1.新增获取充值/提现配置接口/api/finance/depositWithdrawConfig

2.优化充值和提现方式

app/process/DepositOrderExpireTicker.php

@@ -0,0 +1,22 @@
+<?php
+
+declare(strict_types=1);
+
+namespace app\process;
+
+use app\common\service\DepositOrderExpireService;
+use Workerman\Timer;
+
+/**
+ * 每 10 秒扫描一次待支付充值单，把超时未支付订单自动标记为失败。
+ */
+class DepositOrderExpireTicker
+{
+    public function onWorkerStart(): void
+    {
+        Timer::add(10, static function (): void {
+            DepositOrderExpireService::expirePendingOrders(null, null);
+        });
+    }
+}
+