feat: 集成玩家余额 WebSocket 监听并增强风控预警处理

新增 PlayerBalanceWsListener，用于处理玩家余额的实时更新。
引入 RiskWarningWsEvent 类型，并更新 HallBettingGrid 以支持实时风控预警处理。
增强 cellRiskState 方法，新增 warning 状态支持，提升风控管理能力。
更新英文、尼泊尔语及中文翻译，新增玩家余额更新相关文案。

src/hooks/use-player-balance-ws.ts

@@ -0,0 +1,80 @@
+"use client";
+
+import { useEffect } from "react";
+import { useTranslation } from "react-i18next";
+import { toast } from "sonner";
+
+import { getLotteryEcho } from "@/lib/lottery-echo";
+import { useActivePlayerCurrency } from "@/hooks/use-active-player-currency";
+import { usePlayerSessionStore } from "@/stores/player-session-store";
+
+type BalanceUpdateWsEvent = {
+  player_id?: number;
+  currency_code?: string;
+  balance_minor?: number;
+  change_minor?: number;
+  change_formatted?: string;
+  reason?: string;
+};
+
+const REASON_I18N_KEY: Record<string, string> = {
+  transfer_in: "wallet.wsReason.transferIn",
+  transfer_out: "wallet.wsReason.transferOut",
+  bet: "wallet.wsReason.bet",
+  prize: "wallet.wsReason.prize",
+  refund: "wallet.wsReason.refund",
+};
+
+/**
+ * 订阅 `player.{id}` 私有频道的 `balance.update`，刷新余额并 Toast。
+ */
+export function usePlayerBalanceWs(): void {
+  const { t } = useTranslation("player");
+  const playerId = usePlayerSessionStore((state) => state.profile?.id);
+  const bearerToken = usePlayerSessionStore((state) => state.bearerToken);
+  const { activeCurrency } = useActivePlayerCurrency();
+
+  useEffect(() => {
+    if (!playerId || !bearerToken) {
+      return;
+    }
+
+    const echo = getLotteryEcho();
+    if (!echo) {
+      return;
+    }
+
+    const channelName = `player.${playerId}`;
+    const channel = echo.channel(channelName);
+
+    const onBalanceUpdate = (evt: BalanceUpdateWsEvent): void => {
+      const currency = evt.currency_code?.trim().toUpperCase();
+      if (currency && currency !== activeCurrency.toUpperCase()) {
+        return;
+      }
+
+      window.dispatchEvent(new Event("lottery-wallet-refresh"));
+
+      const changeLabel =
+        typeof evt.change_formatted === "string" && evt.change_formatted !== ""
+          ? evt.change_formatted
+          : evt.change_minor != null
+            ? String(evt.change_minor)
+            : "";
+
+      const reasonKey =
+        evt.reason && REASON_I18N_KEY[evt.reason]
+          ? REASON_I18N_KEY[evt.reason]
+          : "wallet.wsReason.unknown";
+      const reasonLabel = t(reasonKey);
+
+      toast.message(t("wallet.wsBalanceUpdated", { change: changeLabel, reason: reasonLabel }));
+    };
+
+    channel.listen(".balance.update", onBalanceUpdate);
+
+    return () => {
+      channel.stopListening(".balance.update");
+    };
+  }, [activeCurrency, bearerToken, playerId, t]);
+}