feat: add wallet transfer reconcile command and schedule task

新增钱包划转对账命令行工具与定时任务，用于扫描主站与彩票侧的转账流水差异，记录掉单和异常划转单，并生成对账报告。

app/Console/Commands/WalletTransferReconcileCommand.php

@@ -0,0 +1,42 @@
+<?php
+
+namespace App\Console\Commands;
+
+use Illuminate\Console\Command;
+use App\Services\Wallet\WalletTransferReconcileDetector;
+
+final class WalletTransferReconcileCommand extends Command
+{
+    protected $signature = 'lottery:wallet-transfer-reconcile {--lookback-hours=24 : 回看时间窗口} {--stale-minutes=15 : processing 超过多久算作掉单} {--limit=500 : 每次最多扫描多少笔转账单}';
+
+    protected $description = '扫描主站与彩票侧划转差异，生成钱包对账单';
+
+    public function handle(WalletTransferReconcileDetector $detector): int
+    {
+        $lookbackHours = max(1, (int) $this->option('lookback-hours'));
+        $staleMinutes = max(1, (int) $this->option('stale-minutes'));
+        $limit = max(1, (int) $this->option('limit'));
+
+        $job = $detector->scanAndRecord(
+            now()->subHours($lookbackHours),
+            now(),
+            $limit,
+            $staleMinutes,
+        );
+
+        if ($job === null) {
+            $this->info('No wallet transfer discrepancies found.');
+            return self::SUCCESS;
+        }
+
+        $summary = $job->summary_json ?? [];
+        $this->info(sprintf(
+            'Created reconcile job %s | items: %d | mismatches: %d',
+            $job->job_no,
+            (int) ($summary['item_count'] ?? 0),
+            (int) ($summary['mismatch_count'] ?? 0),
+        ));
+
+        return self::SUCCESS;
+    }
+}