feat: enhance API error handling and UI improvements

- Updated `getPublicCurrencies` and `getPlayerAuthCaptcha` functions to include `skipGlobalServerError` option, improving error handling for API requests.
- Refactored the NotFoundPage component to enhance mobile responsiveness and UI consistency, integrating `PlayerMobileViewport`.
- Improved the NetworkStatusBanner and OfflineBanner components by adding player banner height reference for better layout management.
- Updated Wallet components to utilize `PlayerMoneyDisplay` for consistent currency representation and added credit mode handling in various screens.
- Enhanced the WalletScreen and Transfer screens with loading panels and credit guard logic for better user experience during wallet operations.

src/features/wallet/wallet-pending-reconcile-banner.tsx

@@ -0,0 +1,45 @@
+"use client";
+
+import Link from "next/link";
+import { AlertTriangle } from "lucide-react";
+import { useTranslation } from "react-i18next";
+
+import { usePendingWalletReconcile } from "@/hooks/use-pending-wallet-reconcile";
+
+/** 钱包盘：顶栏铃铛隐藏后，在钱包页展示待对账提醒入口 */
+export function WalletPendingReconcileBanner() {
+  const { t } = useTranslation("player");
+  const { pending, unreadCount, hasPending } = usePendingWalletReconcile();
+
+  if (!hasPending) {
+    return null;
+  }
+
+  return (
+    <div className="rounded-xl border border-amber-200 bg-amber-50 px-3 py-3 text-sm text-amber-950">
+      <div className="flex items-start gap-2">
+        <AlertTriangle className="mt-0.5 size-4 shrink-0 text-amber-600" aria-hidden />
+        <div className="min-w-0 flex-1">
+          <p className="font-bold text-amber-900">{t("wallet.pendingTitle")}</p>
+          <p className="mt-1 text-xs leading-relaxed text-amber-950/85">
+            {t("wallet.pendingDescription")}
+          </p>
+          {unreadCount > 0 ? (
+            <p className="mt-1.5 text-xs font-semibold text-amber-800">
+              {t("notifications.unreadCount", { count: unreadCount })}
+            </p>
+          ) : null}
+          <Link
+            href="/notifications"
+            className="mt-2 inline-flex text-xs font-bold text-[#0b56b7] underline-offset-2 hover:underline"
+          >
+            {t("wallet.viewPendingReconcile", {
+              defaultValue: "查看待对账详情（{{count}}）",
+              count: pending.length,
+            })}
+          </Link>
+        </div>
+      </div>
+    </div>
+  );
+}