1.新增获取充值/提现配置接口/api/finance/depositWithdrawConfig

2.优化充值和提现方式

config/process.php

@@ -52,6 +52,12 @@ return [
         'count'      => 1,
         'reloadable' => false,
     ],
+    // 充值订单：超时未支付自动失败（每 10 秒扫描一次）
+    'depositOrderExpireTicker' => [
+        'handler'    => app\process\DepositOrderExpireTicker::class,
+        'count'      => 1,
+        'reloadable' => false,
+    ],
 
     // File update detection and automatic reload
     'monitor' => [