feat: 增强 iframe 通信机制与通知处理功能

实现 resolvePostMessageTargetOrigin，优化 iframe 消息通信中的目标来源（origin）解析与校验。
更新 IframeBridge：支持定期刷新允许的来源列表，并优化消息事件管理机制。
重构 usePendingWalletReconcile：优化待对账通知的获取与缓存逻辑，提升性能与用户体验。
增强 NotificationsScreen：新增待对账通知内容，并优化界面展示效果。
更新英文、尼泊尔语与中文语言包，新增待对账通知相关翻译文案。

src/components/iframe-bridge.tsx

@@ -7,6 +7,7 @@ import { setPlayerBearerToken } from "@/lib/lottery-auth";
 import {
   isIframeOriginAllowed,
   loadIframeAllowedOrigins,
+  resolvePostMessageTargetOrigin,
 } from "@/lib/iframe-origins";
 
 /**
@@ -34,7 +35,7 @@ export function IframeBridge({ children }: { children: ReactNode }): ReactNode {
           timestamp: Date.now(),
           source: "lottery-iframe",
         },
-        "*", // 生产环境应指定具体域名
+        resolvePostMessageTargetOrigin(),
       );
     },
     [],
@@ -93,7 +94,7 @@ export function IframeBridge({ children }: { children: ReactNode }): ReactNode {
 
     const handleMessage = async (event: MessageEvent): Promise<void> => {
       if (!isIframeOriginAllowed(event.origin)) {
-        await loadIframeAllowedOrigins();
+        await loadIframeAllowedOrigins(true);
         if (!isIframeOriginAllowed(event.origin)) {
           console.warn("[IframeBridge] Rejected message from:", event.origin);
           return;
@@ -159,6 +160,10 @@ export function IframeBridge({ children }: { children: ReactNode }): ReactNode {
       notifyReady();
     });
 
+    const originsRefresh = setInterval(() => {
+      void loadIframeAllowedOrigins(true);
+    }, 60_000);
+
     // 定期发送心跳
     const heartbeat = setInterval(() => {
       sendToParent("HEARTBEAT", {
@@ -168,6 +173,7 @@ export function IframeBridge({ children }: { children: ReactNode }): ReactNode {
 
     return () => {
       window.removeEventListener("message", handleMessage);
+      clearInterval(originsRefresh);
       clearInterval(heartbeat);
     };
   }, [notifyReady, notifyTokenRefreshed, sendToParent, setBearerToken]);

src/components/layout/player-notification-bell.tsx

@@ -2,7 +2,7 @@
 
 import { Bell } from "lucide-react";
 import Link from "next/link";
-import { useEffect, type ReactElement } from "react";
+import { type ReactElement } from "react";
 import { useTranslation } from "react-i18next";
 
 import { usePendingWalletReconcile } from "@/hooks/use-pending-wallet-reconcile";
@@ -13,14 +13,10 @@ type PlayerNotificationBellProps = {
   className?: string;
 };
 
-/** 顶栏铃铛：待对账划转等提醒（Popover 右上角展开） */
+/** 顶栏铃铛：待对账划转提醒 */
 export function PlayerNotificationBell({ className }: PlayerNotificationBellProps): ReactElement {
   const { t } = useTranslation("common");
-  const { hasUnread, refresh } = usePendingWalletReconcile();
-
-  useEffect(() => {
-    void refresh();
-  }, [refresh]);
+  const { hasUnread } = usePendingWalletReconcile();
 
   return (
     <Link