feat: 增强代理和玩家管理功能

- 在多个控制器中更新权限检查逻辑，确保管理员能够更灵活地管理代理和玩家。
- 在 AdminPlayerStoreController 中引入对玩家创建能力的验证，确保只有具备相应权限的管理员能够创建玩家。
- 更新请求验证逻辑，新增 credit_limit、rebate_rate 和 extra_rebate_rate 字段，以支持更细粒度的玩家管理。
- 在 AgentNodeProfileController 中添加对父代理能力授予的验证，确保子代理的权限在父代理范围内。
- 引入 AgentProfileFieldRules 以简化代理资料更新请求的规则定义，提升代码复用性。

tests/Feature/SettlementOverdueFreezeTest.php

@@ -0,0 +1,72 @@
+<?php
+
+use App\Models\Player;
+use App\Services\Player\PlayerCreditService;
+use Illuminate\Foundation\Testing\RefreshDatabase;
+use Illuminate\Support\Facades\DB;
+
+uses(RefreshDatabase::class);
+
+test('overdue player cannot place bet on credit line', function (): void {
+    $site = DB::table('admin_sites')->where('is_default', true)->first();
+    $extra = json_decode((string) ($site->extra_json ?? '{}'), true);
+    if (! is_array($extra)) {
+        $extra = [];
+    }
+    $extra['credit_line_mode'] = true;
+    DB::table('admin_sites')->where('id', $site->id)->update([
+        'extra_json' => json_encode($extra),
+        'updated_at' => now(),
+    ]);
+
+    $player = Player::query()->create([
+        'site_code' => (string) $site->code,
+        'agent_node_id' => (int) DB::table('agent_nodes')->where('depth', 0)->value('id'),
+        'site_player_id' => 'od-p1',
+        'auth_source' => 'lottery_native',
+        'funding_mode' => 'credit',
+        'username' => 'od1',
+        'nickname' => null,
+        'default_currency' => 'NPR',
+        'status' => 0,
+    ]);
+
+    DB::table('player_credit_accounts')->insert([
+        'player_id' => $player->id,
+        'credit_limit' => 10000,
+        'used_credit' => 0,
+        'frozen_credit' => 0,
+        'created_at' => now(),
+        'updated_at' => now(),
+    ]);
+
+    $periodId = (int) DB::table('settlement_periods')->insertGetId([
+        'admin_site_id' => (int) $site->id,
+        'period_start' => now()->subWeek(),
+        'period_end' => now()->subDay(),
+        'status' => 'closed',
+        'created_at' => now(),
+        'updated_at' => now(),
+    ]);
+
+    DB::table('settlement_bills')->insert([
+        'settlement_period_id' => $periodId,
+        'bill_type' => 'player',
+        'owner_type' => 'player',
+        'owner_id' => $player->id,
+        'counterparty_type' => 'agent',
+        'counterparty_id' => $player->agent_node_id,
+        'gross_win_loss' => 1000,
+        'rebate_amount' => 0,
+        'adjustment_amount' => 0,
+        'net_amount' => 1000,
+        'paid_amount' => 0,
+        'unpaid_amount' => 1000,
+        'status' => 'overdue',
+        'created_at' => now(),
+        'updated_at' => now(),
+    ]);
+
+    expect(fn () => app(PlayerCreditService::class)->assertMayPlaceBet($player, 100))
+        ->toThrow(\Illuminate\Validation\ValidationException::class);
+});