fix(core): harden settlement and wallet integration

tests/Feature/TicketBettingApiTest.php

@@ -1446,3 +1446,126 @@ test('ticket pending confirmation reconcile refunds when draw no longer accepts
         ->and(WalletTxn::query()->where('biz_type', 'bet_reverse')->where('biz_no', 'TO-PENDING-CLOSED')->count())->toBe(1)
         ->and((int) RiskPool::query()->where('draw_id', $draw->id)->where('normalized_number', '1234')->value('locked_amount'))->toBe(0);
 });
+
+test('ticket pending confirmation reconcile releases credit hold when draw no longer accepts bets', function (): void {
+    $draw = ticketOpenDraw('20260511-credit-stale');
+    $draw->forceFill([
+        'status' => DrawStatus::Closed->value,
+        'close_time' => now()->subMinute(),
+        'draw_time' => now()->subMinute(),
+    ])->save();
+
+    $site = DB::table('admin_sites')->where('is_default', true)->first();
+    $player = Player::query()->create([
+        'site_code' => (string) $site->code,
+        'agent_node_id' => (int) DB::table('agent_nodes')->where('depth', 0)->value('id'),
+        'site_player_id' => 'native:stale-credit-hold',
+        'auth_source' => 'lottery_native',
+        'funding_mode' => 'credit',
+        'username' => 'stale_credit_hold',
+        'nickname' => null,
+        'default_currency' => 'NPR',
+        'status' => 0,
+    ]);
+
+    DB::table('player_credit_accounts')->insert([
+        'player_id' => $player->id,
+        'credit_limit' => 1000,
+        'used_credit' => 1,
+        'frozen_credit' => 0,
+        'created_at' => now(),
+        'updated_at' => now(),
+    ]);
+
+    $order = TicketOrder::query()->create([
+        'order_no' => 'TO-PENDING-CREDIT-CLOSED',
+        'player_id' => $player->id,
+        'draw_id' => $draw->id,
+        'currency_code' => 'NPR',
+        'total_bet_amount' => 100,
+        'total_rebate_amount' => 0,
+        'total_actual_deduct' => 100,
+        'total_estimated_payout' => 3000,
+        'status' => 'pending_confirm',
+        'submit_source' => 'h5',
+        'client_trace_id' => 'pending-credit-on-closed-draw',
+        'created_at' => now()->subMinutes(20),
+        'updated_at' => now()->subMinutes(20),
+    ]);
+    TicketOrder::query()->whereKey($order->id)->update(['updated_at' => now()->subMinutes(20)]);
+
+    $item = TicketItem::query()->create([
+        'ticket_no' => 'TK-PENDING-CREDIT-CLOSED',
+        'order_id' => $order->id,
+        'player_id' => $player->id,
+        'draw_id' => $draw->id,
+        'original_number' => '1234',
+        'normalized_number' => '1234',
+        'play_code' => 'big',
+        'dimension' => 4,
+        'digit_slot' => null,
+        'bet_mode' => 'straight',
+        'unit_bet_amount' => 100,
+        'total_bet_amount' => 100,
+        'rebate_rate_snapshot' => 0,
+        'commission_rate_snapshot' => 0,
+        'actual_deduct_amount' => 100,
+        'odds_snapshot_json' => [],
+        'rule_snapshot_json' => [],
+        'combination_count' => 1,
+        'estimated_max_payout' => 3000,
+        'risk_locked_amount' => 3000,
+        'status' => 'pending_confirm',
+        'fail_reason_code' => null,
+        'fail_reason_text' => null,
+        'win_amount' => 0,
+        'jackpot_win_amount' => 0,
+        'settled_at' => null,
+        'created_at' => now()->subMinutes(20),
+        'updated_at' => now()->subMinutes(20),
+    ]);
+
+    TicketCombination::query()->create([
+        'ticket_item_id' => $item->id,
+        'combination_no' => 1,
+        'number_4d' => '1234',
+        'bet_amount' => 100,
+        'estimated_payout' => 3000,
+        'created_at' => now()->subMinutes(20),
+    ]);
+
+    RiskPool::query()->create([
+        'draw_id' => $draw->id,
+        'normalized_number' => '1234',
+        'total_cap_amount' => 5000,
+        'locked_amount' => 3000,
+        'remaining_amount' => 2000,
+        'sold_out_status' => 0,
+        'version' => 1,
+    ]);
+
+    $this->artisan('lottery:ticket-pending-confirm-reconcile --stale-minutes=15 --limit=100')
+        ->expectsOutputToContain('refunded: 1')
+        ->assertExitCode(0);
+
+    expect($order->fresh()->status)->toBe('refunded')
+        ->and($item->fresh()->status)->toBe('refunded')
+        ->and((int) DB::table('player_credit_accounts')->where('player_id', $player->id)->value('used_credit'))->toBe(0)
+        ->and(DB::table('credit_ledger')
+            ->where('owner_id', $player->id)
+            ->where('reason', 'bet_hold_release')
+            ->where('ref_type', 'ticket_order')
+            ->where('ref_id', $order->id)
+            ->count())->toBe(1)
+        ->and((int) RiskPool::query()->where('draw_id', $draw->id)->where('normalized_number', '1234')->value('locked_amount'))->toBe(0);
+
+    $this->artisan('lottery:ticket-pending-confirm-reconcile --stale-minutes=15 --limit=100')
+        ->assertExitCode(0);
+
+    expect(DB::table('credit_ledger')
+        ->where('owner_id', $player->id)
+        ->where('reason', 'bet_hold_release')
+        ->where('ref_type', 'ticket_order')
+        ->where('ref_id', $order->id)
+        ->count())->toBe(1);
+});