hall/hall-betting-grid.tsx
index 89cf9ef..170fff6 100644
--- a/src/features/hall/hall-betting-grid.tsx
+++ b/src/features/hall/hall-betting-grid.tsx
@@ -91,6 +91,14 @@ type RiskSoldOutWsEvent = {
   normalized_number?: string;
 };
 
+type RiskWarningWsEvent = {
+  draw_id?: number;
+  draw_no?: string;
+  normalized_number?: string;
+  usage_ratio?: number;
+  usage_percent?: number;
+};
+
 type CellRiskState = "open" | "warning" | "sold_out";
 type QuickFillState = Record<HallCategory, { favorites: string[]; history: string[] }>;
 
@@ -394,6 +402,7 @@ function cellRiskState(
   category: Exclude<HallCategory, "JACKPOT">,
   alertRows: DrawCurrentRiskPoolAlert[] | undefined,
   liveSoldOutNumbers: ReadonlySet<string>,
+  liveWarningNumbers: ReadonlySet<string>,
   digitSlot?: number,
 ): CellRiskState {
   const normalizedRow = rowNumber.trim().toUpperCase();
@@ -403,6 +412,10 @@ function cellRiskState(
     return "sold_out";
   }
 
+  if (liveWarningNumbers.has(normalizedRow)) {
+    return "warning";
+  }
+
   const alerts = alertRows ?? [];
   if (alerts.length === 0) return "open";
 
@@ -444,6 +457,7 @@ export function HallBettingGrid({ drawLive }: { drawLive: HallDrawLiveSnapshot }
   const [resultData, setResultData] = useState<TicketPlaceData | null>(null);
   const [quickFillState, setQuickFillState] = useState<QuickFillState>(() => loadQuickFillState());
   const [liveSoldOutNumbers, setLiveSoldOutNumbers] = useState<Set<string>>(() => new Set());
+  const [liveWarningNumbers, setLiveWarningNumbers] = useState<Set<string>>(() => new Set());
   const [debouncedSummary, setDebouncedSummary] = useState({ bet: 0, rebate: 0, actual: 0 });
   const holdFavoriteRef = useRef<{ timer: number | null; number: string | null; longPress: boolean }>({
     timer: null,
@@ -553,6 +567,7 @@ export function HallBettingGrid({ drawLive }: { drawLive: HallDrawLiveSnapshot }
 
   useEffect(() => {
     setLiveSoldOutNumbers(new Set());
+    setLiveWarningNumbers(new Set());
   }, [drawNo]);
 
   const alertRows = display?.risk_pool_alerts ?? [];
@@ -755,17 +770,37 @@ export function HallBettingGrid({ drawLive }: { drawLive: HallDrawLiveSnapshot }
         next.add(normalized);
         return next;
       });
+      setLiveWarningNumbers((prev) => {
+        const next = new Set(prev);
+        next.delete(normalized);
+        return next;
+      });
       void reloadDraw();
     };
 
+    const onRiskWarning = (evt: RiskWarningWsEvent) => {
+      const normalized = evt.normalized_number?.trim().toUpperCase();
+      if (!normalized) return;
+      if (drawNo !== null && evt.draw_no !== undefined && evt.draw_no !== drawNo) {
+        return;
+      }
+      setLiveWarningNumbers((prev) => {
+        const next = new Set(prev);
+        next.add(normalized);
+        return next;
+      });
+    };
+
     channel.listen(".play.toggle", onPlayToggle);
     channel.listen(".odds.update", onOddsUpdate);
     channel.listen(".risk.sold_out", onRiskSoldOut);
+    channel.listen(".risk.warning", onRiskWarning);
 
     return () => {
       channel.stopListening(".play.toggle");
       channel.stopListening(".odds.update");
       channel.stopListening(".risk.sold_out");
+      channel.stopListening(".risk.warning");
     };
   }, [clearAmountsForPlay, drawNo, loadCatalog, reloadDraw, t]);
 
@@ -1378,6 +1413,7 @@ export function HallBettingGrid({ drawLive }: { drawLive: HallDrawLiveSnapshot }
                               activeCategory as Exclude<HallCategory, "JACKPOT">,
                               alertRows,
                               liveSoldOutNumbers,
+                              liveWarningNumbers,
                               column.digitSlot,
                             );
                             const disabled = tableDisabled || status === "sold_out" || (play.config !== null && !play.config.is_enabled);
diff --git a/src/hooks/index.ts b/src/hooks/index.ts
index 381b04a..9320217 100644
--- a/src/hooks/index.ts
+++ b/src/hooks/index.ts
@@ -3,3 +3,4 @@ export { useNetworkStatus, useIsOffline } from "./use-network-status";
 export { useTokenRefresh } from "./use-token-refresh";
 export { useWalletPolling, triggerWalletPollingAfterBet } from "./use-wallet-polling";
 export { useWebSocketManager } from "./use-websocket-manager";
+export { usePlayerBalanceWs } from "./use-player-balance-ws";
diff --git a/src/hooks/use-player-balance-ws.ts b/src/hooks/use-player-balance-ws.ts
new file mode 100644
index 0000000..e1496a1
--- /dev/null
+++ b/src/hooks/use-player-balance-ws.ts
@@ -0,0 +1,80 @@
+"use client";
+
+import { useEffect } from "react";
+import { useTranslation } from "react-i18next";
+import { toast } from "sonner";
+
+import { getLotteryEcho } from "@/lib/lottery-echo";
+import { useActivePlayerCurrency } from "@/hooks/use-active-player-currency";
+import { usePlayerSessionStore } from "@/stores/player-session-store";
+
+type BalanceUpdateWsEvent = {
+  player_id?: number;
+  currency_code?: string;
+  balance_minor?: number;
+  change_minor?: number;
+  change_formatted?: string;
+  reason?: string;
+};
+
+const REASON_I18N_KEY: Record<string, string> = {
+  transfer_in: "wallet.wsReason.transferIn",
+  transfer_out: "wallet.wsReason.transferOut",
+  bet: "wallet.wsReason.bet",
+  prize: "wallet.wsReason.prize",
+  refund: "wallet.wsReason.refund",
+};
+
+/**
+ * 订阅 `player.{id}` 私有频道的 `balance.update`，刷新余额并 Toast。
+ */
+export function usePlayerBalanceWs(): void {
+  const { t } = useTranslation("player");
+  const playerId = usePlayerSessionStore((state) => state.profile?.id);
+  const bearerToken = usePlayerSessionStore((state) => state.bearerToken);
+  const { activeCurrency } = useActivePlayerCurrency();
+
+  useEffect(() => {
+    if (!playerId || !bearerToken) {
+      return;
+    }
+
+    const echo = getLotteryEcho();
+    if (!echo) {
+      return;
+    }
+
+    const channelName = `player.${playerId}`;
+    const channel = echo.channel(channelName);
+
+    const onBalanceUpdate = (evt: BalanceUpdateWsEvent): void => {
+      const currency = evt.currency_code?.trim().toUpperCase();
+      if (currency && currency !== activeCurrency.toUpperCase()) {
+        return;
+      }
+
+      window.dispatchEvent(new Event("lottery-wallet-refresh"));
+
+      const changeLabel =
+        typeof evt.change_formatted === "string" && evt.change_formatted !== ""
+          ? evt.change_formatted
+          : evt.change_minor != null
+            ? String(evt.change_minor)
+            : "";
+
+      const reasonKey =
+        evt.reason && REASON_I18N_KEY[evt.reason]
+          ? REASON_I18N_KEY[evt.reason]
+          : "wallet.wsReason.unknown";
+      const reasonLabel = t(reasonKey);
+
+      toast.message(t("wallet.wsBalanceUpdated", { change: changeLabel, reason: reasonLabel }));
+    };
+
+    channel.listen(".balance.update", onBalanceUpdate);
+
+    return () => {
+      channel.stopListening(".balance.update");
+    };
+  }, [activeCurrency, bearerToken, playerId, t]);
+}
diff --git a/src/i18n/locales/en/player.json b/src/i18n/locales/en/player.json
index 5deab19..a59b81f 100644
--- a/src/i18n/locales/en/player.json
+++ b/src/i18n/locales/en/player.json
@@ -368,6 +368,15 @@
     "totalRecords": "{{total}} records",
     "emptyLogs": "No wallet logs",
     "balanceAfter": "Balance after",
+    "wsBalanceUpdated": "Balance {{change}} ({{reason}})",
+    "wsReason": {
+      "transferIn": "Transfer in",
+      "transferOut": "Transfer out",
+      "bet": "Bet",
+      "prize": "Prize",
+      "refund": "Refund",
+      "unknown": "Update"
+    },
     "flow": {
       "all": "All",
       "transfer_in": "Transfer in",
diff --git a/src/i18n/locales/ne/player.json b/src/i18n/locales/ne/player.json
index 1d902dc..a5c4ca9 100644
--- a/src/i18n/locales/ne/player.json
+++ b/src/i18n/locales/ne/player.json
@@ -368,6 +368,15 @@
     "totalRecords": "{{total}} रेकर्ड",
     "emptyLogs": "वालेट लग छैन",
     "balanceAfter": "पछि बाँकी ब्यालेन्स",
+    "wsBalanceUpdated": "ब्यालेन्स {{change}} ({{reason}})",
+    "wsReason": {
+      "transferIn": "भित्र स्थानान्तरण",
+      "transferOut": "बाहिर स्थानान्तरण",
+      "bet": "बाजी",
+      "prize": "पुरस्कार",
+      "refund": "फिर्ता",
+      "unknown": "अपडेट"
+    },
     "flow": {
       "all": "सबै",
       "transfer_in": "ट्रान्सफर इन",
diff --git a/src/i18n/locales/zh/player.json b/src/i18n/locales/zh/player.json
index d888bbb..d44adfb 100644
--- a/src/i18n/locales/zh/player.json
+++ b/src/i18n/locales/zh/player.json
@@ -369,6 +369,15 @@
     "totalRecords": "共 {{total}} 条记录",
     "emptyLogs": "暂无流水",
     "balanceAfter": "变更后余额",
+    "wsBalanceUpdated": "余额 {{change}}（{{reason}}）",
+    "wsReason": {
+      "transferIn": "转入",
+      "transferOut": "转出",
+      "bet": "下注",
+      "prize": "派彩",
+      "refund": "退款",
+      "unknown": "变动"
+    },
     "flow": {
       "all": "全部",
       "transfer_in": "转入",