diff --git a/apps/admin/src/components/AdminLocaleSwitcher.vue b/apps/admin/src/components/AdminLocaleSwitcher.vue
index ed5e5aa..b9efca1 100644
--- a/apps/admin/src/components/AdminLocaleSwitcher.vue
+++ b/apps/admin/src/components/AdminLocaleSwitcher.vue
@@ -1,41 +1,177 @@
 <script setup lang="ts">
+import { ref, computed, onMounted, onUnmounted } from 'vue';
 import { useAdminLocale, type AdminLocale } from '../composables/useAdminLocale';
 import AdminLocaleFlag from './AdminLocaleFlag.vue';
 
+withDefaults(
+  defineProps<{
+    /** gold：与玩家端登录一致；admin：管理后台顶栏绿色主题 */
+    variant?: 'gold' | 'admin';
+  }>(),
+  { variant: 'admin' },
+);
+
 const { locale, locales, setLocale, t } = useAdminLocale();
 
-function onChange(e: Event) {
-  setLocale((e.target as HTMLSelectElement).value as AdminLocale);
+const open = ref(false);
+const root = ref<HTMLElement | null>(null);
+
+const currentLabel = computed(
+  () => locales.find((l) => l.code === locale.value)?.label ?? locale.value,
+);
+
+function pick(code: AdminLocale) {
+  open.value = false;
+  setLocale(code);
 }
+
+function toggle() {
+  open.value = !open.value;
+}
+
+function onDocClick(e: MouseEvent) {
+  if (!root.value?.contains(e.target as Node)) open.value = false;
+}
+
+onMounted(() => document.addEventListener('click', onDocClick));
+onUnmounted(() => document.removeEventListener('click', onDocClick));
 </script>
 
 <template>
-  <label class="admin-locale" :title="t('lang')">
-    <AdminLocaleFlag :locale="locale" :size="20" />
-    <select :value="locale" class="admin-locale-select" :aria-label="t('lang')" @change="onChange">
-      <option v-for="l in locales" :key="l.code" :value="l.code">
-        {{ l.label }}
-      </option>
-    </select>
-  </label>
+  <div ref="root" class="admin-locale" :class="[variant, { open }]">
+    <button
+      type="button"
+      class="admin-locale-trigger"
+      :aria-expanded="open"
+      aria-haspopup="listbox"
+      :title="t('lang')"
+      @click.stop="toggle"
+    >
+      <AdminLocaleFlag :locale="locale" :size="20" />
+      <span class="admin-locale-label">{{ currentLabel }}</span>
+      <span class="locale-chevron" aria-hidden="true">▾</span>
+    </button>
+    <ul v-show="open" class="admin-locale-menu" role="listbox" :aria-label="t('lang')">
+      <li
+        v-for="l in locales"
+        :key="l.code"
+        role="option"
+        :aria-selected="locale === l.code"
+        class="admin-locale-option"
+        :class="{ active: locale === l.code }"
+        @click="pick(l.code)"
+      >
+        <AdminLocaleFlag :locale="l.code" :size="18" />
+        <span>{{ l.label }}</span>
+      </li>
+    </ul>
+  </div>
 </template>
 
 <style scoped>
 .admin-locale {
+  position: relative;
+  display: inline-flex;
+}
+
+.admin-locale-trigger {
   display: inline-flex;
   align-items: center;
   gap: 8px;
-}
-.admin-locale-select {
-  background: #0d0d0d;
-  color: var(--green-text);
-  border: 1px solid var(--green-border);
+  min-width: 120px;
+  padding: 5px 10px 5px 8px;
   border-radius: 6px;
-  padding: 5px 24px 5px 8px;
   font-size: 12px;
   font-weight: 600;
-  min-width: 120px;
+  font-family: inherit;
   cursor: pointer;
   line-height: 1.2;
 }
+
+.admin-locale-label {
+  flex: 1;
+  text-align: left;
+  overflow: hidden;
+  text-overflow: ellipsis;
+  white-space: nowrap;
+}
+
+.locale-chevron {
+  font-size: 10px;
+  opacity: 0.7;
+  transition: transform 0.15s ease;
+}
+
+.admin-locale.open .locale-chevron {
+  transform: rotate(180deg);
+}
+
+.admin-locale-menu {
+  position: absolute;
+  top: calc(100% + 4px);
+  right: 0;
+  z-index: 50;
+  min-width: 100%;
+  margin: 0;
+  padding: 4px;
+  list-style: none;
+  border-radius: 8px;
+  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.55);
+}
+
+.admin-locale-option {
+  display: flex;
+  align-items: center;
+  gap: 8px;
+  padding: 8px 10px;
+  border-radius: 6px;
+  font-size: 12px;
+  font-weight: 600;
+  cursor: pointer;
+  white-space: nowrap;
+}
+
+/* 管理顶栏 */
+.admin-locale.admin .admin-locale-trigger {
+  background: #0d0d0d;
+  color: var(--green-text);
+  border: 1px solid var(--green-border);
+}
+
+.admin-locale.admin .admin-locale-menu {
+  background: #0f1411;
+  border: 1px solid var(--green-border);
+}
+
+.admin-locale.admin .admin-locale-option {
+  color: #8ab89a;
+}
+
+.admin-locale.admin .admin-locale-option:hover,
+.admin-locale.admin .admin-locale-option.active {
+  background: var(--green-surface);
+  color: var(--green-text);
+}
+
+/* 登录页：与玩家端金色主题一致 */
+.admin-locale.gold .admin-locale-trigger {
+  background: #0d0d0d;
+  color: #f0d875;
+  border: 1px solid rgba(212, 175, 55, 0.28);
+}
+
+.admin-locale.gold .admin-locale-menu {
+  background: #141414;
+  border: 1px solid rgba(212, 175, 55, 0.28);
+}
+
+.admin-locale.gold .admin-locale-option {
+  color: #8e8e93;
+}
+
+.admin-locale.gold .admin-locale-option:hover,
+.admin-locale.gold .admin-locale-option.active {
+  background: rgba(212, 175, 55, 0.1);
+  color: #f0d875;
+}
 </style>
diff --git a/apps/admin/src/views/Login.vue b/apps/admin/src/views/Login.vue
index 10dda1e..4741b71 100644
--- a/apps/admin/src/views/Login.vue
+++ b/apps/admin/src/views/Login.vue
@@ -57,34 +57,42 @@ async function login() {
   <div class="login-page" :style="{ backgroundImage: `url(${bgImage})` }">
     <div class="login-mask" />
     <div class="login-wrap">
-      <div class="login-lang">
-        <AdminLocaleSwitcher />
-      </div>
       <form @submit.prevent="login" class="login-form" autocomplete="off">
-        <img src="/logo.png" alt="TheBet365" class="logo" />
-        <h2 class="title">{{ t('login.title') }}</h2>
+        <div class="form-lang">
+          <AdminLocaleSwitcher variant="gold" />
+        </div>
 
-        <label>{{ t('login.username') }}</label>
-        <input v-model="form.username" class="field" :placeholder="t('login.username_ph')" autocomplete="off" required />
-        <label>{{ t('login.password') }}</label>
-        <input v-model="form.password" class="field" type="password" :placeholder="t('login.password_ph')" autocomplete="off" required />
+        <div class="form-body">
+          <aside class="form-brand">
+            <img src="/logo.png" alt="TheBet365" class="logo-large" />
+          </aside>
 
-        <RobotVerify ref="captchaRef" />
+          <div class="form-fields">
+            <h2 class="title">{{ t('login.title') }}</h2>
 
-        <button type="submit" class="btn-login" :disabled="loading">
-          {{ loading ? '...' : t('login.submit') }}
-        </button>
+            <label>{{ t('login.username') }}</label>
+            <input v-model="form.username" class="field" :placeholder="t('login.username_ph')" autocomplete="off" required />
+            <label>{{ t('login.password') }}</label>
+            <input v-model="form.password" class="field" type="password" :placeholder="t('login.password_ph')" autocomplete="off" required />
 
-        <div class="quick-label">{{ t('login.quick_label') }}</div>
-        <div class="quick-btns">
-          <button type="button" class="quick-btn" :disabled="loading" @click="quickLogin('admin', 'Admin@123')">
-            <span class="quick-role">{{ t('login.quick_admin') }}</span>
-            <span class="quick-acc">admin</span>
-          </button>
-          <button type="button" class="quick-btn" :disabled="loading" @click="quickLogin('agent1', 'Agent@123')">
-            <span class="quick-role">{{ t('login.quick_agent') }}</span>
-            <span class="quick-acc">agent1</span>
-          </button>
+            <RobotVerify ref="captchaRef" />
+
+            <button type="submit" class="btn-login" :disabled="loading">
+              {{ loading ? '...' : t('login.submit') }}
+            </button>
+
+            <div class="quick-label">{{ t('login.quick_label') }}</div>
+            <div class="quick-btns">
+              <button type="button" class="quick-btn" :disabled="loading" @click="quickLogin('admin', 'Admin@123')">
+                <span class="quick-role">{{ t('login.quick_admin') }}</span>
+                <span class="quick-acc">admin</span>
+              </button>
+              <button type="button" class="quick-btn" :disabled="loading" @click="quickLogin('agent1', 'Agent@123')">
+                <span class="quick-role">{{ t('login.quick_agent') }}</span>
+                <span class="quick-acc">agent1</span>
+              </button>
+            </div>
+          </div>
         </div>
       </form>
     </div>
@@ -112,37 +120,59 @@ async function login() {
   position: relative;
   z-index: 1;
   width: 100%;
-  max-width: 400px;
+  max-width: 720px;
   padding: 0 20px;
 }
 
-.login-lang {
+.login-form {
+  position: relative;
+  padding: 14px 0 0;
+  background: rgba(14, 14, 14, 0.92);
+  border: 1px solid rgba(212, 175, 55, 0.28);
+  border-radius: 12px;
+  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.45);
+  overflow: hidden;
+}
+
+.form-lang {
   display: flex;
   justify-content: flex-end;
-  margin-bottom: 10px;
+  padding: 0 18px 10px;
 }
-.login-form {
+
+.form-body {
+  display: grid;
+  grid-template-columns: minmax(200px, 260px) 1fr;
+  align-items: stretch;
+}
+
+.form-brand {
+  display: flex;
+  align-items: center;
+  justify-content: center;
+  padding: 28px 20px;
+  background: rgba(0, 0, 0, 0.25);
+  border-right: 1px solid rgba(212, 175, 55, 0.15);
+}
+
+.logo-large {
+  width: 100%;
+  max-width: 220px;
+  height: auto;
+  object-fit: contain;
+  filter: drop-shadow(0 4px 24px rgba(212, 175, 55, 0.25));
+}
+
+.form-fields {
   display: flex;
   flex-direction: column;
   gap: 10px;
-  padding: 28px 22px 22px;
-  background: rgba(12, 12, 12, 0.95);
-  border: 1px solid var(--green-border);
-  border-radius: 14px;
-  box-shadow: 0 8px 40px rgba(0, 0, 0, 0.7), 0 0 0 1px rgba(36, 143, 84, 0.08);
-  backdrop-filter: blur(20px);
-}
-.logo {
-  max-width: 160px;
-  max-height: 56px;
-  width: auto;
-  height: auto;
-  object-fit: contain;
-  display: block;
-  margin: 0 auto 2px;
+  padding: 22px 24px 24px;
+  min-width: 0;
 }
+
 .title {
-  text-align: center;
+  text-align: left;
   font-size: 15px;
   font-weight: 700;
   color: #aaa;
@@ -150,6 +180,34 @@ async function login() {
   text-transform: uppercase;
   margin-bottom: 4px;
 }
+
+@media (max-width: 640px) {
+  .login-wrap {
+    max-width: 400px;
+  }
+
+  .form-body {
+    grid-template-columns: 1fr;
+  }
+
+  .form-brand {
+    padding: 20px 24px 12px;
+    border-right: none;
+    border-bottom: 1px solid rgba(212, 175, 55, 0.15);
+  }
+
+  .logo-large {
+    max-width: 180px;
+  }
+
+  .form-fields {
+    padding: 18px 20px 22px;
+  }
+
+  .title {
+    text-align: center;
+  }
+}
 label {
   font-size: 11px;
   color: #666;
@@ -231,8 +289,8 @@ label {
   transition: all 0.15s;
 }
 .quick-btn:hover:not(:disabled) {
-  background: var(--green-surface);
-  border-color: var(--green-border);
+  background: rgba(255, 255, 255, 0.06);
+  border-color: rgba(255, 255, 255, 0.18);
 }
 .quick-btn:disabled { opacity: 0.4; cursor: not-allowed; }
 .quick-role {
diff --git a/apps/api/src/domains/agent/agents.service.ts b/apps/api/src/domains/agent/agents.service.ts
index 287e947..a7e2aa7 100644
--- a/apps/api/src/domains/agent/agents.service.ts
+++ b/apps/api/src/domains/agent/agents.service.ts
@@ -462,7 +462,11 @@ export class AgentsService {
       await this.recalculateUsedCredit(oldParentId);
     }
 
-    return this.prisma.user.findUnique({ where: { id: userId } });
+    const updated = await this.prisma.user.findUnique({ where: { id: userId } });
+    if (!updated) {
+      throw new NotFoundException('用户不存在');
+    }
+    return updated;
   }
 
   async createAgent(
diff --git a/apps/player/src/assets/images/qianbao.png b/apps/player/src/assets/images/qianbao.png
new file mode 100644
index 0000000..5a57bd3
Binary files /dev/null and b/apps/player/src/assets/images/qianbao.png differ
diff --git a/apps/player/src/assets/images/钱包.png b/apps/player/src/assets/images/钱包.png
new file mode 100644
index 0000000..a03dbca
Binary files /dev/null and b/apps/player/src/assets/images/钱包.png differ
diff --git a/apps/player/src/components/LocaleSwitcher.vue b/apps/player/src/components/LocaleSwitcher.vue
index 7f051ad..8972e71 100644
--- a/apps/player/src/components/LocaleSwitcher.vue
+++ b/apps/player/src/components/LocaleSwitcher.vue
@@ -1,4 +1,5 @@
 <script setup lang="ts">
+import { ref, computed, onMounted, onUnmounted } from 'vue';
 import { useI18n } from 'vue-i18n';
 import LocaleFlag from './LocaleFlag.vue';
 import { useAppLocale } from '../composables/useAppLocale';
@@ -13,30 +14,62 @@ withDefaults(
 const { locale } = useI18n();
 const { locales, setLocale } = useAppLocale();
 
-async function onChange(code: string) {
+const open = ref(false);
+const root = ref<HTMLElement | null>(null);
+
+const currentLabel = computed(
+  () => locales.find((l) => l.code === locale.value)?.label ?? locale.value,
+);
+
+async function pick(code: string) {
+  open.value = false;
   await setLocale(code);
 }
+
+function toggle() {
+  open.value = !open.value;
+}
+
+function onDocClick(e: MouseEvent) {
+  if (!root.value?.contains(e.target as Node)) open.value = false;
+}
+
+onMounted(() => document.addEventListener('click', onDocClick));
+onUnmounted(() => document.removeEventListener('click', onDocClick));
 </script>
 
 <template>
-  <div class="locale-switch" :class="{ compact }">
-    <LocaleFlag :locale="locale" :size="compact ? 16 : 18" />
-    <select
-      :value="locale"
-      class="locale-select"
-      :aria-label="compact ? 'Language' : undefined"
-      @change="onChange(($event.target as HTMLSelectElement).value)"
-    >
-      <option v-for="l in locales" :key="l.code" :value="l.code">
-        {{ l.label }}
-      </option>
-    </select>
+  <div ref="root" class="locale-switch" :class="{ compact, open }">
+    <button type="button" class="locale-trigger" :aria-expanded="open" aria-haspopup="listbox" @click.stop="toggle">
+      <LocaleFlag :locale="locale" :size="compact ? 16 : 18" />
+      <span class="locale-label">{{ currentLabel }}</span>
+      <span class="locale-chevron" aria-hidden="true">▾</span>
+    </button>
+    <ul v-show="open" class="locale-menu" role="listbox" :aria-label="compact ? 'Language' : undefined">
+      <li
+        v-for="l in locales"
+        :key="l.code"
+        role="option"
+        :aria-selected="locale === l.code"
+        class="locale-option"
+        :class="{ active: locale === l.code }"
+        @click="pick(l.code)"
+      >
+        <LocaleFlag :locale="l.code" :size="16" />
+        <span>{{ l.label }}</span>
+      </li>
+    </ul>
   </div>
 </template>
 
 <style scoped>
 .locale-switch {
-  display: flex;
+  position: relative;
+  display: inline-flex;
+}
+
+.locale-trigger {
+  display: inline-flex;
   align-items: center;
   gap: 5px;
   height: 36px;
@@ -44,22 +77,68 @@ async function onChange(code: string) {
   border: 1px solid var(--border);
   border-radius: 6px;
   background: #0d0d0d;
+  color: var(--primary-light);
+  font-size: 11px;
+  font-weight: 700;
+  font-family: inherit;
+  cursor: pointer;
   box-sizing: border-box;
 }
 
-.locale-switch.compact {
+.locale-switch.compact .locale-trigger {
   height: auto;
-  padding: 2px 5px;
+  min-height: 30px;
+  padding: 4px 6px 4px 5px;
 }
 
-.locale-select {
-  background: transparent;
-  color: var(--primary-light);
-  border: none;
-  padding: 2px 2px 2px 0;
-  font-size: 11px;
-  font-weight: 700;
-  outline: none;
+.locale-label {
   max-width: 120px;
+  overflow: hidden;
+  text-overflow: ellipsis;
+  white-space: nowrap;
+}
+
+.locale-chevron {
+  font-size: 10px;
+  color: var(--text-muted);
+  transition: transform 0.15s ease;
+}
+
+.locale-switch.open .locale-chevron {
+  transform: rotate(180deg);
+}
+
+.locale-menu {
+  position: absolute;
+  top: calc(100% + 4px);
+  right: 0;
+  z-index: 50;
+  min-width: 100%;
+  margin: 0;
+  padding: 4px;
+  list-style: none;
+  background: #141414;
+  border: 1px solid var(--border-gold-soft);
+  border-radius: 8px;
+  box-shadow: var(--shadow);
+}
+
+.locale-option {
+  display: flex;
+  align-items: center;
+  gap: 8px;
+  padding: 8px 10px;
+  border-radius: 6px;
+  color: var(--text-muted);
+  font-size: 12px;
+  font-weight: 600;
+  cursor: pointer;
+  white-space: nowrap;
+}
+
+.locale-option:hover,
+.locale-option.active {
+  background: rgba(212, 175, 55, 0.1);
+  color: var(--primary-light);
 }
 </style>
diff --git a/apps/player/src/main.ts b/apps/player/src/main.ts
index ef6d8eb..7b4ba48 100644
--- a/apps/player/src/main.ts
+++ b/apps/player/src/main.ts
@@ -48,6 +48,7 @@ const i18n = createI18n({
       wallet: {
         balance: '余额',
         cash_balance: '现金余额',
+        card_holder: '持卡人',
         unsettled: '未结算',
         available: '可用',
         no_records: '暂无账单记录',
@@ -231,6 +232,7 @@ const i18n = createI18n({
       wallet: {
         balance: 'Balance',
         cash_balance: 'Cash Balance',
+        card_holder: 'Cardholder',
         unsettled: 'Unsettled',
         available: 'Available',
         no_records: 'No records',
@@ -420,6 +422,7 @@ const i18n = createI18n({
       wallet: {
         balance: 'Baki',
         cash_balance: 'Baki Tunai',
+        card_holder: 'Pemegang',
         unsettled: 'Belum Selesai',
         available: 'Tersedia',
         no_records: 'Tiada rekod',
diff --git a/apps/player/src/views/ProfileView.vue b/apps/player/src/views/ProfileView.vue
index 83c6eb7..be9555b 100644
--- a/apps/player/src/views/ProfileView.vue
+++ b/apps/player/src/views/ProfileView.vue
@@ -7,6 +7,7 @@ import { formatMoney } from '../utils/localeDisplay';
 import LocaleFlag from '../components/LocaleFlag.vue';
 import { useAuthStore } from '../stores/auth';
 import { useAppLocale } from '../composables/useAppLocale';
+import walletBg from '../assets/images/钱包.png';
 
 const { t, locale } = useI18n();
 const router = useRouter();
@@ -18,6 +19,8 @@ const profile = ref<{
   wallet?: { availableBalance: string; frozenBalance: string };
 } | null>(null);
 
+const rulesExpanded = ref(false);
+
 onMounted(async () => {
   const { data } = await api.get('/player/profile');
   profile.value = data.data;
@@ -36,18 +39,28 @@ function logout() {
 
 <template>
   <div class="profile-page">
-    <div class="summary-card">
-      <p class="username">{{ profile?.username }}</p>
-      <div class="balance-row">
-        <span class="balance-label">
-          <LocaleFlag :locale="locale" :size="16" />
-          {{ t('wallet.balance') }}
-        </span>
-        <span class="amount">{{ formatMoney(profile?.wallet?.availableBalance, locale) }}</span>
+    <div class="wallet-banner">
+      <img class="wallet-banner-img" :src="walletBg" alt="" />
+      <img src="/logo.png" alt="TheBet365" class="wallet-card-logo" />
+      <div class="wallet-banner-info">
+        <div class="card-balance-block">
+          <span class="card-kicker">
+            <LocaleFlag :locale="locale" :size="14" />
+            {{ t('wallet.balance') }}
+          </span>
+          <p class="card-balance">{{ formatMoney(profile?.wallet?.availableBalance, locale) }}</p>
+        </div>
+        <div class="card-foot">
+          <div class="card-holder">
+            <span class="card-kicker">{{ t('wallet.card_holder') }}</span>
+            <span class="card-name">{{ profile?.username }}</span>
+          </div>
+          <div class="card-pending">
+            <span class="card-kicker">{{ t('wallet.unsettled') }}</span>
+            <span class="card-pending-val">{{ formatMoney(profile?.wallet?.frozenBalance, locale) }}</span>
+          </div>
+        </div>
       </div>
-      <p class="frozen">
-        {{ t('wallet.unsettled') }}: {{ formatMoney(profile?.wallet?.frozenBalance, locale) }}
-      </p>
     </div>
 
     <section class="settings-group">
@@ -56,6 +69,25 @@ function logout() {
         <span class="cell-chevron" aria-hidden="true">›</span>
       </RouterLink>
 
+      <div class="rules-cell">
+        <button
+          type="button"
+          class="settings-cell rules-toggle"
+          :aria-expanded="rulesExpanded"
+          @click="rulesExpanded = !rulesExpanded"
+        >
+          <span class="cell-label">{{ t('profile.rules_title') }}</span>
+          <span class="cell-chevron" :class="{ open: rulesExpanded }" aria-hidden="true">›</span>
+        </button>
+        <div v-show="rulesExpanded" class="rules-body">
+          <p>{{ t('profile.rules_p1') }}</p>
+          <p>{{ t('profile.rules_p2') }}</p>
+          <p>{{ t('profile.rules_p3') }}</p>
+          <p>{{ t('profile.rules_p4') }}</p>
+          <p>{{ t('profile.rules_p5') }}</p>
+        </div>
+      </div>
+
       <div class="settings-cell settings-cell--stack">
         <div class="cell-head">
           <span class="cell-label">{{ t('profile.language') }}</span>
@@ -74,19 +106,6 @@ function logout() {
           </button>
         </div>
       </div>
-
-      <div class="settings-cell settings-cell--stack rules-cell">
-        <div class="cell-head">
-          <span class="cell-label">{{ t('profile.rules_title') }}</span>
-        </div>
-        <div class="rules-body">
-          <p>{{ t('profile.rules_p1') }}</p>
-          <p>{{ t('profile.rules_p2') }}</p>
-          <p>{{ t('profile.rules_p3') }}</p>
-          <p>{{ t('profile.rules_p4') }}</p>
-          <p>{{ t('profile.rules_p5') }}</p>
-        </div>
-      </div>
     </section>
 
     <button type="button" class="logout-btn" @click="logout">
@@ -100,49 +119,140 @@ function logout() {
   padding: 8px 0 12px;
 }
 
-.summary-card {
-  background: var(--bg-card);
-  border: 1px solid var(--border);
-  border-radius: var(--radius);
-  padding: 14px 16px;
+.wallet-banner {
+  position: relative;
   margin-bottom: 12px;
+  line-height: 0;
 }
 
-.username {
-  font-size: 15px;
-  font-weight: 800;
-  color: var(--primary-light);
-  margin-bottom: 10px;
+.wallet-banner-img {
+  width: 100%;
+  height: auto;
+  display: block;
 }
 
-.balance-row {
+.wallet-card-logo {
+  position: absolute;
+  top: 9%;
+  right: 5.5%;
+  z-index: 2;
+  width: clamp(42px, 12.8vw, 64px);
+  height: auto;
+  object-fit: contain;
+  pointer-events: none;
+  filter:
+    drop-shadow(0 2px 6px rgba(0, 0, 0, 0.45))
+    drop-shadow(0 0 5px rgba(212, 175, 55, 0.32))
+    drop-shadow(0 0 10px rgba(240, 216, 117, 0.18));
+}
+
+.wallet-banner-info {
+  position: absolute;
+  inset: 11% 12% 9% 19%;
   display: flex;
-  justify-content: space-between;
-  align-items: center;
-  gap: 12px;
+  flex-direction: column;
+  gap: clamp(14px, 3.5vw, 20px);
+  line-height: normal;
+  box-sizing: border-box;
+  pointer-events: none;
+  font-family: 'Segoe UI', 'PingFang SC', 'Microsoft YaHei UI', 'Helvetica Neue', Arial, sans-serif;
+  font-stretch: semi-expanded;
 }
 
-.balance-label {
+.card-kicker {
   display: inline-flex;
   align-items: center;
   gap: 6px;
-  font-size: 13px;
-  color: var(--text-muted);
-  font-weight: 600;
-}
-
-.amount {
-  color: var(--primary-light);
+  font-size: clamp(10px, 2.5vw, 11px);
   font-weight: 800;
-  font-size: 20px;
-  white-space: nowrap;
+  letter-spacing: 0.1em;
+  text-transform: uppercase;
+  color: rgba(180, 180, 185, 0.92);
+  text-shadow:
+    0 1px 2px rgba(0, 0, 0, 0.75),
+    0 2px 5px rgba(0, 0, 0, 0.35);
 }
 
-.frozen {
-  font-size: 12px;
-  color: var(--text-muted);
-  margin-top: 6px;
-  font-weight: 500;
+.card-balance-block {
+  flex: 1;
+  display: flex;
+  flex-direction: column;
+  justify-content: center;
+  gap: clamp(3px, 1vw, 6px);
+  min-height: clamp(44px, 12vw, 60px);
+}
+
+.card-balance {
+  margin: 0;
+  width: 100%;
+  max-width: 100%;
+  font-size: clamp(22px, 6.8vw, 36px);
+  font-weight: 900;
+  letter-spacing: -0.02em;
+  font-variant-numeric: tabular-nums;
+  line-height: 1.05;
+  white-space: nowrap;
+  background: var(--gradient-gold);
+  -webkit-background-clip: text;
+  background-clip: text;
+  color: transparent;
+  filter:
+    drop-shadow(0 1px 2px rgba(0, 0, 0, 0.85))
+    drop-shadow(0 3px 6px rgba(0, 0, 0, 0.45))
+    drop-shadow(0 0 10px rgba(212, 175, 55, 0.22));
+}
+
+.card-foot {
+  display: flex;
+  align-items: flex-end;
+  justify-content: space-between;
+  gap: 16px;
+  margin-top: auto;
+  padding-top: 2px;
+}
+
+.card-holder,
+.card-pending {
+  display: flex;
+  flex-direction: column;
+  gap: 6px;
+  min-width: 0;
+}
+
+.card-pending {
+  align-items: flex-end;
+  text-align: right;
+}
+
+.card-name {
+  font-size: clamp(12px, 3.2vw, 15px);
+  font-weight: 900;
+  letter-spacing: 0.06em;
+  text-transform: uppercase;
+  line-height: 1.25;
+  overflow: hidden;
+  text-overflow: ellipsis;
+  white-space: nowrap;
+  max-width: 44vw;
+  background: linear-gradient(180deg, #fff6d8 0%, #e8c96a 38%, #c9a227 100%);
+  -webkit-background-clip: text;
+  background-clip: text;
+  color: transparent;
+  filter:
+    drop-shadow(0 1px 2px rgba(0, 0, 0, 0.8))
+    drop-shadow(0 2px 5px rgba(0, 0, 0, 0.4));
+}
+
+.card-pending-val {
+  font-size: clamp(12px, 3.2vw, 14px);
+  font-weight: 900;
+  letter-spacing: -0.01em;
+  font-variant-numeric: tabular-nums;
+  color: rgba(210, 210, 215, 0.95);
+  text-shadow:
+    0 1px 2px rgba(0, 0, 0, 0.75),
+    0 2px 5px rgba(0, 0, 0, 0.35);
+  white-space: nowrap;
 }
 
 .settings-group {
@@ -199,6 +309,22 @@ function logout() {
   font-size: 20px;
   line-height: 1;
   font-weight: 300;
+  transition: transform 0.15s ease;
+}
+
+.cell-chevron.open {
+  transform: rotate(90deg);
+}
+
+.rules-toggle {
+  border: none;
+  cursor: pointer;
+  font-family: inherit;
+}
+
+.rules-cell .rules-body {
+  padding: 0 16px 14px;
+  border-bottom: 1px solid var(--border);
 }
 
 .lang-segment {
@@ -246,7 +372,6 @@ function logout() {
 }
 
 .rules-body {
-  padding: 0 0 12px;
   font-size: 12px;
   line-height: 1.55;
   color: var(--text-muted);